PeoplesPay logo

PeoplesPay

by Bsystems Limited
No reviews yet
Active1+ countriesCloud
Quick facts
VendorBsystems Limited
Year launchedN/A
StatusActive
LocationGhana
Countries served1+
Languages1
IntegrationsN/A
Free tierN/A
Free trialN/A
Contact salesYES

About PeoplesPay

PeoplesPay is a payment processing software from Bsystems Limited designed for businesses to manage transactions. It provides features such as secure payment processing, real-time reporting, and multi-currency support so businesses can efficiently handle their financial operations. The platform is suitable for various industries and supports both online and in-store transactions, allowing businesses to cater to diverse customer needs. Additionally, it offers easy integration with existing systems and comprehensive customer support. Key capabilities: secure payment processing real-time reporting multi-currency support online transaction compatibility in-store payment solutions Best for: businesses that need reliable and efficient payment processing solutions.

PeoplesPay is a comprehensive mobile and web-based payment application developed to digitize payments, collections, and fund transfers across Ghana. Designed with a unified interface and seamless user experience, PeoplesPay enables individuals, businesses, and institutions to make and receive payments securely through mobile money wallets, bank accounts, and Visa/MasterCard debit cards. The platform supports full interoperability between banks and mobile money services, allowing instant transfers nationwide. PeoplesPay also integrates GHIPSS QR Code payments, enabling merchants to accept standardized QR payments at physical locations. Beyond transfers, the app provides in-app bill payments for utilities, pay TV services, airlines, schools, and airtime purchases. A standout capability is its unique support for purchasing over 60 international gift cards, including iTunes, Netflix, Xbox, PlayStation, and Google Play, delivered instantly as digital codes. Available on both iOS and Android, PeoplesPay can be white-labeled and customized for institutions, supporting SME supply chains, financing models, loyalty schemes, and promotional campaigns. Its flexibility, security, and broad payment coverage make it a robust digital payment solution for financial institutions, merchants, government agencies, and the general public.

Pros & Cons

Pros
  • Supports full bank and mobile money interoperability across financial ecosystems seamlessly
  • Wide range of billers and merchants supported enabling everyday payments conveniently
  • Unique digital gift card purchasing capability expanding consumer gifting options digitally
  • White-label customization for institutions supporting branded financial service offerings
  • User-friendly interface and navigation ensuring smooth intuitive customer experiences
Cons
  • Primarily focused on the Ghanaian market limiting broader regional adoption
  • Requires internet connectivity for all transactions and service access
  • Limited offline payment functionality restricting use in low-connectivity areas
  • Feature availability may depend on partner integrations affecting consistency

Features

Key features

Interoperable Payments – Enables seamless transfers between mobile money wallets and bank accounts nationwide.
GHIPSS QR Code Payments – Allows secure merchant payments using Ghana’s standardized QR code system.
In-App Bill Payments – Supports payments for utilities, pay TV, airlines, schools, and other registered billers.
Gift Card Marketplace – Provides instant purchase and delivery of over 60 global digital gift card brands.
Multi-Funding Sources – Allows payments funded from bank accounts, mobile money wallets, or Visa/MasterCard.
White Label Capability – Can be customized and branded for institutions based on business needs.
Mobile and Web Access – Available as both a mobile app and web application with identical user experience.

Additional features

Instant Bank Transfers – Enables real-time transfers to any bank account in Ghana.
Mobile Money Transfers – Supports instant wallet-to-wallet transfers across networks.
Airtime and Data Top-Up – Allows purchase of airtime and data for all telecom operators.
Merchant Collections – Enables businesses to receive customer payments digitally.
Gift Card Purchases – Supports digital vouchers for international entertainment and gaming platforms.
Saved Payment Sources – Stores user bank accounts and wallets for quick access.
QR Code Merchant Payments – Enables fast in-store payments via QR scanning.
Supply Chain Payment Support – Supports SME distribution and financing frameworks.
Promotions and Loyalty Tools – Allows creation of customized retail promotions and loyalty schemes.
Cross-Platform Availability – Accessible on iOS App Store and Android Play Store.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

1
Countries served
1
Interface languages
1
Billing currencies

Available in

Ghana

Interface languages

English

Billing currencies

GHC

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