Plug'n Pay logo

Plug'n Pay

by Plug'n Pay: SiteLink · Since 1996
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ActiveAvailable globallyCloud
Quick facts
VendorPlug'n Pay: SiteLink
Year launched1996
StatusActive
LocationDeer Park, USA
Countries servedGlobal
Languages14
Integrations3+
Free tierNO
Free trialYES
Contact salesYES
Last reviewed: Jun 2026

About Plug'n Pay

A payment gateway and processing platform providing secure credit card and ACH transaction solutions. Offers recurring billing, fraud detection, and virtual terminal capabilities for businesses of all sizes.

Plug'n Pay is a long-standing payment gateway and processing platform that has served merchants since 1996. It distinguishes itself through broad connectivity, maintaining certifications with a wide array of US-based credit card processors, which offers merchants significant flexibility in choosing their banking partners. The platform is designed for versatility, supporting everything from hobbyist businesses to major corporations with a suite of tools including recurring billing, fraud detection via its FraudTrak2 system, and virtual terminal capabilities. Developers benefit from a hands-on integration approach, with access to remote APIs and gateway-hosted 'Smart Screens' that help reduce PCI compliance burdens. While the platform is robust, it is not a one-size-fits-all solution; it is best suited for merchants who require deep customization or specific processor compatibility. Support is provided through an online help desk, email, and phone, with emergency support available. Buyers should note that while the platform is highly flexible, deep integrations into custom back-end systems may require significant development time.

Pros & Cons

Pros
  • Broad connectivity with most major US credit card processors
  • Flexible integration options including remote APIs and hosted payment forms
  • Comprehensive suite of tools for recurring billing and fraud management
  • Long-standing industry experience since 1996
  • Responsive support team with 24/7 emergency assistance
Cons
  • Deep integration into custom back-end systems can be time-intensive
  • Not natively compatible with some modern e-commerce platforms like Shopify
  • Pricing and specific plan details are not published publicly
  • Interface design reflects a legacy platform compared to modern fintech startups

Features

Key features

Payment Gateway

Provides secure connectivity to major US credit card processors for online and retail transactions.

Recurring Billing

Automates subscription and membership billing cycles for recurring revenue management.

FraudTrak2

Includes advanced fraud detection tools to identify and mitigate transaction risks.

Virtual Terminal

Enables manual order entry and transaction management directly through a secure web portal.

Remote API

Offers customizable API integration for developers to embed payment processing into proprietary applications.

Additional features

Billing Presentment

Allows merchants to present itemized invoices and collect customer-defined payment amounts.

Smart Screens

Provides gateway-hosted payment forms to simplify PCI compliance by reducing data collection scope.

Multi-Currency Support

Facilitates international transactions across various global currencies.

Reporting and Analytics

Generates graphs and transaction reports for financial tracking and business insights.

Electronic Check Processing

Supports ACH and electronic check payments alongside traditional credit card processing.

Retail Hardware Support

Integrates with physical point-of-sale hardware for brick-and-mortar retail environments.

Subscription Management

Includes tools for membership sign-up and automated recurring payment scheduling.

Security Administration

Provides granular control over user access and security settings within the merchant portal.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
14
Interface languages
21
Billing currencies

Interface languages

EnglishSpanishFrenchGermanItalianDutchPortugueseChineseJapaneseKoreanTurkishRussianArabicHebrew

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇦🇺AUD🇨🇦CAD🇯🇵JPY🇨🇭CHF🇨🇳CNY🇸🇪SEK🇳🇴NOK🇩🇰DKK🇮🇳INR🇲🇽MXN🇸🇬SGD🇭🇰HKD🇳🇿NZD🇰🇷KRW🇹🇷TRY🇷🇺RUB🇧🇷BRL🇿🇦ZAR

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