Soar Payments logo

Soar Payments

by Soar Payments · Since 2015
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ActiveAvailable globallyCloud
Quick facts
VendorSoar Payments
Year launched2015
StatusActive
LocationThe Woodlands, TX, USA
Countries servedGlobal
Languages12
Integrations6+
Free tierN/A
Free trialN/A
Contact salesN/A
Last reviewed: Jun 2026

About Soar Payments

SoarPay provides high-risk merchant accounts and payment gateway solutions for businesses in regulated industries. It offers credit card and ACH processing, fraud protection, and integration with major e-commerce platforms.

SoarPay is a specialized payment processing provider focused on high-risk and regulated industries, such as nutraceuticals, firearms, travel, and subscription services. Unlike mainstream processors like Stripe or Square, which often restrict high-risk merchants, SoarPay leverages direct relationships with acquiring banks to offer stable, compliant merchant accounts. The platform supports a wide range of integrations, including Shopify, WooCommerce, and various POS systems, making it adaptable for e-commerce and retail businesses. Key features include built-in fraud protection, ACH processing, and chargeback management tools. Pricing is transparent and tailored to the specific industry, with an application process designed for high-risk underwriting. Support is provided by an in-house, US-based team, which is a significant benefit for merchants navigating complex compliance requirements. While it is a robust solution for high-risk sectors, it is specifically optimized for these industries rather than low-risk, general-purpose retail.

Pros & Cons

Pros
  • Specialized expertise in underwriting for high-risk and regulated industries.
  • Transparent pricing structure with no hidden markups.
  • In-house, US-based customer support team.
  • Broad compatibility with popular e-commerce platforms and POS systems.
  • Faster approval times compared to traditional high-risk merchant account providers.
Cons
  • Pricing is industry-specific and not published as a flat rate, requiring an application for a quote.
  • Not designed for low-risk businesses that can access cheaper, automated processing solutions.
  • Underwriting process is more rigorous than instant-approval platforms.

Features

Key features

High-Risk Merchant Accounts

Provides specialized merchant accounts for businesses in regulated industries that mainstream providers often decline.

Payment Gateway Integration

Connects with platforms like WooCommerce, Shopify, and WordPress to facilitate secure online transactions.

Fraud Protection Services

Includes built-in fraud filters such as AVS and CVV verification to protect against unauthorized transactions.

ACH Processing

Supports electronic check processing for businesses requiring alternative payment methods.

Chargeback Management

Offers tools and expertise to help high-risk merchants manage and reduce chargeback rates.

Additional features

Multi-Currency Support

Enables processing of payments in various currencies for international business operations.

Recurring Billing

Supports subscription-based business models with automated recurring payment capabilities.

Virtual Terminal

Provides a web-based interface for manually processing credit card transactions.

Real-Time Reporting

Offers analytics and reporting tools to track transaction data and business performance.

PCI DSS Compliance

Ensures all payment processing solutions meet industry data security standards.

Dedicated Support

Provides in-house, US-based client support for account management and technical assistance.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
12
Interface languages
9
Billing currencies

Interface languages

EnglishSpanishFrenchGermanItalianPortugueseRussianDutchChineseJapaneseKoreanArabic.

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇦🇺AUD🇨🇦CAD🇯🇵JPY🇨🇳CNY🇲🇽MXN🇮🇳INR

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