About Payment Logic
A business and personal payments platform that enables users to pay suppliers, employees, and bills via credit card or bank transfer. It integrates with accounting software to streamline reconciliation and offers reward point accumulation.
Payment Logic is an Australian-based B2B and personal payments platform designed to help businesses optimize cash flow and earn rewards on everyday expenses. By allowing users to pay suppliers, subcontractors, and government obligations via credit card—even when the recipient does not accept cards—it turns accounts payable into a value-generating activity. The platform features deep integrations with Xero and MYOB, enabling automated reconciliation and reducing manual administrative work. Key capabilities include a 'Rewards Accelerator' for tiered point earning, support for international payments, and robust security measures like PCI-compliant tokenization. While the platform is highly effective for Australian businesses looking to maximize credit card rewards and streamline reconciliation, it is primarily focused on the Australian market. Support is provided through an Australian-based team, and the platform is accessible via web browser and mobile apps. Pricing is transparent with no subscription fees, relying on processing fees per transaction.
Pros & Cons
- Enables earning reward points on business expenses that typically do not accept credit cards.
- Seamless integration with Xero and MYOB simplifies the reconciliation process.
- Transparent fee structure with no setup or subscription costs.
- Supports both domestic and international payment processing.
- Provides flexible approval workflows for multi-user business accounts.
- Service is primarily tailored for the Australian market and requires an ABN.
- Processing fees apply to all transactions, which may impact margins for low-margin businesses.
- International payment features are a newer addition and may have different fee structures than domestic payments.
- Manual reconciliation is still required for certain bank transfer payment types.
Features
Key features
Offers eight tiers for customized point-earning opportunities on business payments.
Syncs directly with Xero and MYOB to automate invoice reconciliation.
Allows businesses to add multiple users with customizable approval workflows.
Protects data with Level 1 PCI-compliant encryption and card tokenization.
Supports payments via American Express, Visa, Mastercard, and bank transfer.
Additional features
Enables global transfers to over 200 countries in multiple currencies.
Supports uploading ABA, CSV, or Excel files to process hundreds of invoices simultaneously.
Automatically marks bills as paid in accounting software after successful transactions.
Sends alerts for critical account updates and payment approvals.
Enables delegation of payment loading and authorization to specific team members.
Leverages credit card repayment periods for up to 55 days of interest-free cash flow.
Scans uploaded invoices to automatically enter payment details.
Connects with programs like Qantas Business Rewards and Singapore Airlines KrisFlyer.
Pricing
Countries & Languages
Available in
Interface languages
Billing currencies
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About Payment Logic
A business and personal payments platform that enables users to pay suppliers, employees, and bills via credit card or bank transfer. It integrates with accounting software to streamline reconciliation and offers reward point accumulation.
Payment Logic Details
Payment Logic's In-App Market Place
Does Payment Logic have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
2
Mini Apps
1. Payment Processing by Yak Pay - This add-on allows users to easily process payments through Yak Pay
a payment gateway offered by Yak Digital Limited. It seamlessly integrates with the software to streamline the payment process for users.
Pricing Options
Accepted Payment Currencies
USD ($), EUR (€), GBP (£), JPY (¥), AUD ($), CAD ($), CHF (CHF), SEK (kr), NOK (kr), DKK (kr), SGD ($), HKD ($), NZD ($), INR (₹), RUB (₽)
Pros & Cons
- Enables earning reward points on business expenses that typically do not accept credit cards.
- Seamless integration with Xero and MYOB simplifies the reconciliation process.
- Transparent fee structure with no setup or subscription costs.
- Supports both domestic and international payment processing.
- Provides flexible approval workflows for multi-user business accounts.
- Service is primarily tailored for the Australian market and requires an ABN.
- Processing fees apply to all transactions, which may impact margins for low-margin businesses.
- International payment features are a newer addition and may have different fee structures than domestic payments.
- Manual reconciliation is still required for certain bank transfer payment types.
Payment Logic's Support Options
Email Address
support@paymentlogic.com.auContact
1300 756 442Documentation
https://paymentlogic.com.au/faqs/Live Chat
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