payUnite

payUnite is a next-generation payment orchestration platform developed by Fexco, designed to simplify and unify fragmented global payment ecosystems through intelligent routing, multi-channel orchestration, and secure transaction processing. It enables merchants, acquirers, payment service providers, and independent software vendors to connect seamlessly with multiple acquirers, payment methods, and value-added services while maintaining independence and flexibility in their payment stack. The platform supports omnichannel payments across in-store, online, mobile, and embedded environments, ensuring consistent customer experiences across all touchpoints. Built for regulated and high-volume industries such as cruise, hospitality, retail, and aviation, payUnite processes billions in annual transactions while maintaining PCI-DSS compliance, GDPR alignment, and advanced fraud prevention capabilities. Its dynamic currency conversion and multi-currency pricing features help businesses expand globally while minimising foreign exchange complexity and improving conversion rates. The platform includes real-time APIs, hosted payment pages, and automated transaction handling tools that reduce operational friction and accelerate time to market. Advanced orchestration logic routes transactions to optimal acquirers based on cost, performance, and approval rates, increasing efficiency and reducing failed payments.