About pay.com.au
pay.com.au is a highly effective, specialized option within the Business B2B Payments and Reward Optimization landscape.
pay.com.au is a highly effective, specialized option within the Business B2B Payments and Reward Optimization landscape. The software completely excels at helping Australian business owners maximize their credit card rewards by routing major expenses, such as payroll, supplier bills, superannuation, and ATO tax obligations—through credit card channels, even when vendors only accept direct bank transfers. Its core competitive edge is its ability to turn unavoidable overhead into premium travel opportunities through its flexible multi-airline transfer system and robust Xero accounting integration. While card surcharges require careful tracking to ensure clear financial value and ledger syncing needs steady management, pay.com.au is an outstanding tool for Australian Founders, CFOs, and Financial Controllers who want to leverage their everyday operational spending into valuable business travel rewards.
Pros & Cons
- Platform processing charges can typically be written off, lowering the true net cost for Australian businesses.
- Allows busy finance managers to review, authorize, and clear supplier queues on the go via biometric validation.
- Gives businesses the freedom to transfer points to multiple global airlines instead of being locked into just one.
- Uses interest-free credit card cycles to pay suppliers immediately while delaying actual cash outflows.
- Earns points on major government taxes and staff superannuation fees that usually do not offer rewards.
- Importing legacy files sometimes requires manual tweaking to map single-line bank text into separate BSB and account fields.
- Standard remittance sheets may lack the deep itemized row details needed when settling several invoices with a single vendor payment.
- Built specifically for Australian businesses, restricting its use for overseas companies without an ABN.
Features
Key features
Dynamically changes transaction processing costs based on overall monthly spending volumes across distinct price boundaries.
Seamlessly moves accumulated "PayRewards" points directly into 16+ major international airline frequent flyer and hotel loyalty partner programs.
Fully supports processing for massive structural overheads like Australian Taxation Office (ATO) BAS statements, Superannuation, and regular employee payroll to rack up heavy points balances.
Enables business owners to pay vendors, landlords, and contractors via credit card—even if those suppliers only accept direct bank deposits. The supplier receives a clean bank transfer while the business owner earns full card points.'
Additional features
Automatically pulls unpaid invoices straight from Xero into the platform view to prevent manual data re-entry.
Supports 5 administrative roles (Owner, Admin, Accountant, etc.) to securely separate payment setup from executive approval loops.
Prompts designated managers with instant push alerts to securely approve or hold single or bulk payment queues on their phones.
Features clear skeleton animations and alert flags within the dashboard to pinpoint overdue vendor balances immediately.
Provides real-time breakdown details on cross-border transactions and foreign exchange conversions inside the ledger view.
Formats and packages all platform transaction fees so they can be written off as tax-deductible business operating costs.
Links platform balances with live flight reward inventory to track and secure premium airline cabins via PayTravel agents.
Pricing
Monthly plans
- No monthly subscription fee
- Standard processing rates
- Lower processing rates
- Baseline access to Booking Concierge
- Best processing rates
- Access to additional services
- 30 days free trial
Countries & Languages
Available in
Interface languages
Billing currencies
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About pay.com.au
pay.com.au is a highly effective, specialized option within the Business B2B Payments and Reward Optimization landscape.
pay.com.au Details
pay.com.au's In-App Market Place
Does pay.com.au have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
0
Mini Apps
Pricing Options
Plans
Monthly plans
- No monthly subscription fee
- Standard processing rates
- Lower processing rates
- Baseline access to Booking Concierge
- Best processing rates
- Access to additional services
- 30 days free trial
Accepted Payment Currencies
USD ($), EUR (€), AUD (A$), CAD (CA$), GBP (£), MXN (MX$), JPY (¥), AUD
Pros & Cons
- Platform processing charges can typically be written off, lowering the true net cost for Australian businesses.
- Allows busy finance managers to review, authorize, and clear supplier queues on the go via biometric validation.
- Gives businesses the freedom to transfer points to multiple global airlines instead of being locked into just one.
- Uses interest-free credit card cycles to pay suppliers immediately while delaying actual cash outflows.
- Earns points on major government taxes and staff superannuation fees that usually do not offer rewards.
- Importing legacy files sometimes requires manual tweaking to map single-line bank text into separate BSB and account fields.
- Standard remittance sheets may lack the deep itemized row details needed when settling several invoices with a single vendor payment.
- Built specifically for Australian businesses, restricting its use for overseas companies without an ABN.
pay.com.au's Support Options
pay.com.au's Alternatives
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Vella is a multi-currency banking software from Vella Finance that provides a convenient banking use.…
Moniepoint
Moniepoint is a financial management software from Moniepoint Microfinance Bank that supports small business transactions.…
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