Nium logo

Nium

by Nium
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ActiveAvailable globallyCloud
Quick facts
VendorNium
Year launchedN/A
StatusActive
LocationIxaris headquarters: 20 Midtown Place, London, WC1V 6PT, United Kingdom.
Countries servedGlobal
Languages9
Integrations7+
Free tierNO
Free trialNO
Contact salesYES
Last reviewed: Jun 2026

About Nium

A global payments infrastructure platform enabling businesses to collect, convert, and send funds across borders. It provides multi-currency accounts, global card issuance, and real-time payout capabilities in over 190 countries.

Nium is a comprehensive global payments infrastructure platform designed for financial institutions, marketplaces, and enterprises. It simplifies cross-border operations by providing a unified dashboard for managing multi-currency accounts, global card issuance, and real-time payouts to over 190 countries. The platform is built for scale, offering bank-grade APIs that allow developers to integrate payment capabilities directly into their own applications. Key features include AI-driven payment routing for cost optimization, transparent FX rates, and instant account verification. Nium supports various business models, including payroll, spend management, and travel payments, helping companies reduce manual workflows and improve payment speed. While the platform is highly robust, it is primarily targeted at businesses requiring enterprise-grade payment infrastructure rather than simple point-of-sale solutions.

Pros & Cons

Pros
  • Supports payouts to over 190 countries with real-time capabilities in many markets.
  • Provides a unified portal for managing diverse payment applications and financial operations.
  • Offers transparent FX rates and AI-driven routing to optimize cross-border costs.
  • Enables rapid development through bank-grade APIs and low-code/no-code tools.
  • Includes robust global account verification to reduce payment errors and fraud.
Cons
  • Pricing is not publicly listed and requires contact with sales for custom enterprise plans.
  • Platform complexity may require significant technical resources for full API integration.
  • Targeted primarily at large-scale enterprises and financial institutions rather than small businesses.

Features

Key features

Multi-Currency Accounts

Open and manage global accounts to fund and hold balances in local currencies.

Global Card Issuance

Issue physical and virtual cards for real-time corporate spending and payment processing.

Global Payouts

Send funds to over 190 countries using preferred local methods and currencies.

Global FX

Access transparent foreign exchange rates to optimize cross-border payment costs.

Global Account Verification

Pre-validate beneficiary account details instantly to ensure payment accuracy.

Additional features

Nium Portal

Manage multiple payment applications and workflows from a single centralized dashboard.

API Integration

Access bank-grade APIs to build, test, and launch custom payment applications.

Stablecoin-backed Cards

Offer cards supported by stablecoin settlement for modern payment needs.

Swift Connectivity

Initiate Swift transactions directly through Nium’s global network.

AI-Optimized Routing

Use real-time AI analysis to select the most efficient and cost-effective payment paths.

Batch Payouts

Process multiple transactions simultaneously to improve operational efficiency.

Real-Time Reporting

Gain panoramic views of financial landscapes with detailed transaction reports and balance tracking.

Proactive Issue Flagging

Monitor payment status with proactive notifications to ensure SLA compliance.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
9
Interface languages
24
Billing currencies

Interface languages

EnglishFrenchGermanSpanishItalianPortugueseDutchJapaneseChinese

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇦🇺AUD🇨🇦CAD🇯🇵JPY🇨🇭CHF🇸🇬SGD🇭🇰HKD🇳🇿NZD🇸🇪SEK🇳🇴NOK🇩🇰DKK🇿🇦ZAR🇵🇱PLN🇨🇿CZK🇭🇺HUF🇷🇴RONBGN🇹🇷TRY🇮🇳INR🇧🇷BRL🇨🇳CNY🇷🇺RUB

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