Pay360 logo

Pay360

by The Access Group
No reviews yet
ActiveAvailable globallyCloud
Quick facts
VendorThe Access Group
Year launched
StatusActive
Location75 King William Street, London, EC4N 7BE, United Kingdom.
Countries servedGlobal
Languages7
Integrations6+
Free tierNO
Free trialNO
Contact salesYES
Last reviewed: Jun 2026

About Pay360

A payment processing platform offering secure, multi-channel payment solutions including Direct Debit, card processing, and Open Banking.

Pay360 by Capita Payments is a versatile Point of Sale software designed to streamline payment processing for businesses of all sizes. Its standout features include secure transactions, customizable payment options, and real-time reporting capabilities. The user interface of Pay360 is intuitive and user-friendly, making it easy for even non-technical users to navigate and manage transactions efficiently. The design elements are clean and modern, enhancing the overall user experience. What sets Pay360 apart from its competitors are its advanced functionalities, such as the ability to securely process various payment methods, including credit cards, mobile payments, and online transactions. The software also offers innovative features like automated invoicing, recurring billing, and customer loyalty programs. In terms of performance, Pay360 excels in speed, efficiency, and reliability, even when handling large datasets or complex operations. The software's seamless integration with other tools and platforms further enhances its usability and flexibility. Pay360 offers comprehensive customer support, including resources like tutorials, FAQs, and community forums where users can seek assistance and share best practices. The software's pricing is competitive, considering its features and overall capabilities.

Pros & Cons

What users like
  • +Unified platform consolidates Direct Debit, card payments, and Open Banking in one dashboard.
  • +AI-driven insights help identify revenue gaps and payment risks.
  • +Supports flexible payment methods to improve customer conversion rates.
  • +Reduces manual reconciliation through seamless system integrations.
What users flag
  • Pricing is not publicly listed and requires contact with the sales team.
  • Integration with specific legacy systems may require custom API development.

Features

Key features

Multi-Channel Payments
Supports secure debit and credit card transactions online, over the phone, and in-person.
Direct Debit Automation
Automates recurring collections with flexible rules to maintain predictable cash flow.
Open Banking Payments
Enables customers to pay directly from their bank app for fast and cost-effective transactions.
AI-Powered Dashboard
Provides unified visibility into payment status, customer behavior, and revenue forecasting.
Fraud and Risk Management
Includes identification and verification tools to secure transactions and identify payment risks.

Additional features

Predictive Analytics
Uses unified data to forecast revenue and spot failed-payment patterns.
Unified Reporting
Aggregates data from Direct Debit, card payments, and Pay by Bank into a single view.
Payment Gateway
Provides a secure infrastructure for processing transactions across various business channels.
Revenue and Financing
Offers merchant cash advance options to support business growth.
Customer Success Portal
Provides access to knowledge bases and support resources for software optimization.
API Integration
Supports REST API connectivity for custom system integrations.
Automated Reconciliation
Reduces manual admin by syncing payment data directly into existing workflows.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
7
Interface languages
17
Billing currencies

Interface languages

EnglishFrenchSpanishGermanItalianDutchPortuguese.

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇦🇺AUD🇨🇦CAD🇨🇭CHF🇨🇳CNY🇯🇵JPY🇸🇪SEK🇲🇽MXN🇳🇿NZD🇸🇬SGD🇭🇰HKD🇰🇷KRW🇮🇳INR🇷🇺RUB🇧🇷BRL

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