Kyash logo

Kyash

by Adarsh Kumar · Since 2015
No reviews yet
Active1+ countriesCloud
Quick facts
VendorAdarsh Kumar
Year launched2015
StatusActive
Location12F, Aoyama Building, 1-2-3 Kita-Aoyama, Minato-ku, Tokyo 107-0061, Japan
Countries served1+
Languages5
IntegrationsN/A
Free tierNO
Free trialNO
Contact salesYES

About Kyash

Kyash is a mobile digital wallet platform that enables prepaid Visa payments, money transfers, budgeting, and real-time financial tracking through a smartphone-based financial ecosystem. The platform allows individuals to instantly issue virtual cards, make contactless payments using Apple Pay or Google Pay, and conduct online and in-store transactions across millions of global merchants.

Kyash is a digital wallet and mobile payment platform that enables users to make payments, transfers, deposits, withdrawals, and money management operations through a Visa prepaid card and smartphone application. The platform allows individuals to instantly issue virtual cards, make contactless payments using Apple Pay or Google Pay, and conduct online and in-store transactions across millions of global merchants. Kyash also provides real-time transaction tracking, automatic expense categorization, budgeting tools, and financial insights that help users manage spending efficiently. It supports peer-to-peer money transfers, shared accounts for group expenses, and instant settlement features that simplify personal and group financial management. Users can deposit funds via bank accounts, credit cards, convenience stores, or digital transfers, ensuring flexible access to money. The platform includes rewards programs, cashback incentives, and Kyash points that encourage usage through financial benefits. Security features such as card locking, spending limits, and transaction notifications enhance user control and fraud protection. Kyash is widely used for everyday payments, budgeting, travel expenses, shared living costs, and digital shopping.

Pros & Cons

Pros
  • Enables instant issuance of virtual Visa cards for immediate use.
  • Supports free peer-to-peer money transfers between users instantly.
  • Offers strong mobile integration with Apple Pay and Google Pay.
  • Provides real-time expense tracking and automatic transaction categorization.
Cons
  • Limited advanced banking features compared to full digital banks.
  • Not suitable for complex business financial management needs.
  • Availability and features may vary by region and regulations.
  • Some withdrawal and transfer functions require identity verification.

Features

Key features

Visa Prepaid Card

Issues a virtual or physical Visa card for use at millions of merchants globally.

Real-Time Tracking

Reflects transaction history immediately in the app with automated category classification.

Shared Accounts

Allows users to create and manage shared accounts with family or friends for joint expenses.

Card Security

Enables users to lock cards and set spending limits instantly via the mobile app.

Peer-to-Peer Payments

Supports real-time money transfers and bill splitting between Kyash users.

Additional features

Budget Management

Allows setting spending limits to help users monitor and control their monthly expenses.

Multiple Funding Sources

Supports deposits via bank accounts, credit/debit cards, convenience stores, and Pay-easy.

Cash Withdrawal

Provides options to withdraw funds from bank accounts or via ATMs.

Digital Wallet Integration

Supports Apple Pay, Google Pay, and Samsung Pay for contactless payments.

Transaction Notifications

Sends real-time alerts to the user's smartphone for every transaction made.

Data Export

Allows users to download transaction history in CSV format for external accounting.

Spot Money

Offers a short-term credit service for immediate shopping needs.

Corporate Services

Provides remittance and payment solutions for business clients.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

1
Countries served
5
Interface languages
8
Billing currencies

Available in

🇯🇵JP

Interface languages

EnglishJapaneseKoreanChineseja

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇯🇵JPY🇦🇺AUD🇨🇦CAD🇸🇬SGD🇯🇵JPY

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