About MerchantE
MerchantE provides cloud-native payment infrastructure for ISVs, PayFacs, and merchants. It offers APIs for payment acceptance, onboarding, and reporting, alongside acquiring services and fraud management tools.
MerchantE is a modern, cloud-native payment infrastructure provider tailored for software developers, ISVs, and payment facilitators. Unlike traditional processors, it focuses on embedded payments, allowing platforms to own the merchant experience from onboarding to funding. The platform offers a robust suite of RESTful APIs and SDKs that enable businesses to integrate payment acceptance, real-time reporting, and risk management directly into their own products. Key capabilities include unified acceptance across eCommerce and POS, intelligent routing to maximize approval rates, and flexible funding schedules. MerchantE emphasizes a 'human-powered' approach, providing direct access to underwriting and support teams rather than relying solely on automated ticketing. While it is highly suited for platforms requiring deep control over payment economics and compliance, it also serves traditional merchants with secure, PCI Level 1 certified infrastructure. The company, which joined the Omise/Opn Group in 2023, combines U.S. acquiring expertise with global reach, making it a strong contender for businesses looking to scale their payment operations.
Pros & Cons
- Provides deep control over payment economics and merchant onboarding for ISVs.
- Offers direct access to underwriting and support teams for faster issue resolution.
- Built on a modern, cloud-native API-first architecture.
- Includes robust security features like PCI Level 1 compliance and end-to-end encryption.
- Supports complex payment flows such as split funding and sub-merchant management.
- Pricing is not publicly listed and requires contact with sales for custom solutions.
- Integration requires developer resources to leverage the full API suite.
- Platform is primarily focused on B2B and ISV use cases rather than simple retail plug-and-play.
Features
Key features
Supports eCommerce, mobile, and in-person transactions across major card brands and digital wallets.
Provides RESTful APIs and SDKs for ISVs to integrate payment processing, onboarding, and reporting directly into their platforms.
Delivers transaction reporting and data-driven insights to optimize payment performance and approval rates.
Includes upfront underwriting, end-to-end encryption, and tokenization to secure transactions and mitigate fraud.
Offers automated reconciliation and flexible settlement schedules including next-day funding options.
Additional features
Automatically keeps card details current for recurring billing cycles.
Enables distribution of payments across multiple recipients for marketplace platforms.
Facilitates management of sub-merchant accounts for payment facilitators.
Provides pre-built checkout pages for secure and rapid integration.
Supports bulk transaction processing through dedicated API endpoints.
Enables global payment acceptance and settlement capabilities.
Streamlines financial reporting by automating the matching of transactions and settlements.
Pricing
Countries & Languages
Interface languages
Billing currencies
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About MerchantE
MerchantE provides cloud-native payment infrastructure for ISVs, PayFacs, and merchants. It offers APIs for payment acceptance, onboarding, and reporting, alongside acquiring services and fraud management tools.
MerchantE Details
MerchantE's In-App Market Place
Does MerchantE have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
5
Mini Apps
1. MerchantE Fraud Protection: This add-on helps merchants reduce the risk of fraudulent transactions by providing advanced fraud detection tools and real-time monitoring.
2. MerchantE Recurring Billing: This add-on enables merchants to set up subscription-based billing models for their customers
automating the process and ensuring timely payments.
3. MerchantE Mobile Wallet Integration: This add-on allows merchants to accept payments from popular mobile wallet services such as Apple Pay and Google Pay
offering a convenient and secure payment option for customers.
Pricing Options
Accepted Payment Currencies
Usd ($), Eur (€), Gbp (£), Aud (A$), Cad (C$), Jpy (¥), Chf (chf), Cny (¥), Inr (₹), Rub (₽), Btc (฿)
Pros & Cons
- Provides deep control over payment economics and merchant onboarding for ISVs.
- Offers direct access to underwriting and support teams for faster issue resolution.
- Built on a modern, cloud-native API-first architecture.
- Includes robust security features like PCI Level 1 compliance and end-to-end encryption.
- Supports complex payment flows such as split funding and sub-merchant management.
- Pricing is not publicly listed and requires contact with sales for custom solutions.
- Integration requires developer resources to leverage the full API suite.
- Platform is primarily focused on B2B and ISV use cases rather than simple retail plug-and-play.
MerchantE's Support Options
Email Address
support@merchante.comContact
1-888-288-2692Documentation
https://www.merchante.com/developer-portalCommunity Forums
https://forum.merchante.comMerchantE's Alternatives
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