About pay.com.au
A B2B payment and rewards platform that enables Australian businesses to earn credit card and PayRewards points on everyday expenses like supplier invoices, payroll, and government charges.
pay.com.au is a specialized B2B payment and rewards platform built for Australian businesses to turn everyday operational expenses into loyalty points. By bridging the gap between traditional bank transfers and credit card payments, the platform allows SMEs to earn rewards on transactions that typically do not qualify for points, such as ATO tax bills, payroll, and supplier invoices. The platform features a robust Xero integration that automates bill syncing and reconciliation, significantly reducing manual accounting effort. Users benefit from flexible payment options, including credit cards and bank transfers, and can choose to 'double-dip' by earning both credit card points and PayRewards points. While the platform is free to join, it operates on a pay-as-you-go model with transaction fees, and offers tiered subscription plans (Free, Regular, Premium) for businesses seeking lower processing rates and additional concierge services. Security is a core focus, with PCI DSS compliance and ISO 27001-certified infrastructure. It is an ideal solution for Australian business owners looking to optimize cash flow and maximize the value of their necessary business spending.
Pros & Cons
- Enables earning rewards on business expenses that traditionally do not qualify for points.
- Seamless integration with Xero streamlines reconciliation and reduces manual data entry.
- Offers flexible payment methods including credit cards, bank transfers, and BPAY.
- Provides tiered subscription plans to help businesses reduce transaction fees as volume grows.
- Strong security measures including PCI DSS compliance and ISO 27001 certification.
- Integration support is limited exclusively to Xero, with no native support for other accounting platforms.
- Transaction fees apply to most payment methods, which may impact the net benefit for low-margin businesses.
- International payment services are facilitated through a third-party partner rather than being fully native.
- Subscription plans are billed quarterly, which may not suit all business cash flow cycles.
Features
Key features
Earn credit card points and PayRewards points on business expenses including ATO payments, rent, and payroll.
Syncs bills and payments automatically with Xero for seamless reconciliation and audit trails.
Supports payments via credit card, bank transfer, or BPAY, even for suppliers who do not accept cards.
Automates regular bills and payments to save time and maintain consistent cash flow.
Allows businesses to add team members with custom roles and approval workflows for secure spending control.
Additional features
Facilitates international supplier payments and payroll through foreign exchange partners.
Provides expert assistance for booking hard-to-find reward seats and travel experiences.
Offers a concierge service for redeeming points on event tickets and bespoke experiences.
Protects payment data by using secure tokens instead of storing full card numbers.
Enhances account security with passkey-enabled logins and multi-factor authorization.
Enables processing of multiple invoices simultaneously to improve operational efficiency.
Provides immediate visibility into payment status and reconciliation progress.
Allows users to choose their preferred rewards earn rate on a per-transaction basis.
Pricing
Monthly plans
- No monthly subscription fee
- Standard processing rates
- Lower processing rates
- Baseline access to Booking Concierge
- Best processing rates
- Access to additional services
- 30 days free trial
Countries & Languages
Interface languages
Billing currencies
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About pay.com.au
A B2B payment and rewards platform that enables Australian businesses to earn credit card and PayRewards points on everyday expenses like supplier invoices, payroll, and government charges.
pay.com.au Details
pay.com.au's In-App Market Place
Does pay.com.au have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
9
Mini Apps
1. Openpay Mobile App: Access your Openpay account on the go with the official mobile app. Manage your transactions
payments
and more from your smartphone or tablet.
2. Openpay Widget: Easily integrate a payment widget into your website or app to allow customers to make quick and secure payments using Openpay.
3. Openpay Fraud Protection: Enable fraud protection features to help safeguard your transactions and prevent fraudulent activities on your Openpay account.
4. Openpay Reporting Tool: Gain insights into your payment data with the reporting tool
allowing you to track sales
performance
and customer behavior for better decision-making.
Pricing Options
Plans
Monthly plans
- No monthly subscription fee
- Standard processing rates
- Lower processing rates
- Baseline access to Booking Concierge
- Best processing rates
- Access to additional services
- 30 days free trial
Accepted Payment Currencies
USD ($), EUR (€), AUD (A$), CAD (CA$), GBP (£), MXN (MX$), JPY (¥)
Pros & Cons
- Enables earning rewards on business expenses that traditionally do not qualify for points.
- Seamless integration with Xero streamlines reconciliation and reduces manual data entry.
- Offers flexible payment methods including credit cards, bank transfers, and BPAY.
- Provides tiered subscription plans to help businesses reduce transaction fees as volume grows.
- Strong security measures including PCI DSS compliance and ISO 27001 certification.
- Integration support is limited exclusively to Xero, with no native support for other accounting platforms.
- Transaction fees apply to most payment methods, which may impact the net benefit for low-margin businesses.
- International payment services are facilitated through a third-party partner rather than being fully native.
- Subscription plans are billed quarterly, which may not suit all business cash flow cycles.
pay.com.au's Support Options
Email Address
support@pay.com.auDocumentation
https://docs.openpay.com)pay.com.au's Alternatives
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