About Luminous Payments
Luminous Payments by Luminous Payments is a payment processing solution designed to help businesses accept, manage, and process electronic payments efficiently and securely.
Luminous Payments by Luminous Payments is a payment processing solution designed to help businesses accept, manage, and process electronic payments efficiently and securely. The platform caters to organizations of various sizes, offering tools that simplify transaction management while providing businesses with the flexibility to accept multiple payment methods. Its primary purpose is to streamline payment operations, improve cash flow management, and enhance the overall customer payment experience. Key features commonly associated with the platform include payment processing, transaction reporting, recurring billing support, payment gateway services, merchant account management, fraud prevention tools, and integration capabilities with business management systems.
Pros & Cons
- You can wipe out credit card processing fees entirely by utilizing the cash discount program.
- Multiple pricing models give you the freedom to choose the cheapest option for your specific business.
- The N1 terminal operates independently on its own 4G LTE network without needing local WiFi.
- Online businesses can easily automate repeat customer charges using the built-in recurring billing tools.
- Hardware choices cover everything from mobile phone plug-ins to full-scale desktop terminals.
- The website forces you to speak with a salesperson just to see their actual baseline rates.
- Passing credit card fees onto your customers might drive away people who dislike paying cash.
- The basic B250 reader won't work unless it stays paired to a smartphone via Bluetooth.
- Businesses looking for advanced point-of-sale inventory management won't find it in these basic terminals.
- There are only two physical equipment pieces to choose from, restricting hardware flexibility for larger stores.
Features
Key features
Allows merchants to offset processing fees by offering discounts to cash-paying customers.
Supports payments via EMV, NFC, mobile wallets, and online gateways.
Provides a range of terminals including Clover devices and mobile card readers.
Enables manual entry and batch processing for phone and mail orders.
Offers multiple models including interchange-plus, flat rate, and tiered options.
Additional features
The system offers specialized programs designed to wipe out standard credit card transaction costs for business owners.
It provides specialized payment solutions customized for restaurants, retail, service-based, internet, telephone, and mobile businesses.
This option lets merchants view exact wholesale card costs and see specifically which card types were accepted.
This compliant setup helps drive cash sales while offsetting processing costs in all fifty states.
This model charges the exact same rate regardless of the card used to eliminate unexpected billing surprises.
This pocket-sized Bluetooth device allows iOS and Android users to process EMV and contactless payments anywhere.
This smart terminal supports tap, chip, and swipe payments alongside an eight-hour battery and built-in receipt printing.
This e-commerce solution acts as a virtual terminal that handles recurring billing, QR codes, and shopping cart integrations.
Pricing
Countries & Languages
Available in
Interface languages
Billing currencies
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About Luminous Payments
Luminous Payments by Luminous Payments is a payment processing solution designed to help businesses accept, manage, and process electronic payments efficiently and securely.
Luminous Payments Details
Luminous Payments's In-App Market Place
Does Luminous Payments have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
N/A
Pricing Options
Accepted Payment Currencies
USD ($), EUR (€), GBP (£), JPY (¥), AUD (A$), CAD (C$), CHF (Fr), CNY (¥), SEK (kr), NZD (NZ$), KRW (₩), SGD (S$), HKD (HK$), NOK (kr), MXN ($), INR (₹), RUB (₽), ZAR (R), USD
Pros & Cons
- You can wipe out credit card processing fees entirely by utilizing the cash discount program.
- Multiple pricing models give you the freedom to choose the cheapest option for your specific business.
- The N1 terminal operates independently on its own 4G LTE network without needing local WiFi.
- Online businesses can easily automate repeat customer charges using the built-in recurring billing tools.
- Hardware choices cover everything from mobile phone plug-ins to full-scale desktop terminals.
- The website forces you to speak with a salesperson just to see their actual baseline rates.
- Passing credit card fees onto your customers might drive away people who dislike paying cash.
- The basic B250 reader won't work unless it stays paired to a smartphone via Bluetooth.
- Businesses looking for advanced point-of-sale inventory management won't find it in these basic terminals.
- There are only two physical equipment pieces to choose from, restricting hardware flexibility for larger stores.
Luminous Payments's Support Options
Luminous Payments's Alternatives
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WebPay is a payment gateway software from WebPay that provides a full-featured solution for processing…
Verifi Global Payment Gateway
Verifi Global Payment Gateway is a payment processing platform from Visa that provides secure transaction…
Vella
Vella is a multi-currency banking software from Vella Finance that provides a convenient banking use.…
Moniepoint
Moniepoint is a financial management software from Moniepoint Microfinance Bank that supports small business transactions.…
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