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Payer

by Payer · Since 2019
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ActiveAvailable globallyCloud
Quick facts
VendorPayer
Year launched2019
StatusActive
LocationAv. Bento Gonçalves, 4592, Partenon, Prédio RAIAR - Sala 134, Porto Alegre, RS, Brazil, 90650003
Countries servedGlobal
Languages12
IntegrationsN/A
Free tierNO
Free trialNO
Contact salesYES

About Payer

Payer is a specialized B2B payment and accounts receivable automation platform designed to streamline the entire order-to-cash process for businesses.

Payer is a specialized B2B payment and accounts receivable automation platform designed to streamline the entire order-to-cash process for businesses. The platform combines payment processing, electronic invoicing, credit assessment, and cash application capabilities into a unified cloud-based solution that helps organizations improve cash flow and reduce administrative workloads. Its interface provides clear visibility into invoice statuses, payment activities, and receivables management, enabling finance teams to monitor critical processes efficiently. A key strength of Payer is its real-time credit checking functionality, which allows businesses to assess customer creditworthiness during checkout and automate trade credit decisions. The platform also supports multiple B2B payment methods and electronic invoicing standards, including Peppol, making it well suited for organizations operating across different markets and regulatory environments. Performance is enhanced through automated reconciliation and settlement processes that reduce manual effort and accelerate invoice collection cycles. Payer’s API-driven architecture integrates effectively with ERP, CRM, and accounting systems, providing flexibility for businesses seeking to connect financial operations across multiple platforms.

Pros & Cons

Pros
  • The service is fast and reliable which makes it a strong advantage for daily transactions
  • Platform feels very secure and trustworthy which helps build confidence when handling sensitive payments
  • User interface is clean and easy to navigate which makes the overall experience smooth and straightforward
Cons
  • Service is not available in all countries which limits accessibility for international businesses
  • Platform is less known compared to competitors which may reduce trust among new users or customers
  • Integration options with other software are limited which restricts payout flexibility across platforms
  • Design format feels outdated which makes the interface less appealing despite being functional

Features

Key features

Unified Order-to-Cash REST API

Consolidates multi-step corporate workflows into a single API framework to process complex invoicing, payment acceptance, and account reconciliations simultaneously.

Smart B2B Onboarding & SignUp Widget

Maximizes instant pre-purchase compliance by risk-scoring new corporate buyers and establishing pre-approved trade credit windows during checkout.

Dynamic Multi-Format Invoice Distribution

Routes billing records instantly via global digital standards (Peppol BIS 3.0, UN/EDIFACT), local networks (Svefaktura), or traditional automated email PDFs.

Automated Cash Application Matching

Leverages smart pattern matching to automatically link variable incoming bank-giro, account-to-account, and corporate card deposits to open ledger balances.

Customizable Dunning & Reminder Logic

Dispatches strategic payment reminders through configurable text message (SMS) or email sequences before routing severe delinquencies to collection partners.

Additional features

Unified Order-to-Cash REST API

Enables businesses to automate and orchestrate full financial lifecycles using a single programmatic endpoint interface.

Smart B2B Onboarding & SignUp Widget

Streamlines client verification processes by handling corporate registration and underwriting checks directly at the digital point of sale.

Dynamic Multi-Format Invoice Distribution

Translates and delivers corporate billing templates smoothly into electronic data interchange (EDI), email, or mobile text networks.

Automated Cash Application Matching

Eliminates human ledger tracing by automatically cross-verifying settlement reports directly against unpaid enterprise invoices.

Customizable Dunning & Reminder Logic

Employs rule-based alert paths to follow up with delinquent accounts receivable and track late-stage payment collection progress.

Multi-Format Billing Adjustments

Adapts invoices dynamically to support standard, consolidated, recurring subscription, or advanced proforma document architectures.

Multi-Channel Payment Method Aggregation

Offers international clients a varied selection of account-to-account bank wires, local giro networks, and credit card gateways.

Real-Time ERP Ledger Synchronization

Connects data records instantly across active corporate accounting platforms, business intelligence software, and internal treasury tools.

Pricing

Free trial
Free version
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Countries & Languages

Global
Countries served
12
Interface languages
21
Billing currencies

Interface languages

EnglishSpanishFrenchGermanItalianDutchPortugueseChineseJapaneseKoreanRussianArabic

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇦🇺AUD🇯🇵JPY🇨🇦CAD🇨🇭CHF🇨🇳CNY🇸🇪SEK🇳🇿NZD🇷🇺RUB🇭🇰HKD🇳🇴NOK🇰🇷KRW🇹🇷TRY🇮🇳INR🇸🇬SGD🇿🇦ZAR🇧🇷BRL🇲🇽MXN🇪🇺EUR

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