About PowerCARD
PowerCARD is a comprehensive payment solutions suite covering the entire payment value chain, including card issuing, merchant acquiring, transaction switching, and fraud monitoring for financial institutions and retailers.
PowerCARD by HPS is a robust, enterprise-grade payment suite designed for global financial institutions, banks, and retailers. It covers the entire payment value chain, offering specialized modules for card issuing, merchant acquiring, transaction switching, and fraud monitoring. The platform is built on a flexible, rule-based architecture that supports multi-currency, multi-institution, and multi-language operations, making it suitable for large-scale global deployments. A key strength is its PowerCARD Connect API portal, which provides over 120 APIs for third-party integration and innovation. While the platform is highly powerful and scalable, it is a complex, mission-critical system intended for institutional use rather than small business applications. Deployment options are flexible, and the system is designed for high availability in demanding environments.
Pros & Cons
- Comprehensive suite covering the entire payment value chain from issuing to acquiring.
- High-performance architecture capable of processing thousands of transactions per second.
- Extensive API library allows for deep integration with third-party systems.
- Advanced rule-based fraud detection provides real-time protection.
- Global scalability with support for multi-currency and multi-institution operations.
- Complex implementation process typical of enterprise-grade payment infrastructure.
- System architecture is designed for large institutions, which may be overkill for smaller businesses.
- Requires significant technical expertise to configure and maintain.
- Dependence on institutional IT teams slows down deployment and updates significantly.
- Steep learning curve for teams unfamiliar with enterprise payment switching systems.
Features
Key features
Enables transaction processing across any channel and payment method.
Provides real-time or near real-time detection of suspicious authorizations with rule-based decisioning.
Manages card portfolios and transactions across multiple currencies and countries on a single platform.
Offers over 120 APIs to allow third-party systems to trigger services or utilize stored payment data.
Supports complete services for issuance and management of credit, debit, and prepaid cards.
Additional features
Supports multi-channel authorization and transaction switching with active/active architecture.
Includes advanced modules for managing customer rewards and push marketing campaigns.
Provides dedicated modules for handling disputes and collections.
Offers dashboard modules for consolidated views of transactions and customer data.
Enables secure tokenization across various handset security approaches.
Manages ATM-related transaction processing and monitoring.
Supports point-of-sale transaction processing and integration.
Provides authorization management during host downtime.
Pricing
Countries & Languages
Available in
Interface languages
Billing currencies
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About PowerCARD
PowerCARD is a comprehensive payment solutions suite covering the entire payment value chain, including card issuing, merchant acquiring, transaction switching, and fraud monitoring for financial institutions and retailers.
PowerCARD Details
PowerCARD's In-App Market Place
Does PowerCARD have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
0
Mini Apps
Pricing Options
Accepted Payment Currencies
Usd ($), Eur (€), Gbp (£), Jpy (¥), Aud ($), EUR, USD
Pros & Cons
- Comprehensive suite covering the entire payment value chain from issuing to acquiring.
- High-performance architecture capable of processing thousands of transactions per second.
- Extensive API library allows for deep integration with third-party systems.
- Advanced rule-based fraud detection provides real-time protection.
- Global scalability with support for multi-currency and multi-institution operations.
- Complex implementation process typical of enterprise-grade payment infrastructure.
- System architecture is designed for large institutions, which may be overkill for smaller businesses.
- Requires significant technical expertise to configure and maintain.
- Dependence on institutional IT teams slows down deployment and updates significantly.
- Steep learning curve for teams unfamiliar with enterprise payment switching systems.
PowerCARD's Support Options
Email Address
sales@hps-worldwide.comContact
+ 212 529 045 000PowerCARD's Alternatives
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