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Paymath

by Paymath Inc. · Since 2021
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ActiveAvailable globallyCloud
Quick facts
VendorPaymath Inc.
Year launched2021
StatusActive
LocationMontreal, Canada
Countries servedGlobal
Languages10
Integrations9+
Free tierNO
Free trialNO
Contact salesYES
Last reviewed: Jun 2026

About Paymath

Paymath is a payment technology provider that partners with over 35 payment vendors to offer businesses unbiased guidance, transparent pricing, and tailored payment solutions for online, in-person, and integrated commerce.

Paymath is a payment technology provider that acts as an independent sales organization, partnering with over 35 payment vendors to help businesses optimize their payment stacks. Rather than developing proprietary hardware, Paymath focuses on providing unbiased recommendations, transparent interchange-plus pricing, and hands-on implementation support. The platform serves a wide range of clients, from small local retailers to large enterprises, across industries such as SaaS, retail, and digital goods. Key capabilities include flexible online checkout options, integrated POS connectivity, and robust developer APIs for SaaS platforms looking to embed payments. Buyers benefit from Paymath's audit-based approach, which aims to reduce processing costs by optimizing interchange categories and implementing advanced fraud prevention tools like 3-D Secure 2.0. While the company provides extensive human support and transparent fee structures, it operates as a partner-led service, meaning enterprise-level scoping is typically handled through direct sales consultation.

Pros & Cons

Pros
  • Provides unbiased payment technology recommendations by partnering with over 35 different vendors.
  • Offers transparent interchange-plus pricing models with no hidden fees.
  • Delivers dedicated human support for onboarding and ongoing technical guidance.
  • Supports a wide variety of payment methods including digital wallets and Buy Now, Pay Later options.
  • Reduces processing costs through interchange optimization and advanced fraud prevention tools.
Cons
  • Pricing is tailored to individual business volume and risk profiles, requiring a consultation for specific rates.
  • Enterprise-level solutions often require a scoping call rather than instant self-service setup.
  • The platform acts as an intermediary, so specific hardware or gateway features depend on the underlying vendor partner.

Features

Key features

Online Payments

Provides secure checkout solutions including hosted pages, plug-and-play integrations, and full API control for e-commerce.

In-Person Payments

Supports contactless, chip, and tap-to-pay transactions connected to modern POS systems.

Integrated Payments

Offers APIs and components for SaaS platforms to embed payment processing and monetize transactions directly within their software.

Virtual Payments

Enables businesses to send secure payment links via email or SMS and process manual transactions through a virtual terminal.

Enterprise Infrastructure

Delivers large-scale, ERP-ready payment infrastructure with multi-acquirer routing and tokenization.

Additional features

Fraud Protection

Includes real-time fraud scoring, velocity checks, and adaptive 3-D Secure authentication.

Recurring Billing

Supports subscription management with automated card updaters to reduce churn.

Consolidated Reporting

Provides unified reporting across online, in-person, and integrated payment channels.

Next-Day Funding

Offers accelerated access to funds for eligible merchants.

Developer Tools

Provides REST APIs and SDKs for custom payment integrations and embedded workflows.

Tokenization

Secures sensitive cardholder data through advanced token vaults.

Multi-Currency Support

Facilitates global transactions across various currencies and payment methods.

Human Support

Offers dedicated assistance from local teams via phone, video, and email.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
10
Interface languages
10
Billing currencies

Interface languages

EnglishSpanishFrenchGermanItalianPortugueseDutchRussianChineseJapanese

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇦🇺AUD🇨🇦CAD🇯🇵JPY🇨🇭CHF🇨🇳CNY🇮🇳INR🇧🇷BRL

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