About MTN MoMo API
MTN MoMo API is a payment integration software from MTN Group that facilitates mobile money transactions. It provides features such as transaction processing, user authentication, and reporting tools so developers can integrate mobile payments into their applications. The API supports various payment use cases, including peer-to-peer transfers, bill payments, and merchant payments, allowing businesses to use the growing mobile money market. Additionally, MTN MoMo API offers comprehensive documentation and SDKs to assist developers in their integration process. Key capabilities: transaction processing user authentication reporting tools peer-to-peer transfers merchant payments Best for: businesses and developers that need mobile payment solutions for their applications.
MTN’s MoMo API (Mobile Money Open APIs) is a modern fintech integration platform designed to allow developers and businesses to embed mobile money payments into apps, e‑commerce sites, and financial systems across Africa. Built on MTN’s established MoMo mobile money infrastructure and backed by one of Africa’s largest telecom operators, the API provides RESTful endpoints for payment collection, disbursements, QR payment widgets, remittances, transaction status tracking, and more. The platform is notably robust and versatile, with sandbox and live environments that enable companies to test before going into production. It supports a wide range of use cases — from simple customer‑to‑business payments to remittances from the diaspora — making it suitable for merchants, fintechs, and service providers looking to integrate mobile money directly into their products. However, documentation and support contact options require navigation through developer communities, and pricing for live transactions isn’t fully transparent on the public site.
Pros & Cons
- Connects to multiple payment networks across African markets with reliable uptime
- Provides sandbox and live environments for safe API testing before production
- Supports both payment collection and bulk fund disbursements efficiently
- Integrates QR code payment widgets directly into websites and apps
- Handles remittances easily between diaspora and local recipients
- Requires developer skills to implement and integrate API effectively
- Refunds and reversals may require additional manual verification in some countries
- Notifications rely on webhooks which may need technical configuration
- Recurring payment tracking can be complex for new developers
Features
Key features
Enable remote automatic collection of bills, fees and taxes
Automatically deposit funds to multiple mobile money users in one transaction
Receive and approve Mobile Money payments on your website by scanning a QR code
Facilitate sending money from diaspora to local recipients with ease
Send payment requests to customers directly via API
Check status of payments and account balances in real-time
Verify mobile money account status before initiating transactions
Additional features
Enable remote automatic collection of bills, fees and taxes
Automatically deposit funds to multiple mobile money users in one transaction
Receive and approve Mobile Money payments on your website by scanning a QR code
Facilitate sending money from diaspora to local recipients with ease
Send payment requests to customers directly via API
Check status of payments and account balances in real-time
Verify mobile money account status before initiating transactions
Pricing
Countries & Languages
Available in
Interface languages
Billing currencies
No reviews yet
Be the first to drop a review
Alternatives to MTN MoMo API
.png){kind=small}
WebPay
WebPay is a payment gateway software from WebPay that provides a full-featured solution for processing…
Moniepoint
Moniepoint is a financial management software from Moniepoint Microfinance Bank that supports small business transactions.…
Chargeback
Chargeback is an automated chargeback prevention service that alerts merchants to incoming disputes, allowing for…
Zynk
Zynk is a payment infrastructure platform from Zynk that enables businesses to make global payments…
Spot something wrong or outdated?
Suggest a correction — a reviewer verifies every change.
About MTN MoMo API
MTN MoMo API is a payment integration software from MTN Group that facilitates mobile money transactions. It provides features such as transaction processing, user authentication, and reporting tools so developers can integrate mobile payments into their applications. The API supports various payment use cases, including peer-to-peer transfers, bill payments, and merchant payments, allowing businesses to use the growing mobile money market. Additionally, MTN MoMo API offers comprehensive documentation and SDKs to assist developers in their integration process. Key capabilities: transaction processing user authentication reporting tools peer-to-peer transfers merchant payments Best for: businesses and developers that need mobile payment solutions for their applications.
MTN MoMo API Details
MTN MoMo API's In-App Market Place
Does MTN MoMo API have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
N/A
Pricing Options
Accepted Payment Currencies
NGN (₦), GHS (₵), UGX (USh), ZMW (ZK), XAF (FCFA), LRD (L$), SZL (E), BIF (FBu), RWF (FRw), TZS (TSh), GMD (D), ZAR (R)
Pros & Cons
- Connects to multiple payment networks across African markets with reliable uptime
- Provides sandbox and live environments for safe API testing before production
- Supports both payment collection and bulk fund disbursements efficiently
- Integrates QR code payment widgets directly into websites and apps
- Handles remittances easily between diaspora and local recipients
- Requires developer skills to implement and integrate API effectively
- Refunds and reversals may require additional manual verification in some countries
- Notifications rely on webhooks which may need technical configuration
- Recurring payment tracking can be complex for new developers
MTN MoMo API's Support Options
Documentation
https://momodeveloper.mtn.com/api-documentationMTN MoMo API's Alternatives
WebPay
WebPay is a payment gateway software from WebPay that provides a full-featured solution for processing…
Moniepoint
Moniepoint is a financial management software from Moniepoint Microfinance Bank that supports small business transactions.…
Chargeback
Chargeback is an automated chargeback prevention service that alerts merchants to incoming disputes, allowing for…
Zynk
Zynk is a payment infrastructure platform from Zynk that enables businesses to make global payments…
.png&w=96&q=75){kind=small}
