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PayiQ

by PayiQ · Since 2013
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ActiveCloudOn-premise
Quick facts
VendorPayiQ
Year launched2013
StatusActive
LocationTurku, Finland
Countries servedN/A
Languages5
Integrations2+
Free tierN/A
Free trialN/A
Contact salesN/A
Last reviewed: Jun 2026

About PayiQ

A cloud-based mobile fare collection platform for public transport operators and cities. It enables mobile ticket sales, fraud prevention, and CO2 footprint tracking for sustainable mobility.

PayiQ is a specialized fare collection platform designed for public transport operators and cities aiming to modernize their ticketing infrastructure. The platform offers a Ticketing as a Service (TaaS) model that supports mobile ticket sales, real-time fraud prevention, and CO2 emission tracking. It is highly flexible, offering options ranging from a general 'PayiQ Tickets' app to white-label solutions and API-based integrations for third-party systems. A key differentiator is its focus on sustainability, incorporating gamification to nudge passengers toward low-carbon transport. The platform is built on a secure, cloud-based architecture with robust fraud detection algorithms that analyze transaction risk based on device and location data. While primarily focused on public transport, it also serves corporate commuting needs. Support is provided through email and phone, with a dedicated support agreement available for premium service levels. Buyers should note that PayiQ is a B2B-focused solution, and end-user pricing is determined by the individual transport operators using the platform.

Pros & Cons

Pros
  • Intelligent fraud prevention engine detects potential risks in real-time.
  • Supports a wide range of payment methods including mobile billing and credit cards.
  • Provides actionable data on CO2 emissions and passenger movement patterns.
  • Flexible deployment options include white-label apps and API integrations.
  • Proven track record in over 90 cities and municipalities.
Cons
  • Pricing is not publicly listed and requires contact with the sales department.
  • End-user ticket pricing and surcharges are set by the individual transport operators, not PayiQ.
  • Not designed for general e-commerce beyond transport and city services.

Features

Key features

Mobile Fare Collection

Enables passengers to purchase and validate public transport tickets via mobile apps.

Fraud Prevention Engine

Uses device and location data to calculate risk scores for transactions in real-time.

CO2 Tracking

Measures the carbon footprint of mobility choices to support carbon neutrality targets.

Multimodal Support

Integrates various transport modes and city services into a single branded platform.

Flexible Payment Methods

Supports mobile billing, credit cards, and digital wallets for ticket purchases.

Additional features

White Label Application

Allows operators to build their own branded ticket application.

Online Cloud API

Enables integration of ticketing services into third-party systems.

Gamification Tools

Encourages users toward low-carbon mobility choices through engagement features.

Real-time Analytics

Gathers data on movement and transport usage to improve customer experience.

QR Code Validation

Supports ticket validation via QR code reading devices.

Travel Card Integration

Manages travel card top-ups and service point integration.

Route Planning

Provides passengers with route information and service updates.

Dynamic Pricing

Allows operators to adjust ticket prices and availability instantly.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Countries served
5
Interface languages
18
Billing currencies

Interface languages

FinnishEnglishSwedishGermanRussian

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇯🇵JPY🇨🇳CNY🇦🇺AUD🇨🇦CAD🇮🇳INR🇷🇺RUB🇧🇷BRL🇲🇽MXN🇰🇷KRW🇸🇪SEK🇨🇭CHF🇸🇬SGD🇭🇰HKD🇳🇴NOK🇹🇷TRY

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