MTN MoMo Eswatini logo

MTN MoMo Eswatini

by MTN Mobile Money Eswatini · Since 2011
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Active1+ countriesCloud
Quick facts
VendorMTN Mobile Money Eswatini
Year launched2011
StatusActive
LocationMahlalekhukhwini House, Portion 14 of Farm 50, Cnr MR103 & Nshakabili Road, Ezulwini, Hhohho H106, Eswatini
Countries served1+
Languages1
Integrations
Free tier
Free trial
Contact salesYES

About MTN MoMo Eswatini

MTN MoMo Eswatini is a mobile money platform from MTN Mobile Money Eswatini that facilitates digital financial transactions. It includes Personal, Business, Merchant, and Corporate accounts, as well as Developer support so users can access various payment services. With MTN MoMo, individuals and businesses can transfer money, pay bills, and manage transactions efficiently. The platform aims to provide financial inclusion by allowing users to conduct transactions conveniently through their mobile devices. Key capabilities: Personal accounts Business accounts Merchant services Corporate accounts Developer support Best for: individuals and businesses that need a comprehensive mobile money solution.

MTN MoMo Eswatini is a mobile financial service platform that allows users to send money, pay bills, shop, and manage funds directly from their mobile phones using USSD or the My MTN app. Launched in May 2011, it has grown into a widely adopted digital wallet, promoting financial inclusion in both urban and rural areas. The platform supports peer-to-peer transfers, utility and bill payments, merchant payments via MoMo Pay, and linking with traditional bank accounts for seamless cash management. Users can access services through *007# USSD or the mobile app, which also provides transaction tracking, beneficiary management, and scheduled payments. With a broad agent network and integration with local banks and retail partners, MTN MoMo Eswatini delivers convenience and accessibility for both individuals and small businesses. Customer support is available via email, phone, and WhatsApp, with official social media pages for updates. While it lacks an in-app marketplace and advanced community forums, the platform’s main strengths are its user-friendly design, extensive reach, and essential financial services tailored to local needs.

Pros & Cons

What users like
  • +Offers fast and convenient peer-to-peer money transfers using USSD and mobile app.
  • +Supports bill payments and shopping at a variety of utility and retail merchants.
  • +Allows linking to local banks for seamless money transfers between accounts.
  • +Accessible to users without smartphones via simple USSD interface.
  • +Large agent network enables easy cash-in and cash-out services across Eswatini.
What users flag
  • Advanced reporting features for businesses are minimal and limited.
  • Dependent on mobile network coverage, limiting service in remote areas.
  • MoMo Pay adoption may be limited among smaller merchants not registered.
  • Transaction limits may restrict high-value transfers or payments.

Features

Key features

Peer-to-peer money transfer
Send and receive funds quickly using USSD or the My MTN app.
Bill payments
Pay utility bills, electricity, TV licences, and other services directly from the wallet.
Savings & ATM access
Save money up to the allowed limit and withdraw at ATMs 24/7.
MoMo Pay
Make tap payments at retail merchant outlets using stickers or card.
Bank transfers
Move funds seamlessly between the MoMo wallet and linked bank accounts.

Additional features

USSD & app access
Manage your account via the USSD code 007# or the My MTN app.
Send & receive money
Transfer money to friends, family, or business partners within Eswatini.
Bill payments & shopping
Pay bills and shop at supported merchant outlets using the wallet.
Merchant payment acceptance
Enable retail stores to receive payments via MoMo Pay.
Bank linkages
Transfer funds to and from local banks including Standard Bank and FNB.
Statement & beneficiary lists
Track transaction history and manage beneficiaries efficiently.
Agent network
Access cash-in and cash-out services via a wide network of authorized agents.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

1
Countries served
1
Interface languages
1
Billing currencies

Available in

Eswatini

Interface languages

English

Billing currencies

SZL

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