PayEngine logo

PayEngine

by PayEngine - PayCore
No reviews yet
Active1+ countriesCloud
Quick facts
VendorPayEngine - PayCore
Year launchedN/A
StatusActive
Location202 Bicknell Avenue Santa Monica, California 90405
Countries served1+
Languages2
IntegrationsN/A
Free tierNO
Free trialNO
Contact salesYES

About PayEngine

PayEngine is an embedded payments and fintech orchestration platform designed for vertical SaaS companies, providing payment middleware, tokenization, merchant onboarding, processor flexibility, reporting tools, tap-to-pay capabilities, and operational support to help software providers monetize and scale payment services efficiently.

PayEngine is a specialized payment infrastructure platform built to help vertical SaaS providers create, manage, and optimize embedded payment businesses without the complexity traditionally associated with payment ecosystems. The platform offers middleware orchestration that enables software companies to integrate multiple processors, gateways, merchants, and fintech services through a unified architecture while maintaining full control over payment operations and customer experiences. PayEngine's tokenization and PCI/PII vaulting capabilities allow organizations to own and manage sensitive payment data, reducing vendor lock-in risks and enabling easier migration between processors. The platform supports tap-to-pay functionality on mobile devices, eliminating the need for dedicated payment hardware while improving payment convenience for merchants and consumers. It also provides consolidated reporting, payment routing logic, merchant onboarding tools, payout management, and operational support services that simplify the management of complex payment ecosystems. Developers can leverage no-code, low-code, and full API integration options, including drop-in widgets and Zapier connectivity, accelerating implementation across different business models. Designed specifically for vertical SaaS companies, PayEngine helps organizations improve payment monetization, increase operational efficiency, and gain greater control over financial data.

Pros & Cons

Pros
  • Provides full control over processor selection and payment data through middleware orchestration.
  • Offers flexible integration options including low-code widgets and full API access.
  • Simplifies complex payment operations with white-label merchant portals and consolidated reporting.
  • Supports modern payment methods like Tap-to-Pay on mobile devices without extra hardware.
  • Facilitates easier migration from other processors through API emulation and adapter tools.
Cons
  • Pricing is not publicly disclosed and requires a demo or sales contact.
  • Platform complexity may require significant development effort for full API implementation.
  • Operational support is tailored specifically for vertical SaaS platforms rather than general small businesses.

Features

Key features

Processor Orchestration

Allows control over which payment processors are used for specific merchants or transaction types to optimize rates.

PCI/PII Vaulting

Provides secure storage for sensitive payment data to prevent vendor lock-in and ensure compliance.

Custom-Label Merchant Portals

Offers white-label reporting and task management tools for merchants to view transactions, payouts, and disputes.

Tap-to-Pay Solutions

Enables contactless payments directly on mobile devices without requiring specialized hardware.

API Migration Adapters

Supports easy migration from existing processors like Stripe using gateway-only modes and API emulation.

Additional features

Consolidated Reporting

Maintains a central ledger to aggregate data across multiple processors and payment types.

Drop-in UI Widgets

Provides pre-built components for embedding payment functionality directly into SaaS applications.

Operational Support

Includes universal onboarding tools with operator-assisted workflows for merchant setup.

Tokenization

Secures transaction data to reduce PCI scope and maintain flexibility.

Split Payouts

Supports complex financial routing and wallet features for multi-party transactions.

Omni-commerce Hardware

Integrates with bespoke card terminals for in-person payment scenarios.

Fraud Prevention

Implements advanced monitoring to detect and mitigate unauthorized transaction activity.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

1
Countries served
2
Interface languages
20
Billing currencies

Available in

All Countries.

Interface languages

EnglishKorean.

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇦🇺AUD🇨🇦CAD🇯🇵JPY🇨🇭CHF🇳🇿NZD🇸🇬SGD🇭🇰HKD🇸🇪SEK🇳🇴NOK🇩🇰DKK🇰🇷KRW🇿🇦ZAR🇮🇳INR🇨🇳CNY🇧🇷BRL🇲🇽MXN🇺🇸USD

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