NOWPayments logo

NOWPayments

by NOWPayments · Since 2019
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ActiveAvailable globallyCloud
Quick facts
VendorNOWPayments
Year launched2019
StatusActive
LocationTallinn, Estonia
Countries servedGlobal
Languages7
Integrations7+
Free tierNO
Free trialNO
Contact salesNO
Last reviewed: Jun 2026

About NOWPayments

A non-custodial cryptocurrency payment gateway that enables businesses to accept payments and donations in over 350 digital assets.

NOWPayments is a non-custodial cryptocurrency payment gateway designed to help businesses, charities, and online stores accept digital assets globally. Founded in 2019 by the team behind ChangeNOW, the platform focuses on ease of integration, offering a wide array of turnkey solutions such as APIs, e-commerce plugins, and point-of-sale tools. Its non-custodial nature ensures that merchants maintain control over their funds, while features like automatic coin conversion and fiat off-ramping help mitigate the volatility often associated with crypto payments. The platform is highly developer-friendly, providing extensive documentation and a sandbox environment for testing. While it serves a broad range of industries—from e-commerce and gaming to adult platforms and charities—it is particularly well-suited for businesses looking for low-cost, borderless payment alternatives to traditional banking. Support is available 24/7, and the platform emphasizes security through features like two-factor authentication, role-based access control, and withdrawal whitelisting. Pricing is transparent, typically charging a service fee of 0.5% to 1% depending on whether conversion is enabled, making it a competitive option for high-volume merchants.

Pros & Cons

Pros
  • Supports a vast selection of over 350 cryptocurrencies and 75+ fiat currencies.
  • Non-custodial architecture ensures merchants retain full control over their funds.
  • Offers seamless integration with popular e-commerce platforms like WooCommerce and Shopify.
  • Provides low, transparent transaction fees starting at 0.5%.
  • Includes robust security features like two-factor authentication and withdrawal whitelisting.
Cons
  • Network fees are mandatory and depend on blockchain load, which can fluctuate.
  • Integration with niche or custom-built e-commerce platforms may require significant development effort.
  • Advanced features like custody accounts and mass payouts have specific setup requirements.
  • Fiat withdrawal availability and fees depend on third-party providers.

Features

Key features

Cryptocurrency Payment Gateway

Enables merchants to accept payments in Bitcoin, Ethereum, USDT, and hundreds of other digital assets.

Auto-Conversion

Automatically converts received cryptocurrency into fiat or other preferred digital assets at favorable rates.

E-commerce Plugins

Provides ready-made plugins for major platforms like WooCommerce, Shopify, Magento, and OpenCart.

Mass Payouts

Allows businesses to initiate thousands of transactions to different addresses in a single API call.

Custody Solutions

Offers a custody account option for managing funds with multi-layered security and off-chain operations.

Point of Sale Terminal

Integrates with offline stores to allow customers to pay with cryptocurrency at physical locations.

Donation Tools

Provides customizable widgets and buttons for charities and individuals to accept crypto donations.

Additional features

Subscription Billing

Automates recurring payment flows for crypto subscriptions.

Fiat Withdrawals

Supports settling crypto payments into traditional fiat currencies directly to bank accounts.

Customer Management API

Enables creation of user accounts to manage balances, deposits, and payouts.

White Label Solutions

Offers customizable payment interfaces to match business branding.

Invoice Generation

Simplifies the checkout process by consolidating payment information in one place.

Role-Based Access Control

Allows account owners to assign specific roles to team members for secure management.

Withdrawal Whitelisting

Enhances security by restricting fund transfers to pre-approved wallet addresses.

Sandbox Environment

Provides a testing area for developers to integrate and verify API functionality without real funds.

Multi-Currency Support

Handles payments in over 350 cryptocurrencies and 75+ fiat currencies.

Instant Notifications

Uses IPN (Instant Payment Notifications) to update transaction statuses in real-time.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
7
Interface languages
13
Billing currencies

Interface languages

EnglishSpanishFrenchGermanPortugueseRussianChinese.

Billing currencies

BTCETHXRPLTCBCHBNBTETDAI🇺🇸USDTRUPAXGEMTET

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