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Payabli

by Payabli Corporation · Since 2022
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ActiveAvailable globallyCloud
Quick facts
VendorPayabli Corporation
Year launched2022
StatusActive
LocationMiami, USA
Countries servedGlobal
Languages10
Integrations10+
Free tierNO
Free trialNO
Contact salesYES
Last reviewed: Jun 2026

About Payabli

Payabli is a payments infrastructure platform for software companies to embed, manage, and scale payment acceptance and disbursement. It provides a unified API for payment processing, merchant onboarding, risk management, and automated payables.

Payabli is a comprehensive payments infrastructure platform specifically engineered for software companies, SaaS platforms, and vertical industries. By providing a unified API and a suite of embedded components, it allows businesses to transform their software into a payments-enabled ecosystem without the burden of building complex infrastructure from scratch. The platform is divided into three core pillars: Pay In for payment acceptance, Pay Out for disbursements, and Pay Ops for operational management. Its developer-first approach is supported by detailed documentation, a sandbox environment, and white-glove advisory services that help platforms optimize their payments strategy, interchange costs, and revenue share models. Unlike generic payment gateways, Payabli focuses on the unique needs of vertical SaaS, offering features like automated merchant onboarding, risk orchestration, and managed payables that handle the complexities of compliance and vendor management. While it is highly flexible for developers, it also provides no-code tools for non-technical teams to manage billing and reporting. The platform is designed to scale, making it suitable for both emerging SaaS companies and established enterprise merchants looking to modernize their payment operations.

Pros & Cons

Pros
  • Unified API covers the entire payment lifecycle including acceptance, payouts, and operations.
  • Developer-centric tools and embedded components significantly reduce integration time and PCI scope.
  • Strategic advisory services provide expert guidance on interchange optimization and revenue monetization.
  • Robust merchant onboarding and risk management tools automate complex compliance workflows.
  • Flexible parent-child architecture supports complex multi-location and franchise business models.
Cons
  • Pricing is not publicly listed and requires a custom consultation with the sales team.
  • Advanced features like specific payout modalities (e.g., FedNow, Push-to-Card) are noted as coming soon.
  • Requires significant integration effort for platforms seeking deep, native payment experiences.

Features

Key features

Unified Payments API

Integrates payment acceptance, payouts, and operations into software platforms through a single API.

Embedded Components

Provides low-code and no-code JavaScript components to build custom payment experiences without extensive development.

Merchant Onboarding

Automates merchant underwriting, KYC/B, and compliance workflows to accelerate time-to-market.

Managed Payables

Enables automated vendor payments via vCard, ACH, and check with exception management and audit trails.

Risk Orchestration

Offers proactive transaction risk tools and customizable underwriting rules to identify and prevent fraud.

Customizable Billing

Allows platforms to tailor pricing models, fees, and billing templates for different customer segments.

Reporting and Analytics

Delivers actionable insights into transaction volume, revenue, and payment operations through dashboards and APIs.

Additional features

Network Tokenization

Supports secure portability of stored card and banking information across processors.

Virtual Terminal

Provides a back-office interface for manual payment entry when customers are not present.

Subscription Management

Supports recurring billing and auto-pay use cases for SaaS platforms.

Invoice Management

Includes tools for creating, sending, and tracking customizable payment links and invoices.

Interactive Voice Response

Automates payment collection via phone with custom scripts and identifiers.

Funding Engine

Configures funding scenarios including split funding, hold-and-release tools, and debit preferences.

Vendor Portal

Offers a white-labeled portal for vendors to manage payment methods, view history, and set up autopay.

OCR Invoice Digitization

Automates invoice intake and data extraction to reduce manual entry.

Approval Orchestration

Customizes workflows for payment approvals to enforce compliance and reduce bottlenecks.

Parent-Child Architecture

Organizes and segments customers for multi-layered business structures like franchises.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
10
Interface languages
20
Billing currencies

Interface languages

EnglishSpanishFrenchGermanItalianPortugueseChineseJapaneseKoreanRussian

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇯🇵JPY🇦🇺AUD🇨🇦CAD🇨🇭CHF🇨🇳CNY🇸🇪SEK🇳🇿NZD🇰🇷KRW🇷🇺RUB🇮🇳INR🇧🇷BRL🇿🇦ZAR🇲🇽MXN🇸🇬SGD🇭🇰HKD🇳🇴NOK🇹🇷TRY

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