M

mx51

by MX51
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ActiveAvailable globallyCloudOn-premise
Quick facts
VendorMX51
Year launchedN/A
StatusActive
Location1 Buckingham St, Surry Hills NSW 2010, Australia
Countries servedGlobal
Languages15
Integrations22+
Free tierNO
Free trialNO
Contact salesYES
Last reviewed: Jun 2026

About mx51

A white-label, bank-grade Payment-as-a-Service (PaaS) platform that enables payment providers to offer modern, multi-channel payment solutions to merchants, including in-store terminal integration, dashboards, and analytics.

mx51 is a specialized Payment-as-a-Service (PaaS) platform designed for banks, merchant acquirers, and payment facilitators. Rather than a direct-to-merchant tool, it serves as a white-label infrastructure layer that helps payment providers modernize their offerings. Its core strength lies in its 'Spice' middleware, which significantly reduces the time required to integrate POS systems with payment terminals. The platform is highly modular, allowing providers to select specific components like the Merchant Dashboard for transaction reporting, the Support Dashboard for fleet-wide diagnostics, or value-added services like dispute management. Built with a bank-grade, cloud-native architecture, mx51 emphasizes security, scalability, and real-time data visibility. While it is primarily a B2B solution for payment providers, its impact is felt by merchants through faster terminal setup, improved terminal reliability, and more intuitive reporting tools. The platform is device-agnostic, supporting a wide range of Android-based terminals, and offers extensive integration capabilities with over 100 POS systems. It is a robust choice for institutions looking to bridge the gap between legacy infrastructure and modern, merchant-obsessed digital experiences.

Pros & Cons

Pros
  • Simplifies complex POS-to-terminal integrations from months to weeks using the Spice middleware.
  • Provides proactive support capabilities through real-time fleet diagnostics and terminal health monitoring.
  • Offers a white-label, bank-grade platform that is highly customizable for payment providers.
  • Supports a wide range of Android-based payment terminals, ensuring hardware flexibility.
  • Includes comprehensive merchant-facing dashboards for real-time transaction and analytics visibility.
Cons
  • Not a direct-to-merchant product, requiring merchants to access the platform through their specific payment provider.
  • Pricing is not publicly available, as it is a B2B enterprise-grade solution tailored to specific provider needs.
  • Requires technical integration effort, making it unsuitable for small businesses seeking an out-of-the-box payment solution.

Features

Key features

Payment Terminal Integration

Connects POS systems with payment terminals using the Spice middleware to simplify and accelerate integration.

Merchant Dashboard

Provides a portal for merchants to view near real-time transaction reporting, terminal health, and analytics.

Support Dashboard

Offers payment providers fleet-wide insights to proactively identify and resolve terminal or configuration issues.

Value-Added Services

Includes dispute and chargeback management, eStatements, and customer insights to solve merchant pain points.

Device Agnostic Software

Runs on various Android-based payment terminals, providing flexibility for hardware fleet management.

Additional features

Multi-Channel Data Aggregation

Captures and centralizes payment data from multiple sources for unified reporting.

Proactive Issue Detection

Uses diagnostic data to identify poorly performing terminals before they impact merchant operations.

Customizable Branding

Allows payment providers to update terminal branding, logos, and color palettes remotely in near real-time.

Self-Activation Wizard

Enables merchants to unbox and activate terminals without manual intervention.

Third-Party App Orchestration

Supports integration with additional apps on the payment terminal for loyalty programs or alternative payment methods.

Role-Based Access Control

Provides configurable user management for dashboards with standard roles like Admin, Manager, and User.

Cloud-Based API

Uses cloud APIs for transaction processing, reducing the need for local software installations.

Cross-Platform Middleware

Runs on Windows, Linux, and Mac OS via the Electron platform for flexible POS integration.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
15
Interface languages
5
Billing currencies

Interface languages

EnglishFrenchSpanishGermanDutchItalianPortugueseDanishSwedishNorwegianFinnishPolishRussianJapaneseChinese

Billing currencies

🇦🇺AUD🇨🇦CAD🇪🇺EUR🇬🇧GBP🇺🇸USD

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