About PagBank
PagBank Business is a comprehensive financial platform designed primarily for Brazilian merchants seeking to manage in-person and online sales through a unified ecosystem.
PagBank Business is a comprehensive financial platform designed primarily for Brazilian merchants seeking to manage in-person and online sales through a unified ecosystem. Developed by PagSeguro, the platform combines payment acceptance, POS hardware, digital banking, invoicing, collections, business accounts, payroll, and financial management into a single solution. Businesses can accept payments via credit cards, debit cards, Pix, QR codes, digital wallets, vouchers, and recurring billing while managing funds through an integrated business account. The platform stands out for its extensive portfolio of payment terminals, mobile Tap On technology, payment links, and developer APIs that support custom integrations. Small businesses benefit from low entry costs, while higher-volume merchants receive discounted transaction rates based on monthly sales. Beyond payments, PagBank Business includes value-added services such as business insurance, shipping tools, payroll processing, reconciliation, and sales anticipation. Overall, PagBank Business is best suited for merchants operating in Brazil who want an all-in-one payments and financial management platform instead of maintaining separate providers for banking, payment processing, and business operations.
Pros & Cons
- Supports in-store, online and mobile payments from one unified platform.
- Offers a free digital business account with integrated financial services.
- Provides competitive transaction fees for high-volume merchants.
- Includes POS terminals for businesses of different sizes and budgets.
- Provides APIs for developers to build custom payment integrations.
- Many services require a Brazilian CPF or CNPJ registration.
- International payment capabilities are more limited than global PSPs.
- Some financial products require internal credit approval.
- POS hardware must be purchased separately for in-person payments.
- Most customer support and interfaces are primarily in Portuguese.
Features
Key features
Supports in-person and online transactions via credit, debit, Pix, and boleto.
Provides a full-service digital account with cash management, transfers, and bill payments.
Offers investment products including CDBs, public securities, and stocks.
Provides payroll loans, credit cards, and working capital for individuals and businesses.
Offers a range of physical POS terminals for merchants to accept payments.
Provides hosted checkout pages for e-commerce transactions.
Automatically distributes payments among multiple recipients.
Additional features
Allows merchants to divide transaction amounts among multiple receivers.
Supports subscription-based payment models for online businesses.
Enables 24/7 instant settlement of sales for merchants.
Allows users to recharge mobile phone credits directly through the app.
Offers various insurance options including life, home, and cell phone coverage.
Provides tools for financial reconciliation of sales and transactions.
Offers robust APIs for developers to integrate payment solutions into websites and apps.
Supports Pix and other QR-based payment methods for quick transactions.
Accept online payments through hosted checkout pages.
Accept contactless card payments directly on Android smartphones.
Pricing
Monthly plans
- No minimum monthly sales
- 0% promotional Pix fee
- 0% promotional debit fee
- 0% promotional credit fee
- POS terminal support
- Payment Links
- Business Account
- Pix acceptance
Promotional rates valid for 30 days or until R$1,500 in sales.
Source: vendor pricing page →- Reduced transaction fees
- Instant settlement
- Sales anticipation
- POS terminals
- Pix payments
- QR Code payments
- Business account
- Payment Links
Promotional rates valid for 30 days or until R$5,000 in sales.
Countries & Languages
Available in
Interface languages
Billing currencies
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About PagBank
PagBank Business is a comprehensive financial platform designed primarily for Brazilian merchants seeking to manage in-person and online sales through a unified ecosystem.
PagBank Details
PagBank's In-App Market Place
Does PagBank have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
0
Mini Apps
Pricing Options
Plans
Monthly plans
- No minimum monthly sales
- 0% promotional Pix fee
- 0% promotional debit fee
- 0% promotional credit fee
- POS terminal support
- Payment Links
- Business Account
- Pix acceptance
Promotional rates valid for 30 days or until R$1,500 in sales.
Source: vendor pricing page →- Reduced transaction fees
- Instant settlement
- Sales anticipation
- POS terminals
- Pix payments
- QR Code payments
- Business account
- Payment Links
Promotional rates valid for 30 days or until R$5,000 in sales.
Accepted Payment Currencies
BRL (R$), USD ($), EUR (€), ARS ($), CLP ($), JPY (¥), CNY (¥), MXN ($), BRL
Pros & Cons
- Supports in-store, online and mobile payments from one unified platform.
- Offers a free digital business account with integrated financial services.
- Provides competitive transaction fees for high-volume merchants.
- Includes POS terminals for businesses of different sizes and budgets.
- Provides APIs for developers to build custom payment integrations.
- Many services require a Brazilian CPF or CNPJ registration.
- International payment capabilities are more limited than global PSPs.
- Some financial products require internal credit approval.
- POS hardware must be purchased separately for in-person payments.
- Most customer support and interfaces are primarily in Portuguese.
PagBank's Support Options
Contact
0800-728-2174PagBank's Alternatives
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