About Merpay
Merpay is a mobile payment service integrated into the Mercari marketplace app. It allows users to use their Mercari sales balance and points for payments at retail stores and online, and supports the MerCard credit service.
Merpay is a mobile payment platform developed by Merpay, Inc. and tightly integrated with the Mercari marketplace ecosystem. It allows users to convert sales proceeds earned on Mercari into spendable balance for in-store and online purchases, creating a unified experience between selling and buying. Through the Mercari app, users can manage payments, balances, points, transaction history, and settlements from a single interface. The service supports QR code payments and iD contactless payments, making it usable at more than two million stores across Japan, including convenience stores, restaurants, pharmacies, and online merchants. Merpay also integrates with Mercard, its associated credit card service, allowing users to pay with credit while utilizing Merpay balances and points. Additional features include usage management, identity verification, rewards programs, and support for digital wallet services such as Apple service payments. By combining marketplace earnings, mobile payments, and credit functionality in one ecosystem, Merpay simplifies daily spending and enhances customer convenience.
Pros & Cons
- Uses Mercari sales proceeds directly for everyday purchases and payments.
- Combines marketplace earnings payments points and credit in one app.
- Provides convenient spending management and transaction tracking within Mercari.
- Supports QR and contactless payments across millions of Japanese stores.
- International payment acceptance is more limited than global wallets.
- Primarily available within Japan and focused on Japanese merchants.
- Requires the Mercari app for full functionality and access.
- Some features depend on completing identity verification successfully first.
Features
Key features
enables users to spend sales proceeds and points directly for online and in-store purchases through a seamless mobile wallet experience.
connects credit card payments with Merpay balances and points creating a unified selling buying and spending ecosystem.
enables payment processing balance tracking usage monitoring and settlement management from within the Mercari application.
allows users to make tap-and-pay transactions through compatible devices and supported merchant terminals nationwide across Japan.
supports fast smartphone-based QR transactions at participating merchants across Japan including convenience stores restaurants pharmacies and retail locations.
Additional features
allows users to convert marketplace earnings into spendable balance for online and in-store purchases creating a seamless connection between selling and buying within the Mercari ecosystem across Japan for everyday consumer transactions and digital payments.
connects Merpay with Mercard credit card functionality allowing users to make credit purchases while utilizing balances and points within a unified digital payment ecosystem designed for convenience and flexible spending.
centralizes payments balance tracking transaction history usage monitoring and settlements within the Mercari app enabling users to manage their financial activities efficiently from one mobile interface without switching between multiple applications.
provides tap-and-pay functionality through compatible devices and merchant terminals allowing users to complete secure contactless transactions quickly and conveniently across a wide network of stores and service providers throughout Japan.
enables fast smartphone-based payments through QR codes at participating merchants including convenience stores restaurants pharmacies and retail outlets providing a convenient cashless payment experience across Japan for daily shopping and service transactions.
Pricing
Countries & Languages
Available in
Interface languages
Billing currencies
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About Merpay
Merpay is a mobile payment service integrated into the Mercari marketplace app. It allows users to use their Mercari sales balance and points for payments at retail stores and online, and supports the MerCard credit service.
Merpay Details
Merpay's In-App Market Place
Does Merpay have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
0
Mini Apps
Pricing Options
Accepted Payment Currencies
JPY
Pros & Cons
- Uses Mercari sales proceeds directly for everyday purchases and payments.
- Combines marketplace earnings payments points and credit in one app.
- Provides convenient spending management and transaction tracking within Mercari.
- Supports QR and contactless payments across millions of Japanese stores.
- International payment acceptance is more limited than global wallets.
- Primarily available within Japan and focused on Japanese merchants.
- Requires the Mercari app for full functionality and access.
- Some features depend on completing identity verification successfully first.
Merpay's Alternatives
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Verifi Global Payment Gateway
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Vella
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