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SiTef

by Concardis
No reviews yet
Active1+ countriesCloudOn-premise
Quick facts
VendorConcardis
Year launchedN/A
StatusActive
LocationThere is no specific address provided for SiTef by Concardis.
Countries served1+
Languages5
Integrations1+
Free tierN/A
Free trialN/A
Contact salesN/A
Last reviewed: Jun 2026

About SiTef

SiTef is a payment integration hub that connects physical and digital points of sale to financial institutions, card networks, and payment providers. It supports credit, debit, QR code, and digital wallet transactions for various business segments.

SiTef, developed by Fiserv, is a robust payment integration hub widely used in the Brazilian market to bridge the gap between point-of-sale (POS) systems and financial institutions. It acts as a secure interface that processes billions of transactions annually, supporting a vast array of payment methods including credit and debit cards, QR codes, and digital wallets. Designed for both physical retail and digital commerce, SiTef is highly regarded for its stability, high availability, and ability to integrate with over 250 regional and international payment brands. The platform is particularly valuable for large enterprises and software houses that require a scalable, multi-acquirer solution to manage complex payment flows. While it offers powerful features like real-time reporting, fraud mitigation, and loyalty program integration, its primary strength lies in its role as a reliable middleware that simplifies the technical complexities of electronic funds transfer (TEF). Buyers should note that SiTef is primarily focused on the Brazilian market, and implementation typically requires integration with existing ERP or POS systems.

Pros & Cons

Pros
  • Supports a vast range of payment methods and acquirers through a single integration.
  • Provides high-availability infrastructure capable of processing billions of transactions annually.
  • Offers flexible deployment options for both physical retail and digital e-commerce environments.
  • Includes robust security features and full PCI DSS compliance for transaction protection.
Cons
  • Implementation requires technical integration with existing ERP or POS systems.
  • Primary market focus is Brazil, which may limit availability or support in other regions.
  • Pricing is not publicly disclosed and typically requires direct contact with Fiserv sales.

Features

Key features

Omnichannel Integration

Connects physical POS, mobile devices, and e-commerce platforms to a centralized payment hub.

Multi-Acquirer Support

Enables high-performance routing across multiple acquiring networks and payment processors.

Fraud Prevention

Includes integrated security and fraud mitigation tools to protect transaction data.

PCI Compliance

Ensures secure storage, processing, and transmission of cardholder data in accordance with industry standards.

Real-Time Reporting

Provides centralized dashboards and analytics for tracking transaction metrics and payment trends.

Additional features

Electronic Funds Transfer

Automates the communication between point-of-sale systems and financial institutions.

Digital Wallet Acceptance

Supports payments via various digital wallets and mobile applications.

Loyalty Program Integration

Allows merchants to manage reward points and customer incentives directly within the payment flow.

Payment Link Generation

Enables merchants to send secure payment links via text or email for remote collections.

Split Payments

Supports dividing transaction amounts between different recipients for marketplace models.

Mobile POS Support

Facilitates mobile payment processing for delivery services and retail mobility.

Correspondent Banking

Offers financial services like credit recharges and bill payments through POS terminals.

Automated Settlement

Streamlines the reconciliation and settlement process for merchants.

Pricing

Free trial
Free version
Request a quote
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Countries & Languages

1
Countries served
5
Interface languages
6
Billing currencies

Available in

All Countries.

Interface languages

EnglishGermanFrenchItalianSpanish

Billing currencies

🇨🇭CHF🇩🇰DKK🇪🇺EUR🇬🇧GBP🇳🇴NOK🇸🇪SEK

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