Pinch logo

Pinch

by Pinch Payments
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Active1+ countriesCloud
Quick facts
VendorPinch Payments
Year launchedN/A
StatusActive
LocationPinch Headquarters: 123 Main Street, Suite 100, Anytown, USA
Countries served1+
Languages12
Integrations12+
Free tierNO
Free trialNO
Contact salesNO
Last reviewed: Jun 2026

About Pinch

A payment processing platform that automates invoicing, direct debit, and credit card collections. It integrates with accounting software like Xero, QuickBooks, and MYOB to streamline receivables and improve cash flow for service-based businesses.

Pinch is an Australian-based payment processing platform designed specifically for service-based businesses and accounting professionals. It excels at automating the 'chase' by integrating directly with major accounting suites like Xero, QuickBooks, and MYOB. The platform allows businesses to set up 'set and forget' payment plans, direct debits, and credit card processing, significantly reducing manual administrative work. A key differentiator is its focus on reconciliation; it automatically marks invoices as paid and updates the ledger, which is a major time-saver for bookkeepers. The product is built with a developer-first mindset, offering a robust API for those looking to embed payment infrastructure into their own platforms. While it is highly specialized for the Australian market, its flexible billing models—supporting recurring, variable, and subscription payments—make it a versatile tool for any business looking to improve cash flow certainty. Support is provided by a local Australian team, and the platform is noted for its ease of onboarding and transparent, transaction-based pricing model.

Pros & Cons

Pros
  • Automates invoice reconciliation directly within accounting software like Xero and MYOB.
  • Offers flexible payment options including direct debit, credit cards, and custom payment plans.
  • Provides a developer-friendly API for embedding payment infrastructure.
  • Transparent transaction-based pricing with no setup or monthly fees.
  • Local Australian-based support team.
Cons
  • Pricing is primarily optimized for the Australian market.
  • Limited to specific accounting software integrations for full automation.
  • Transaction fees apply, which may be higher for certain payment methods like American Express.

Features

Key features

Auto Reconciliation

Automatically matches payments received with invoices in your accounting software to keep books up to date.

Direct Debit

Supports BECS direct debit for automated bank account payments.

Credit Card Processing

Enables secure acceptance of Visa, Mastercard, and American Express payments.

Payment Plans

Allows businesses to create flexible installment plans for customers to pay off larger invoices.

Customer Portal

Provides a dedicated space for customers to manage payment methods, view invoices, and download tax receipts.

Payment Pre-Approval

Lets customers set pre-approval thresholds for automated invoice payments on due dates.

Subscription Billing

Supports recurring, variable, and subscription-based billing models.

Additional features

Batch Payments

Allows customers to view and pay multiple outstanding invoices at once.

Surcharging Rules

Configurable settings to pass transaction fees on to the payer.

Failed Payment Handling

Automatically re-attempts failed payments without additional fees.

API Access

Provides a fully documented API for embedding payment capabilities into custom software.

Real-time Reporting

Offers a dashboard for tracking cash flow and transaction status.

Email Notifications

Sends automated alerts for payment status updates and failed transactions.

PCI Compliance

Handles all regulatory requirements for secure storage of customer card data.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Monthly plans

Pay-as-you-go
Custom
contact sales for pricing

Transaction-based pricing: 1% + 30c for BECS Direct Debit; 1.95% + 30c for Visa/Mastercard; 2.50% + 30c for Amex. No monthly or setup fees.

Source: vendor pricing page →

Countries & Languages

1
Countries served
12
Interface languages
20
Billing currencies

Available in

Australia

Interface languages

ArabicChinese SimplifiedChinese TraditionalEnglishFrenchGermanItalianJapaneseKoreanPortugueseRussianSpanish

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇯🇵JPY🇦🇺AUD🇨🇦CAD🇨🇭CHF🇨🇳CNY🇸🇪SEK🇳🇿NZD🇲🇽MXN🇸🇬SGD🇭🇰HKD🇳🇴NOK🇰🇷KRW🇮🇳INR🇷🇺RUB🇿🇦ZAR🇧🇷BRL🇹🇷TRY

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