Lipa SoftPOS logo

Lipa SoftPOS

by Lipa Payments · Since 2019
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Active1+ countriesCloud
Quick facts
VendorLipa Payments
Year launched2019
StatusActive
LocationBuilding 3, 3 Waterview Cl, Century City, Cape Town, 7441, South Africa.
Countries served1+
Languages2
Integrations
Free tier
Free trial
Contact sales

About Lipa SoftPOS

Lipa SoftPOS is a mobile payment software from Lipa Payments that enables businesses to accept card payments using smartphones or tablets. It provides features such as contactless payments, transaction tracking, and sales reporting so merchants can manage their sales efficiently. This platform allows businesses to turn their devices into point-of-sale terminals without the need for additional hardware. Lipa SoftPOS supports multiple payment methods, including credit cards and mobile wallets, and offers a user-friendly interface for easy transactions. Key capabilities: contactless payments transaction tracking sales reporting multi-payment support user-friendly interface Best for: small to medium-sized businesses that need a flexible payment solution.

Lipa Payments is a secure, contactless payment platform designed to help enterprises, developers, and merchants accept and manage digital payments using smartphones. Built around modern NFC technology, Lipa Payments eliminates the need for traditional point-of-sale hardware by enabling Tap-on-Phone (SoftPOS) functionality, allowing merchants to accept card payments directly on their mobile devices. The flagship product, Lipa SoftPOS, empowers businesses such as retailers, restaurants, charities, transport operators, and event vendors to accept contactless payments quickly and conveniently. With features like PIN on Glass, Lipa supports secure PIN entry on mobile screens for transactions above standard contactless limits, ensuring compliance with issuing bank requirements. The platform’s multi-acquirer capability allows merchants to connect to multiple banking institutions, offering flexibility in account setup and settlement. For businesses requiring operational oversight, Lipa Web Services provides a centralized dashboard for monitoring merchants, terminals, and transactions in real time. Users can manage terminals remotely, activate or deactivate devices instantly, and access analytics that support performance tracking and issue resolution. This level of control enhances reliability and minimizes downtime.

Pros & Cons

What users like
  • +Enables contactless payments directly on smartphones without extra hardware
  • +Fast and simple integration using SDKs with minimal code
  • +Supports multi-acquirer connections for flexibility in receiving payments
  • +White-label option allows rapid launch with custom branding
  • +Real-time merchant and terminal monitoring via a centralized dashboard
What users flag
  • Primarily Android-focused, limiting iOS NFC adoption
  • Hardware-independent model may face limitations in regions with low NFC adoption
  • Advanced enterprise customization may require additional technical support

Features

Key features

Lipa SoftPOS (Tap on Phone) – Enables merchants to accept contactless card payments directly on smartphones using NFC, removing the need for physical POS hardware.
PIN on Glass – Provides secure on-screen PIN entry for transactions that exceed contactless payment limits.
Multi-Acquirer Support – Allows merchants to connect and receive payments through multiple banking institutions from a single platform.
Lipa Web Services (Merchant Dashboard) – Offers centralized control and real-time visibility into merchants, terminals, and transaction activity.
Open API & SDK Integration – Enables fast and simple integration of contactless payment capabilities with less than 11 lines of code.
White-Label SoftPOS Solution – Allows partners to launch branded payment apps quickly using a pre-certified application.

Additional features

Contactless NFC Payments – Supports card-based tap-to-pay transactions directly on Android smartphones.
Mobile Wallet Functions – Enables sending and receiving money, splitting bills, topping up wallets, and accepting multiple payments.
Terminal Management – Provides real-time access to terminal data for monitoring performance and minimizing downtime.
Merchant Monitoring & Analytics – Tracks merchant activity, transaction history, and terminal details via a unified dashboard.
Remote Terminal Control – Allows instant activation or deactivation of terminals for enhanced operational security.
Real-Time Revenue Insights – Displays transaction analytics and performance metrics in a single interface.
SDK for Developers & Integrators – Empowers businesses to embed NFC payment acceptance into their own applications.
SaaS-Based Delivery Model – Reduces technical complexity while ensuring scalability and reliability.
Security Monitoring – Continuously monitors terminals to detect intrusion or tampering attempts.
Attestation Framework – Verifies device integrity to maintain secure payment environments.
Compliance Management – Built to meet payment security and regulatory standards.
Flexible Integration Options – Supports direct SDK integration or fully white-labeled deployments.
Enterprise & SME Ready – Designed for enterprises, merchants, developers, and payment partners across industries.

Pricing

Free trial
Free version
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Countries & Languages

1
Countries served
2
Interface languages
6
Billing currencies

Available in

African Countries

Interface languages

EnglishFrench

Billing currencies

🇳🇬NGN🇺🇸USD🇪🇺EUR🇬🇧GBP🇸🇳XOF🇿🇦ZAR

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