SmarterCommerce Payment Processing logo

SmarterCommerce Payment Processing

by SmarterCommerce · Since 1993
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ActiveAvailable globallyCloudOn-premise
Quick facts
VendorSmarterCommerce
Year launched1993
StatusActive
LocationMiami, FL, USA
Countries servedGlobal
Languages6
Integrations5+
Free tierNO
Free trialNO
Contact salesYES
Last reviewed: Jun 2026

About SmarterCommerce Payment Processing

A connected-commerce platform for Oracle JD Edwards ERP. Provides integrated solutions for B2B/B2C ecommerce, payment processing, retail point-of-sale, call center management, and sales tax processing.

SmarterCommerce is a specialized suite of connected-commerce solutions designed specifically for organizations using Oracle JD Edwards ERP. By unifying ecommerce, payment processing, retail point-of-sale, and call center operations into a single platform, it eliminates the complexity of disparate systems. The product is built to handle high-volume, enterprise-grade requirements, offering features like automated credit card and ACH processing, electronic invoice presentment, and retail POS management that sync directly with JD Edwards business rules. It is particularly well-suited for manufacturers, distributors, and retailers who need to maintain a single source of truth for customer data, pricing, and inventory across all sales channels. While the platform is highly robust for JD Edwards users, it is not a standalone general-purpose ecommerce tool; its value is derived from its deep ERP integration. Support is provided through a dedicated service portal, and the company offers extensive consulting and implementation services to ensure projects align with specific business goals.

Pros & Cons

Pros
  • Deep native integration with Oracle JD Edwards ERP ensures consistent data across all sales channels.
  • Supports a wide array of payment methods including credit cards, ACH, and digital wallets.
  • Advanced payment features like Level 2/3 processing and automated account updating help reduce merchant costs.
  • Unified platform approach simplifies management of ecommerce, retail, and call center operations.
  • Proven track record with over 30 years of experience in the JD Edwards ecosystem.
Cons
  • Pricing is not publicly disclosed and requires contact with sales for a tailored project scope.
  • Functionality is tightly coupled with JD Edwards, making it unsuitable for organizations not using this specific ERP.
  • Implementation timelines and costs are project-dependent rather than standardized.

Features

Key features

Payment Processing

Automates credit card, ACH, and alternative payment methods with native JD Edwards integration.

Retail Point of Sale

Centrally manages retail operations with cross-channel capabilities and real-time JD Edwards connectivity.

B2B/B2C Ecommerce

Provides a digital commerce platform integrated with JD Edwards for customer data, pricing, and inventory.

Electronic Invoice Presentment

Offers a self-service portal for customers to view, download, and pay open invoices.

Call Center Management

Streamlines order capture and customer service with upselling and cross-selling tools.

Additional features

Fraud Protection

Incorporates advanced detection capabilities to reduce risk from chargebacks.

Credit Card Surcharge Processing

Enables additional fees for credit card transactions to offset merchant costs.

Level 2/3 Processing

Passes through transaction data to enable reduced processing fees.

Autopay

Schedules future payments or sets up recurring processing for invoices.

Account Updater

Refreshes customer card-on-file data automatically to reduce lost sales.

Pay-By-Message

Allows customers to enter payment information via secure links sent through email or SMS.

Avalara AvaTax Connector

Automates tax rate updates and calculations across sales channels.

Management Console

Provides administrative tools for configuring integration points between SmarterCommerce and the ERP.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
6
Interface languages
14
Billing currencies

Interface languages

EnglishSpanishFrenchGermanItalianPortuguese

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇦🇺AUD🇨🇦CAD🇯🇵JPY🇨🇭CHF🇳🇿NZD🇸🇪SEK🇩🇰DKK🇳🇴NOK🇮🇱ILS🇷🇺RUB🇨🇳CNY

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