National Discount Merchant Services logo

National Discount Merchant Services

by National Discount Merchant Services
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ActiveAvailable globallyCloud
Quick facts
VendorNational Discount Merchant Services
Year launchedN/A
StatusActive
LocationNational Discount Merchant Services 123 Main St Anytown, USA
Countries servedGlobal
Languages6
Integrations1+
Free tierN/A
Free trialN/A
Contact salesN/A
Last reviewed: Jun 2026

About National Discount Merchant Services

A payment processing platform providing merchant accounts, credit card terminals, virtual terminals, and e-commerce gateway solutions. Supports retail, mobile, and online transactions with integrated fraud prevention and PCI compliance tools.

National Discount Merchant Services (NDMS) is a payment processing provider that serves as a single point of contact for businesses needing to accept credit, debit, and electronic payments. The platform offers a versatile suite of tools including payment gateways, virtual terminals, and point-of-sale hardware tailored for retail, restaurant, and e-commerce environments. NDMS distinguishes itself through a partner-focused model and a strong emphasis on customer service, providing in-house support for underwriting, risk management, and technical integration. The platform is designed to be scalable, supporting businesses ranging from small local markets to large e-tailers. Key technical capabilities include real-time fraud detection, tokenization, and multi-currency processing. While the company provides transparent starting rates for retail and e-commerce tiers, enterprise-level pricing is handled through custom quotes. Buyers should note that NDMS operates as a registered ISO/MSP of major financial institutions, ensuring robust banking relationships and compliance with industry standards.

Pros & Cons

Pros
  • Provides a single point of contact for diverse payment processing needs including retail, mobile, and e-commerce.
  • Offers robust fraud prevention tools such as geolocation and address verification.
  • Supports a wide range of payment methods including ACH, contactless, and gift cards.
  • Includes in-house support for underwriting and technical integration.
  • Scalable solutions suitable for businesses ranging from small shops to large enterprises.
Cons
  • Pricing for high-volume or enterprise accounts is not published and requires contact with sales.
  • Standard rates are subject to change without notice and depend on specific transaction types.
  • Additional fees may apply beyond the base rates listed for retail and e-commerce plans.
  • Integration with third-party shopping carts requires verification of compatibility.

Features

Key features

Payment Gateway Integration

Connects to major card brand networks for real-time authorization of online and card-not-present transactions.

Virtual Terminal

Enables secure manual entry of credit card data via web browser for phone or mail-order payments.

Point of Sale Solutions

Offers hardware and software bundles for retail and restaurant environments, including mobile POS apps.

Fraud Prevention Tools

Includes geolocation, velocity pattern analysis, address verification, and computer fingerprinting.

Recurring Billing

Automates ongoing payment collection for subscriptions and membership services.

Multi-Currency Support

Allows merchants to accept payments globally in various currencies.

Chargeback Management

Provides tools to help merchants prevent and manage transaction disputes.

Additional features

Tokenization

Replaces sensitive card data with secure tokens to reduce security risk.

EMV/Chip Terminals

Supports secure card-present transactions with chip-reading hardware.

Payment Links

Generates custom URLs and hosted pages for simplified customer payments.

Auto Updater

Automatically updates expired card information for recurring billing accounts.

Secure Vault

Eliminates local storage of card numbers to prevent theft.

eChecks/ACH

Facilitates payments via the Federal Reserve's ACH network.

NFC/Contactless

Supports tap-to-pay transactions on compatible terminals.

Gift/Loyalty Cards

Provides design and distribution services for custom loyalty programs.

PCI Compliance

Ensures business adherence to industry security standards.

Reporting

Offers comprehensive, customizable dashboards for transaction and account management.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
6
Interface languages
6
Billing currencies

Interface languages

EnglishSpanishFrenchGermanItalianPortuguese

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇨🇦CAD🇦🇺AUD🇯🇵JPY

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