NaviGate Gateway

NaviGate Gateway by MerchantPlus is a virtual terminal and credit card payment gateway designed to help businesses process online and offline transactions securely through a flexible, API-driven payment infrastructure. The platform offers a free-to-use gateway solution that enables merchants to accept credit card payments via websites, mobile applications, virtual terminals, and integrated shopping cart systems. Built with compatibility for Authorize.net’s Advanced Integration Method (AIM), NaviGate supports thousands of third-party scripts, billing systems, and e-commerce platforms, making integration highly accessible for developers and businesses. It also includes robust virtual terminal functionality for manual MOTO (mail order/telephone order) transactions, allowing businesses to process payments efficiently without requiring a physical POS system. NaviGate Gateway enhances security through customizable fraud prevention tools including CVV2 and AVS verification, helping reduce chargebacks and transaction risks. The platform supports multi-user access with detailed transaction logging, enabling administrators to manage user permissions and maintain audit trails for accountability and operational transparency. Additionally, it provides real-time reporting, custom alerts, and advanced transaction tracking tools that help businesses monitor payment activity effectively.