About PowerCARD
PowerCARD is a comprehensive payment solutions suite covering the entire payment value chain, including card issuing, merchant acquiring, transaction switching, and fraud monitoring for financial institutions and retailers.
PowerCARD by HPS is a robust, enterprise-grade payment suite designed for global financial institutions, banks, and retailers. It covers the entire payment value chain, offering specialized modules for card issuing, merchant acquiring, transaction switching, and fraud monitoring. The platform is built on a flexible, rule-based architecture that supports multi-currency, multi-institution, and multi-language operations, making it suitable for large-scale global deployments. A key strength is its PowerCARD Connect API portal, which provides over 120 APIs for third-party integration and innovation. While the platform is highly powerful and scalable, it is a complex, mission-critical system intended for institutional use rather than small business applications. Deployment options are flexible, and the system is designed for high availability in demanding environments.
Pros & Cons
- +Comprehensive suite covering the entire payment value chain from issuing to acquiring.
- +High-performance architecture capable of processing thousands of transactions per second.
- +Extensive API library allows for deep integration with third-party systems.
- +Advanced rule-based fraud detection provides real-time protection.
- +Global scalability with support for multi-currency and multi-institution operations.
- −Complex implementation process typical of enterprise-grade payment infrastructure.
- −System architecture is designed for large institutions, which may be overkill for smaller businesses.
- −Pricing is not publicly disclosed and requires direct sales contact.
- −Requires significant technical expertise to configure and maintain.
Features
Key features
- Omni-Channel Processing
- Enables transaction processing across any channel and payment method.
- Fraud Monitoring
- Provides real-time or near real-time detection of suspicious authorizations with rule-based decisioning.
- Multi-Currency Support
- Manages card portfolios and transactions across multiple currencies and countries on a single platform.
- API Connectivity
- Offers over 120 APIs to allow third-party systems to trigger services or utilize stored payment data.
- Issuer Management
- Supports complete services for issuance and management of credit, debit, and prepaid cards.
Additional features
- Switching Management
- Supports multi-channel authorization and transaction switching with active/active architecture.
- Loyalty Management
- Includes advanced modules for managing customer rewards and push marketing campaigns.
- Chargeback Management
- Provides dedicated modules for handling disputes and collections.
- Reporting and Analytics
- Offers dashboard modules for consolidated views of transactions and customer data.
- Tokenization Services
- Enables secure tokenization across various handset security approaches.
- ATM Management
- Manages ATM-related transaction processing and monitoring.
- POS Management
- Supports point-of-sale transaction processing and integration.
- Stand-In Processing
- Provides authorization management during host downtime.
Pricing
Countries & Languages
Interface languages
Billing currencies
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About PowerCARD
PowerCARD is a comprehensive payment solutions suite covering the entire payment value chain, including card issuing, merchant acquiring, transaction switching, and fraud monitoring for financial institutions and retailers.
PowerCARD Details
PowerCARD's In-App Market Place
Does PowerCARD have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
10
Mini Apps
1. Loyalty Program Integration: Allows businesses to integrate their customer loyalty program with the PowerCARD software
providing seamless rewards and discounts to loyal customers.
2. Payment Gateway Integration: Enables easy integration with various payment gateways to streamline payment processing for online transactions.
3. Point of Sale (POS) System Integration: Integrates PowerCARD with POS systems to facilitate smooth and efficient processing of payments at physical retail locations.
4. Data Analytics Tool: Provides advanced data analytics capabilities to help businesses analyze customer data
track sales performance
and make informed decisions to drive growth.
5. Inventory Management Plugin: Helps businesses manage their inventory more effectively by keeping track of stock levels
generating reorder reports
and optimizing inventory turnover.
Pricing Options
Accepted Payment Currencies
Usd ($), Eur (€), Gbp (£), Jpy (¥), Aud ($)
Pros & Cons
- Comprehensive suite covering the entire payment value chain from issuing to acquiring.
- High-performance architecture capable of processing thousands of transactions per second.
- Extensive API library allows for deep integration with third-party systems.
- Advanced rule-based fraud detection provides real-time protection.
- Global scalability with support for multi-currency and multi-institution operations.
- Complex implementation process typical of enterprise-grade payment infrastructure.
- System architecture is designed for large institutions, which may be overkill for smaller businesses.
- Pricing is not publicly disclosed and requires direct sales contact.
- Requires significant technical expertise to configure and maintain.
PowerCARD's Support Options
Email Address
support@hps-worldwide.comContact
+352 20 822 670PowerCARD's Alternatives
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