PayNearMe logo

PayNearMe

by Handle Financial · Since 2009
No reviews yet
ActiveAvailable globallyCloud
Quick facts
VendorHandle Financial
Year launched2009
StatusActive
LocationSan Jose, USA
Countries servedGlobal
Languages1
Integrations7+
Free tierN/A
Free trialN/A
Contact salesN/A
Last reviewed: Jun 2026

About PayNearMe

A payment experience management platform that enables businesses to accept, disburse, and manage customer payments. It supports multiple payment methods including cash, cards, and mobile wallets to drive self-service and reduce operational costs.

PayNearMe is a modern payment experience management platform designed to help businesses streamline collections, reduce manual intervention, and lower the total cost of payment acceptance. By prioritizing self-service, the platform enables customers to pay via their preferred methods—including cash at retail, mobile wallets, and digital links—without needing to interact with support agents. The platform is highly configurable, making it suitable for industries with complex payment needs such as auto lending, iGaming, mortgage servicing, and property management. Key capabilities include automated business rules, SMS-based payment reminders, and IVR integration for call centers. While the platform excels in automating the payment journey, it is primarily a B2B solution that integrates into existing systems rather than a standalone consumer-facing app. Support is provided through dedicated client success teams and documentation, and the platform is built to handle high-volume, mission-critical payment operations.

Pros & Cons

Pros
  • Supports a wide range of payment methods including cash at retail locations.
  • Reduces manual intervention through automated business rules and self-service tools.
  • Highly configurable platform tailored to specific industry needs like lending and iGaming.
  • Provides a seamless payment experience that can be integrated into existing business systems.
Cons
  • Pricing is not publicly disclosed and requires a sales consultation.
  • Integration with legacy systems may require significant technical configuration.

Features

Key features

Smart Link Technology

Sends personalized, one-click payment links to customers without requiring a login.

Cash at Retail Network

Enables businesses to accept cash payments at thousands of retail locations nationwide.

Flexible Autopay

Provides automated recurring payment options to increase on-time collections.

Business Rules Automation

Allows creation of logic-based rules to automate tasks and reduce manual intervention.

Mobile Wallet Integration

Supports seamless payments through popular digital wallet services.

IVR Collections

Automates call center payment processing using interactive voice response technology.

Pay by Text

Sends automated payment reminders and one-click payment links via SMS.

Additional features

eBill Statements

Allows customers and agents to view billing statements directly within the platform.

QR Code Payments

Provides an easy way for customers to initiate mobile payments.

Exception Management

Offers automated solutions for handling chargebacks, fraud, and payment exceptions.

Real-Time Reporting

Delivers transaction data and metrics for operational analysis.

Disbursement Management

Facilitates end-to-end payment disbursement capabilities.

Configurable Workflows

Enables businesses to tailor payment experiences to specific industry requirements.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
1
Interface languages
1
Billing currencies

Interface languages

English

Billing currencies

🇺🇸USD

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