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Rapyd

by Rapyd · Since 2016
No reviews yet
Active1+ countriesCloud
Quick facts
VendorRapyd
Year launched2016
StatusActive
LocationNew York, USA
Countries served1+
Languages11
Integrations2+
Free tierNO
Free trialNO
Contact salesYES
Last reviewed: Jun 2026

About Rapyd

A global fintech platform providing payment processing, payouts, and embedded financial services. Enables businesses to accept and send funds globally via cards, bank transfers, and local payment methods through a single API.

Rapyd is a comprehensive fintech-as-a-service platform designed to simplify global commerce for businesses of all sizes. By consolidating payment processing, payouts, and financial infrastructure into a single, AI-native platform, Rapyd enables companies to accept payments in over 190 countries using hundreds of local and global payment methods. The platform is particularly strong in cross-border operations, offering direct card acquiring, multi-currency business accounts, and robust payout capabilities that support fiat and stablecoins. Designed for developers and enterprises alike, Rapyd provides flexible integration options ranging from full API access to no-code hosted solutions. While the platform is highly powerful for scaling international operations, its complexity and enterprise-grade feature set mean it is best suited for businesses with significant global payment needs. Support is provided through a dedicated portal, documentation, and account management, with pricing typically structured around transparent Interchange++ models tailored to business volume.

Pros & Cons

Pros
  • Supports a vast array of global and local payment methods beyond standard credit cards.
  • Provides direct card acquiring licenses in multiple major regions including the UK, EU, and Singapore.
  • Unified platform handles both incoming payments and outgoing disbursements efficiently.
  • High authorization rates supported by AI-native infrastructure.
  • Flexible integration options including APIs, hosted pages, and no-code tools.
Cons
  • Pricing is highly customized based on volume and region, requiring sales contact for specific rates.
  • Integration complexity can be high for businesses requiring deep customization of financial workflows.
  • Regulatory requirements for onboarding can be rigorous due to the platform's global compliance standards.

Features

Key features

Global Card Acquiring

Provides direct card acquiring services for Visa, Mastercard, and Amex with high authorization rates.

Multi-Currency Business Accounts

Offers flexible accounts to hold, manage, and settle funds in multiple currencies globally.

Unified Payment Infrastructure

Combines payment processing, payouts, and card issuing into a single AI-native platform.

Cross-Border Payouts

Supports domestic and international disbursements via bank transfers, card payouts, and RTP networks.

Embedded Fintech

Allows businesses to integrate financial services like lending and card issuing directly into their own applications.

Additional features

Hosted Checkout

Provides pre-built, customizable payment pages for seamless online transaction collection.

Payment Links

Enables merchants to generate and share links for instant payment collection without a full website integration.

Virtual Terminals

Allows manual entry of card payments for phone or mail-order transactions.

Stablecoin Solutions

Supports payment, payout, and settlement using stablecoins for global commerce.

SoftPOS

Enables merchants to accept contactless payments directly on mobile devices.

Fraud Prevention

Includes advanced risk controls and monitoring to mitigate transaction fraud.

Virtual Accounts

Provides dedicated virtual accounts for efficient reconciliation and fund management.

Card Issuing

Enables the creation of virtual and physical cards for spending control and disbursements.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

1
Countries served
11
Interface languages
19
Billing currencies

Available in

All Countries.

Interface languages

ArabicChineseEnglishFrenchGermanItalianJapaneseKoreanPortugueseRussianSpanish

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇯🇵JPY🇦🇺AUD🇨🇦CAD🇨🇭CHF🇨🇳CNY🇸🇪SEK🇳🇿NZD🇰🇷KRW🇸🇬SGD🇳🇴NOK🇲🇽MXN🇮🇳INR🇷🇺RUB🇿🇦ZAR🇧🇷BRL🇭🇰HKD

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