Ocean 2.0 logo

Ocean 2.0

by Ocean Data Labs
No reviews yet
ActiveAvailable globallyCloudOn-premise
Quick facts
VendorOcean Data Labs
Year launchedN/A
StatusActive
LocationOcean Data Labs Headquarters 123 Main Street San Francisco, CA 94111 USA
Countries servedGlobal
Languages9
Integrations5+
Free tierN/A
Free trialN/A
Contact salesN/A
Last reviewed: Jun 2026

About Ocean 2.0

A unified card management system for issuing and acquiring. It supports credit, debit, and prepaid card lifecycles, offering modular solutions for banks, payment facilitators, and e-money institutions.

Ocean 2.0 by PayCore is a comprehensive, modular card management platform designed for financial institutions, banks, and payment service providers. It serves as a unified environment for both issuing and acquiring, supporting the entire lifecycle of credit, debit, and prepaid cards. The platform is built to handle complex payment ecosystems, offering features such as clearing and settlement, fraud detection, and loyalty management. PayCore positions Ocean 2.0 as an adaptable solution that can be deployed via software licensing or business process outsourcing models, catering to both traditional and digital payment requirements. With over 20 years of experience in the payments industry, PayCore provides a robust infrastructure that emphasizes scalability and security. The platform is designed to support omni-channel payments, making it suitable for banks, e-money institutions, and retailers looking to streamline their payment operations and improve time-to-market for new financial products.

Pros & Cons

Pros
  • Provides a comprehensive end-to-end solution for both card issuing and acquiring.
  • Supports multiple deployment models including on-premise and outsourcing.
  • Offers modular components that can be tailored to specific business needs.
  • Includes robust security features like fraud detection and prevention.
Cons
  • Pricing is not publicly available and requires consultation with sales experts.
  • The platform is highly specialized for financial institutions, which may present a steep learning curve for non-specialized users.

Features

Key features

Credit Card Management

Provides end-to-end lifecycle management for credit, debit, and prepaid card products.

Fraud Detection

Includes integrated fraud detection and prevention tools to secure financial transactions.

Clearing and Settlement

Automates the clearing and settlement processes for card-based transactions.

Loyalty Management

Supports loyalty and campaign management to enhance customer engagement.

POS Terminal Management

Enables centralized monitoring and management of point-of-sale terminals.

Additional features

Dispute Management

Handles dispute and chargeback processing within the platform.

Merchant Management

Provides tools for managing merchant accounts and transaction switching.

ATM Monitoring

Supports remote monitoring and management of ATM networks.

Digital Wallet Support

Includes HCE wallet capabilities for mobile payment acceptance.

EMV Compliance

Ensures all payment components are EMV compliant for secure transactions.

Multi-Currency Support

Facilitates international payments across various currencies.

Real-Time Processing

Offers real-time transaction processing and monitoring capabilities.

API Integration

Provides flexible integration options for omni-channel payment needs.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
9
Interface languages
10
Billing currencies

Interface languages

EnglishSpanishFrenchGermanItalianPortugueseChineseJapaneseKorean

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇦🇺AUD🇨🇦CAD🇯🇵JPY🇨🇭CHF🇨🇳CNY🇮🇳INR🇲🇽MXN

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