About SOTpay
A secure, PCI-compliant payment platform that enables businesses to accept card and Open Banking payments across multiple channels, including phone, email, SMS, and web, while reducing fraud and transaction costs.
SOTpay, developed by Gala Technology, is a multi-channel payment platform designed to help businesses secure their transaction environments while improving operational efficiency. By focusing on PCI-DSS compliance, the platform allows merchants to accept payments over the phone, via secure links, or through Open Banking without handling sensitive card data directly. This approach significantly reduces the risk of fraud and the burden of compliance audits. SOTpay is particularly well-suited for businesses in sectors like hospitality, retail, and professional services that rely on remote or invoice-based collections. Its integration capabilities with major accounting software like Xero and QuickBooks further streamline financial workflows by automating reconciliation. While the platform offers robust security and flexibility, businesses should note that pricing is tailored to individual needs, often requiring a consultation or demo to determine the best fit. Overall, SOTpay provides a comprehensive, scalable solution for organizations looking to modernize their payment infrastructure and reduce processing costs.
Pros & Cons
- Reduces PCI compliance scope by keeping sensitive card data out of the merchant's environment.
- Supports a wide range of payment channels including phone, link, QR, and Open Banking.
- Automates reconciliation through native integrations with accounting software like Xero and QuickBooks.
- Provides real-time fraud monitoring and chargeback protection using AI-driven security.
- Offers flexible deployment options suitable for multi-location and multi-user business structures.
- Pricing is not publicly listed on the website, requiring a demo or sales contact for specific plan details.
- Advanced features and integrations may require a setup process that is best managed through a consultation with the sales team.
Features
Key features
Allows customers to enter card details on their own devices during calls, keeping sensitive data out of the merchant's environment.
Enables merchants to send secure payment links via SMS, email, or messaging platforms for instant remote collection.
Supports direct bank-to-bank transfers with instant confirmation and lower transaction fees.
Provides a unified platform for accepting payments across phone, web, QR, and social media channels.
Utilizes AI and machine learning to monitor transactions in real-time and mitigate fraud-related chargebacks.
Additional features
Provides a browser-based dashboard for processing and managing phone payments with full audit tracking.
Supports recurring billing and automated collection workflows.
Syncs payment data directly with platforms like Xero, QuickBooks, and Sage for automated reconciliation.
Facilitates secure, customer-present transactions without the need for physical card machines.
Reduces compliance scope by removing sensitive cardholder data from the merchant's environment.
Supports multi-user environments with tiered permissions and location-based access control.
Offers visibility into transaction performance, user activity, and payment status.
Enables international payment acceptance across various currencies.
Pricing
Countries & Languages
Interface languages
Billing currencies
No reviews yet
Be the first to drop a review
Alternatives to SOTpay
.png){kind=small}
WebPay
WebPay is a payment gateway software from WebPay that provides a full-featured solution for processing…
Verifi Global Payment Gateway
Verifi Global Payment Gateway is a payment processing platform from Visa that provides secure transaction…
Vella
Vella is a multi-currency banking software from Vella Finance that provides a convenient banking use.…
Moniepoint
Moniepoint is a financial management software from Moniepoint Microfinance Bank that supports small business transactions.…
Spot something wrong or outdated?
Suggest a correction — a reviewer verifies every change.
About SOTpay
A secure, PCI-compliant payment platform that enables businesses to accept card and Open Banking payments across multiple channels, including phone, email, SMS, and web, while reducing fraud and transaction costs.
SOTpay Details
SOTpay's In-App Market Place
Does SOTpay have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
3
Mini Apps
1. SOTpay by SecurityMetrics - A payment processing add-on that integrates with SOTpay to securely process payments for online transactions.
2. SOTpay Fraud Protection by SecurityMetrics - An add-on that provides advanced fraud protection features to help prevent fraudulent transactions when using SOTpay for payment processing.
3. SOTpay Reporting by SecurityMetrics - An add-on that offers comprehensive reporting and analytics tools for tracking and monitoring payment transactions processed through SOTpay.
Pricing Options
Accepted Payment Currencies
Usd ($), Eur (€), Gbp (£), Aud (A$), Cad (C$), Jpy (¥), Chf (CHF), Nzd (NZ$), Sek (kr), Dkk (kr), Nok (kr), Sgd (S$), Hkd (HK$), Cny (¥), Ils (₪), Rub (₽), Zar (R), Brl (R$).
Pros & Cons
- Reduces PCI compliance scope by keeping sensitive card data out of the merchant's environment.
- Supports a wide range of payment channels including phone, link, QR, and Open Banking.
- Automates reconciliation through native integrations with accounting software like Xero and QuickBooks.
- Provides real-time fraud monitoring and chargeback protection using AI-driven security.
- Offers flexible deployment options suitable for multi-location and multi-user business structures.
- Pricing is not publicly listed on the website, requiring a demo or sales contact for specific plan details.
- Advanced features and integrations may require a setup process that is best managed through a consultation with the sales team.
SOTpay's Support Options
Email Address
support@sotpay.co.ukContact
1-800-555-5555Documentation
https://docs.sotpay.comCommunity Forums
https://community.sotpay.comLive Chat
AvailableSOTpay's Alternatives
WebPay
WebPay is a payment gateway software from WebPay that provides a full-featured solution for processing…
Verifi Global Payment Gateway
Verifi Global Payment Gateway is a payment processing platform from Visa that provides secure transaction…
Vella
Vella is a multi-currency banking software from Vella Finance that provides a convenient banking use.…
Moniepoint
Moniepoint is a financial management software from Moniepoint Microfinance Bank that supports small business transactions.…
.png&w=96&q=75){kind=small}
