Payarc logo

Payarc

by Payarc - Payarc
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ActiveAvailable globallyCloud
Quick facts
VendorPayarc - Payarc
Year launchedN/A
StatusActive
LocationPayarc Headquarters: 12 E 49th St., 11th Floor, New York, NY 10017
Countries servedGlobal
Languages6
Integrations4+
Free tierN/A
Free trialN/A
Contact salesN/A
Last reviewed: Jun 2026

About Payarc

A technology-driven payments platform providing omnichannel processing, AI-powered risk and fraud tools, and embedded payment infrastructure for SaaS platforms, ISOs, and merchants.

Payarc is a comprehensive payment processing ecosystem designed for SaaS platforms, ISOs, and growing businesses. Unlike traditional processors that focus solely on hardware, Payarc emphasizes a partner-first approach by combining flexible PayFac infrastructure with its proprietary Pie AI suite. This AI-driven toolkit helps partners and merchants predict risk, prevent fraud, and optimize pricing strategies. The platform offers a robust set of developer tools, including the Payarc Connect REST API, which allows SaaS companies to embed native payment experiences without managing complex backend infrastructure. With 24/7 human support, white-glove onboarding, and a focus on revenue sharing, Payarc positions itself as a strategic partner rather than just a transaction provider. While it offers powerful tools like TouchPay for mobile acceptance and Clover POS support, its primary strength lies in its ability to help partners monetize payments and scale their portfolios efficiently.

Pros & Cons

Pros
  • Offers 24/7 live human support with dedicated relationship managers for partners.
  • Pie AI tools provide actionable insights for fraud prevention and risk management.
  • Payarc Connect API allows for rapid integration of native payment experiences.
  • Provides flexible revenue-sharing models for SaaS and ISV partners.
  • Supports a wide range of payment methods including ACH, virtual terminals, and contactless mobile payments.
Cons
  • Pricing is not publicly listed and requires a consultative sales process.
  • Integration with specific legacy accounting systems may require custom development.
  • The platform's advanced features are heavily geared toward partners and SaaS platforms, which may be overkill for simple merchant needs.

Features

Key features

Omnichannel Processing

Supports in-person, online, and mobile transactions through a unified ecosystem.

Pie AI

Suite of intelligent tools for predicting merchant risk, preventing fraud, and providing pricing insights.

Payarc Connect

REST API-based embedded payment solution for SaaS platforms to integrate payments without backend maintenance.

PayFac Infrastructure

Streamlined onboarding and management of sub-merchants at scale for partners.

TouchPay

Contactless payment solution that turns smartphones into secure payment terminals.

Split Payments

Allows for the division of transaction amounts among multiple recipients before settlement.

Additional features

White Labeling

Enables partners to present Payarc technology under their own brand identity.

Recurring Billing

Supports automated subscription and recurring payment models.

Virtual Terminal

Provides a web-based interface for manual card entry and payment processing.

Real-Time Analytics

Offers dashboards to track performance and drive data-driven decisions.

PCI Compliance

Built-in tools to maintain industry-standard security and compliance requirements.

Automated Underwriting

Standardizes and speeds up the merchant approval process.

Chargeback Management

Centralized tools to handle and reconcile transaction disputes.

Multi-Currency Support

Facilitates international transactions across various currencies.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
6
Interface languages
16
Billing currencies

Interface languages

EnglishSpanishFrenchGermanItalianPortuguese

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇯🇵JPY🇦🇺AUD🇨🇦CAD🇨🇭CHF🇨🇳CNY🇸🇪SEK🇳🇿NZD🇰🇷KRW🇸🇬SGD🇳🇴NOK🇲🇽MXN🇮🇳INR🇷🇺RUB

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