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NowNow

by NowNow Digital Systems · Since 2015
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Active1+ countriesCloud
Quick facts
VendorNowNow Digital Systems
Year launched2015
StatusActive
LocationBlock A, 5th Floor, LSPDC Building 22/24 Adeola Odeku St, Victoria Island, Lagos
Countries served1+
Languages1
Integrations
Free tier
Free trial
Contact salesYES

About NowNow

NowNow is a digital platform from NowNow Digital Systems designed for real-time customer engagement. It provides features such as chat functionality, customer feedback collection, and analytics tools so businesses can improve service delivery. The platform allows businesses to interact with customers instantly, gather insights, and make data-driven decisions. With a user-friendly interface, NowNow simplifies customer communication and improves the ability to respond to inquiries quickly. Key capabilities: chat support feedback management reporting tools integration support user analytics Best for: businesses that need to engage with customers and gather insights efficiently.

NowNow is a comprehensive Nigerian fintech platform designed to make financial services accessible, convenient, and versatile for both individuals and small businesses, bridging the gap between traditional banking and modern digital finance. Through its mobile app, users can perform a wide range of financial activities, including sending and receiving money, paying bills, recharging airtime and data, and making contactless payments using Tap & Pay or QR codes, all without relying on conventional banking infrastructure. This focus on simplicity and speed makes it particularly useful in a largely cash‑driven economy, supporting financial inclusion for those who may not have easy access to banks. Beyond individual use, NowNow offers business‑oriented features such as MyBiz and BizPadi, which allow merchants and agents to accept multiple payment types, create payment links, transform smartphones into POS devices, and track transactions in real time, enabling small businesses to grow and operate efficiently while earning commissions on cash‑in and cash‑out activity. The platform also issues physical and virtual debit cards, providing secure spending options and rewards for everyday purchases.

Pros & Cons

What users like
  • +Makes financial services accessible on a mobile phone without needing a traditional bank account.
  • +Merchant and agent payments help small businesses grow with flexible payment options.
  • +NFC‑enabled contactless payments simplify transactions for consumers and merchants alike.
  • +Debit card capabilities provide everyday payment convenience with rewards.
  • +Marketplace and commerce features open new sales channels for SMEs.
What users flag
  • Full functionality depends on app adoption and agent coverage in users’ local areas.
  • Some advanced merchant tools may require onboarding and training.
  • Contactless features require compatible devices and NFC support.
  • Service availability can vary by geography and regulatory environment.

Features

Key features

Digital Wallet and Mobile Banking
Lets users send and receive money, pay bills and buy airtime and data all from a mobile app.
Merchant Payment Solutions
Enables merchants to accept payments in person or online, supporting business cash flow and customer transactions.
Contactless Payments and NFC Wallet
Turns smartphones into contactless payment devices that support wallet-to-wallet and card transactions.
Debit Card Issuance
Offers a physical or virtual card that users can use for retail and online payments with rewards and cashback.
Agency Banking and Agent Network
Provides a network of agents who help customers with deposits, withdrawals and basic financial services.
Marketplace and Commerce Tools
Lets businesses sell products through a marketplace, accept multi‑channel payments and reach more customers.
Insurance and Financial Products
Includes options for business insurance and extended financial services to users and SMEs.

Additional features

Peer‑to‑Peer Transfers
Fast and secure transfers between NowNow wallet users.
Bill Payment Suite
Supports payment of utilities, subscriptions, school fees and other recurring bills.
Airtime and Data Recharge
Instant purchase of airtime and data bundles.
Tap & Pay (SoftPOS)
Contactless and card acceptance technology for merchants without extra hardware.
Cashback and Rewards Programs
Offers incentives like cashback on airtime or spending to engage users.
POS and Terminal Services
Provides virtual or physical point‑of‑sale services for accepting customer payments.
Business‑In‑A‑Box Solutions
Comprehensive toolset for small businesses to digitise operations and drive sales.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

1
Countries served
1
Interface languages
2
Billing currencies

Available in

Africa

Interface languages

English

Billing currencies

🇳🇬NGN🇺🇸USD

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