About PAY.JP
A developer-focused online payment gateway providing RESTful APIs and SDKs for integrating credit card and subscription payments into web and mobile applications.
PAY.JP is a robust, developer-centric payment processing platform designed for startups and enterprises looking to integrate seamless online transactions. It distinguishes itself through a clean, REST-based API and extensive SDK support for major programming languages and mobile frameworks, making it highly accessible for engineering teams. Beyond basic payment gateway functionality, PAY.JP offers specialized solutions like 'PAY.JP Platform' for marketplaces and sharing economy models, which automates complex settlement and fund distribution tasks. The platform is PCI DSS 4.0 compliant and supports EMV 3D Secure, ensuring high security standards without requiring merchants to handle raw card data. While it is particularly popular in the Japanese market for its competitive transaction fees and Japanese-language support, its developer-first approach makes it a versatile tool for various digital business models. Users benefit from a transparent, usage-based pricing model with no setup or monthly fees for the standard tier, though enterprise-level features and platform-specific models may involve additional costs. Overall, PAY.JP is a reliable choice for businesses prioritizing integration speed, security, and scalable payment infrastructure.
Pros & Cons
- Developer-friendly API and SDKs enable rapid integration across web and mobile platforms.
- Transparent usage-based pricing model with no setup or monthly fees for standard users.
- Comprehensive support for marketplace and platform business models through automated settlement.
- High security standards including PCI DSS 4.0 compliance and 3D Secure support.
- Responsive Japanese-language support and documentation for local and international developers.
- Pricing for enterprise and platform-specific features requires sales contact rather than being fully self-service.
- Transaction fee structures vary by plan and business scale, requiring careful calculation for budget planning.
- Primary focus on the Japanese market may limit localized support or features for some global regions.
Features
Key features
Provides REST-based APIs and SDKs for major languages like Ruby, PHP, Node.js, Python, and Go.
Offers customizable checkout forms that handle tokenization to ensure PCI DSS compliance.
Automates complex revenue distribution and settlement for marketplace and sharing economy business models.
Includes built-in security measures and EMV 3D Secure support to mitigate transaction risks.
Additional features
Includes native support for iOS, Android, Flutter, and React Native for in-app payments.
Supports automated settlement and distribution of funds to various stakeholders.
Allows merchants to style payment forms to match their brand identity.
Maintains PCI DSS 4.0 compliance to protect sensitive cardholder data.
Pricing
Monthly plans
2.59% transaction fee for Visa/Mastercard.
Source: vendor pricing page →Countries & Languages
Available in
Interface languages
Billing currencies
No reviews yet
Be the first to drop a review
Alternatives to PAY.JP
.png){kind=small}
WebPay
WebPay is a payment gateway software from WebPay that provides a full-featured solution for processing…
Verifi Global Payment Gateway
Verifi Global Payment Gateway is a payment processing platform from Visa that provides secure transaction…
Vella
Vella is a multi-currency banking software from Vella Finance that provides a convenient banking use.…
Moniepoint
Moniepoint is a financial management software from Moniepoint Microfinance Bank that supports small business transactions.…
Spot something wrong or outdated?
Suggest a correction — a reviewer verifies every change.
About PAY.JP
A developer-focused online payment gateway providing RESTful APIs and SDKs for integrating credit card and subscription payments into web and mobile applications.
PAY.JP Details
PAY.JP's In-App Market Place
Does PAY.JP have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
9
Mini Apps
1. PAY.JP Checkout: Built-in and customizable checkout tool that allows merchants to securely accept payments on their website using various payment methods.
2. PAY.JP Subscriptions: Subscription management tool that allows merchants to easily set up and manage recurring payments from customers.
3. PAY.JP Invoicing: Invoicing tool that enables merchants to create and send professional invoices to customers
track payments
and manage billing effortlessly.
4. PAY.JP Fraud Detection: Fraud prevention tool that helps merchants detect and prevent fraudulent transactions by analyzing customer behavior and transaction patterns.
5. PAY.JP Reporting: Reporting and analytics tool that provides merchants with detailed insights into their sales
transactions
and customer activity to help them make informed business decisions.
Pricing Options
Plans
Monthly plans
2.59% transaction fee for Visa/Mastercard.
Source: vendor pricing page →Accepted Payment Currencies
USD ($), EUR (€), JPY (¥), GBP (£), AUD (A$), CAD (C$), CHF (CHF), CNY (¥), SEK (kr), SGD (S$), HKD (HK$), KRW (₩), NOK (kr), TWD (NT$), DKK (kr), THB (฿), NZD (NZ$), MYR (RM), INR (₹), PHP (₱), IDR (Rp)
Pros & Cons
- Developer-friendly API and SDKs enable rapid integration across web and mobile platforms.
- Transparent usage-based pricing model with no setup or monthly fees for standard users.
- Comprehensive support for marketplace and platform business models through automated settlement.
- High security standards including PCI DSS 4.0 compliance and 3D Secure support.
- Responsive Japanese-language support and documentation for local and international developers.
- Pricing for enterprise and platform-specific features requires sales contact rather than being fully self-service.
- Transaction fee structures vary by plan and business scale, requiring careful calculation for budget planning.
- Primary focus on the Japanese market may limit localized support or features for some global regions.
PAY.JP's Support Options
Email Address
support@pay.jpDocumentation
https://pay.jp/docsCommunity Forums
https://community.pay.jp/PAY.JP's Alternatives
WebPay
WebPay is a payment gateway software from WebPay that provides a full-featured solution for processing…
Verifi Global Payment Gateway
Verifi Global Payment Gateway is a payment processing platform from Visa that provides secure transaction…
Vella
Vella is a multi-currency banking software from Vella Finance that provides a convenient banking use.…
Moniepoint
Moniepoint is a financial management software from Moniepoint Microfinance Bank that supports small business transactions.…
.png&w=96&q=75){kind=small}
