About Monetra
A payment processing middleware and gateway interface that links POS and eCommerce systems to processors for credit, debit, gift card, and check transactions.
Monetra is a long-standing payment processing middleware developed by Main Street Softworks, designed to provide merchants with a secure, independent gateway for handling credit, debit, and gift card transactions. Unlike many modern SaaS-only payment platforms, Monetra is built as a middleware solution that can be deployed on-premises or on personal infrastructure, offering businesses significant control over their payment environment and vendor relationships. It is particularly well-suited for complex environments, such as multi-site retail, franchises, and custom embedded systems, where direct integration between POS or eCommerce software and payment processors is required. The platform includes advanced features like P2PE compliance support, store-and-forward capabilities for offline resilience, and tokenization. However, prospective users should be aware that Monetra development has officially ended, with critical security maintenance and technical support scheduled to sunset by March 2027. The vendor currently encourages existing users to migrate to the Payroc Gateway. Given its legacy status, it is best suited for existing users maintaining their current infrastructure rather than new implementations.
Pros & Cons
- Provides high-performance, secure transaction processing for diverse environments.
- Offers significant flexibility by allowing deployment on personal infrastructure.
- Includes robust offline capabilities like store-and-forward for network outages.
- Supports a wide range of payment types including credit, debit, and gift cards.
- Facilitates PCI-DSS and P2PE compliance for on-premises environments.
- Development has officially ended, meaning no new features or bug fixes are being released.
- Requires technical expertise for installation and configuration compared to modern cloud-based gateways.
- Support and security maintenance are limited and scheduled for sunset in 2027.
- Integration with modern cloud-native ecosystems is less seamless than contemporary alternatives.
Features
Key features
Securely processes credit, debit, gift card, and check transactions from POS and eCommerce systems.
Provides tools for PCI-DSS compliance and security validation for transaction environments.
Enables merchants to continue accepting credit card payments even when network connectivity is lost.
Available for deployment on Windows, Linux, Mac, and Unix systems.
Offers native APIs and extensive documentation for integration into custom applications.
Additional features
Provides functionality for obtaining PCI P2PE validation for on-premises transaction environments.
Allows bars and restaurants to securely retain credit card data for later processing.
Supports token groups for sharing credit card tokens across merchant groups.
Facilitates the use of Hardware Security Modules for enhanced transaction security.
Includes features for managing payment environments remotely.
Enables processing across different currencies for international operations.
Provides insights into transaction history and metrics.
Includes tools to identify and mitigate fraudulent transaction attempts.
Pricing
Countries & Languages
Interface languages
Billing currencies
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About Monetra
A payment processing middleware and gateway interface that links POS and eCommerce systems to processors for credit, debit, gift card, and check transactions.
Monetra Details
Monetra's In-App Market Place
Does Monetra have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
5
Mini Apps
1. Monetra Mobile: Monetra Mobile is a mini-app that allows users to process payments on-the-go using their mobile devices.
2. Monetra Connect: Monetra Connect is a plugin that enables seamless integration with popular e-commerce platforms for easy payment processing.
3. Monetra Reporting Dashboard: This mini-app provides users with in-depth reporting and analytics on their payment transactions.
4. Monetra Fraud Prevention: This plugin helps users prevent and detect fraudulent transactions by implementing advanced security measures.
5. Monetra QuickBooks Integration: This mini-app allows users to synchronize their Monetra payment data with QuickBooks for easy accounting and financial management.
Pricing Options
Accepted Payment Currencies
USD ($), EUR (€), GBP (£), AUD ($), CAD (C$), JPY (¥), CNY (¥), INR (₹), RUB (₽), BRL (R$), MXN ($)
Pros & Cons
- Provides high-performance, secure transaction processing for diverse environments.
- Offers significant flexibility by allowing deployment on personal infrastructure.
- Includes robust offline capabilities like store-and-forward for network outages.
- Supports a wide range of payment types including credit, debit, and gift cards.
- Facilitates PCI-DSS and P2PE compliance for on-premises environments.
- Development has officially ended, meaning no new features or bug fixes are being released.
- Requires technical expertise for installation and configuration compared to modern cloud-based gateways.
- Support and security maintenance are limited and scheduled for sunset in 2027.
- Integration with modern cloud-native ecosystems is less seamless than contemporary alternatives.
Monetra's Support Options
Email Address
support@monetra.comContact
1-800-356-4154Monetra's Alternatives
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