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Paya

by Nuvei · Since 2006
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ActiveAvailable globallyCloudOn-premise
Quick facts
VendorNuvei
Year launched2006
StatusActive
LocationAtlanta, USA
Countries servedGlobal
Languages12
Integrations6+
Free tierNO
Free trialNO
Contact salesYES
Last reviewed: Jun 2026

About Paya

A payment processing platform providing integrated payment and commerce solutions, including credit card, ACH, and check processing for businesses in sectors like healthcare, government, and B2B.

Paya, now a Nuvei company, is a prominent U.S.-based provider of integrated payment and commerce solutions. It serves a wide range of industries, including healthcare, government, utilities, and B2B, by offering a robust suite of tools for processing credit cards, ACH, and electronic checks. The platform is designed to integrate seamlessly with existing business software, such as Sage and Salesforce, helping organizations automate their financial workflows and improve cash-flow visibility. While Paya operates as a subsidiary of Nuvei following its 2023 acquisition, it continues to maintain its own product portal and support infrastructure. Users benefit from a comprehensive set of features including recurring billing, virtual terminals, and advanced reporting, all backed by PCI-compliant security measures. The platform is well-suited for businesses seeking a reliable, scalable payment gateway that can handle complex transaction routing and settlement needs.

Pros & Cons

Pros
  • Offers broad support for diverse payment methods including ACH and electronic checks.
  • Integrates deeply with major accounting and ERP software like Sage.
  • Provides robust reporting and analytics for financial reconciliation.
  • Maintains high security standards with PCI compliance and tokenization.
Cons
  • Pricing is not publicly disclosed and requires contact with sales.
  • Support response times can be inconsistent during high-volume periods.
  • System complexity may require a learning curve for non-technical users.

Features

Key features

Integrated Payment Processing

Enables secure transaction processing across credit, debit, ACH, and electronic check methods.

Multi-Channel Acceptance

Supports payments via online portals, mobile devices, and in-person terminals.

Reporting and Analytics

Provides real-time transaction data and financial reporting tools for business insights.

System Integration

Offers connectivity with major ERP and CRM systems like Sage and Salesforce.

Fraud Protection

Includes built-in risk management and security features to safeguard transaction data.

Additional features

Recurring Billing

Automates subscription and recurring payment collections.

Virtual Terminal

Allows manual entry of transactions for phone or mail orders.

PCI Compliance

Ensures secure handling of cardholder data according to industry standards.

Tokenization

Replaces sensitive card data with unique tokens to enhance security.

Settlement Orchestration

Manages the flow of funds from authorization to final settlement.

Mobile Payments

Facilitates on-the-go transactions via mobile-compatible interfaces.

ACH Processing

Supports electronic check and bank-to-bank transfers.

Simplified Boarding

Streamlines the merchant account setup and application process.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
12
Interface languages
10
Billing currencies

Interface languages

EnglishSpanishFrenchGermanItalianPortugueseDutchRussianChineseJapaneseKoreanArabic

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇦🇺AUD🇨🇦CAD🇯🇵JPY🇨🇳CNY🇮🇳INR🇸🇬SGD🇨🇭CHF

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