P

PagBank

by PagBank
No reviews yet
Active5+ countriesCloudFree tier
Quick facts
VendorPagBank
Year launchedN/A
StatusActive
LocationPagSeguro Headquarters: Alameda Grajaú, 219 Alphaville Industrial, Barueri São Paulo, Brazil
Countries served5+
Languages12
Integrations20+
Free tierYES
Free trialNO
Contact salesNO
Last reviewed: Jun 2026

About PagBank

A full-service digital bank and payment processing platform for individuals and businesses in Brazil. Offers digital accounts, credit/debit cards, investment products, and payment solutions for e-commerce and physical retail.

PagBank, formerly known as PagSeguro, is a comprehensive digital banking and payment processing ecosystem based in Brazil. Originally launched in 2006 as an online payment gateway, it has evolved into a full-service digital bank that serves millions of individual consumers and merchants. The platform provides a unified experience where users can manage their daily finances, investments, and business sales through a single mobile app. For merchants, PagBank offers a wide array of payment acceptance tools, including physical card machines, online checkout, payment links, and Pix integration. Its banking services are equally robust, featuring remunerated digital accounts, credit cards without annual fees, and various investment products like CDBs. The platform is highly regarded for its accessibility and integration capabilities, making it a staple for Brazilian entrepreneurs and consumers alike. While it is primarily focused on the Brazilian market, its international division continues to facilitate cross-border payment solutions. Users benefit from a secure, mobile-first environment that simplifies complex financial tasks, though enterprise-level features often require direct sales contact.

Pros & Cons

Pros
  • Offers a comprehensive ecosystem combining banking and payment processing in one platform.
  • Provides instant settlement for merchant sales, improving cash flow.
  • Supports a wide variety of local payment methods including Pix, boleto, and major card brands.
  • Includes a user-friendly mobile app for both personal and business financial management.
  • Offers competitive investment options like CDBs with daily liquidity.
Cons
  • Pricing for enterprise-level services and custom integrations is not publicly detailed and requires sales contact.
  • Some advanced features and specific API integrations may have a learning curve for non-technical users.
  • Customer support experiences can vary, as noted in some user feedback.

Features

Key features

Payment Processing

Supports in-person and online transactions via credit, debit, Pix, and boleto.

Digital Banking

Provides a full-service digital account with cash management, transfers, and bill payments.

Investment Platform

Offers investment products including CDBs, public securities, and stocks.

Credit Solutions

Provides payroll loans, credit cards, and working capital for individuals and businesses.

Card Machines

Offers a range of physical POS terminals for merchants to accept payments.

Additional features

Split Payments

Allows merchants to divide transaction amounts among multiple receivers.

Recurring Billing

Supports subscription-based payment models for online businesses.

Fraud Prevention

Includes security tools to protect merchants and consumers during transactions.

Instant Settlement

Enables 24/7 instant settlement of sales for merchants.

Mobile Top-ups

Allows users to recharge mobile phone credits directly through the app.

Insurance Products

Offers various insurance options including life, home, and cell phone coverage.

Conciliação Financeira

Provides tools for financial reconciliation of sales and transactions.

API Integration

Offers robust APIs for developers to integrate payment solutions into websites and apps.

QR Code Payments

Supports Pix and other QR-based payment methods for quick transactions.

Payroll Management

Automates salary payments for business employees.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

5
Countries served
12
Interface languages
8
Billing currencies

Available in

BrazilArgentinaMexicoUruguayChile.

Interface languages

EnglishPortugueseSpanishFrenchItalianGermanDutchRussianChineseJapaneseTurkishArabic

Billing currencies

🇧🇷BRL🇺🇸USD🇪🇺EUR🇦🇷ARS🇨🇱CLP🇯🇵JPY🇨🇳CNY🇲🇽MXN

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