Splittypay by Avvera logo

Splittypay by Avvera

by Avvera · Since 2007
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ActiveAvailable globallyCloud
Quick facts
VendorAvvera
Year launched2007
StatusActive
LocationVia Mirabello, 2, Reggio nell'Emilia, Emilia Romagna 42122, IT
Countries servedGlobal
Languages2
IntegrationsN/A
Free tierNO
Free trialNO
Contact salesYES

About Splittypay by Avvera

Splittypay by Avvera is a buy now pay later payment solution that allows consumers to divide purchases into interest-free monthly installments while enabling merchants to increase sales, improve conversion rates, and offer flexible financing without requiring traditional point-of-sale infrastructure.

Splittypay by Avvera is a digital installment payment platform developed by Avvera that enables customers to purchase products and services and pay over time through interest-free monthly installments. The platform simplifies the financing process by allowing shoppers to select Splittypay as a payment method, scan a QR code, register or log into their account, and immediately receive an eligibility decision. Customers can spread payments across multiple installments without providing income documentation, making financing more accessible and convenient. The system is designed to create a smoother shopping experience by reducing upfront payment burdens while maintaining a fast and user-friendly approval process. For merchants, Splittypay provides a platform that helps increase average order values, improve conversion rates, and reduce financial risk exposure. The solution operates without requiring a traditional POS device, making implementation simpler for participating sellers. Through its personal area, customers can monitor installment schedules, payment status, and account activity. The platform combines consumer financing, digital onboarding, and payment management into a streamlined ecosystem that benefits both buyers and merchants.

Pros & Cons

Pros
  • Provides interest free installment payments improving affordability for many customers
  • Delivers immediate financing decisions reducing checkout abandonment and delays significantly
  • Requires no income documentation simplifying customer onboarding and approval processes
  • Helps merchants increase conversion rates and average order values effectively
Cons
  • Fewer repayment options compared with some larger BNPL competitors globally
  • Availability may be limited to participating merchants and supported markets
  • Missed installment payments may result in additional administrative consequences later
  • Financing approval remains subject to eligibility assessment and verification requirements

Features

Key features

Interest-Free Installments

: Allows customers to split purchases into monthly payments without interest charges, making products more affordable while improving budgeting flexibility and purchasing convenience

Simple Registration

: Supports quick account creation and login procedures, minimizing onboarding complexity and helping users access installment payment services efficiently

QR Code Checkout

: Enables customers to initiate financing directly at checkout by scanning a QR code, simplifying the payment process and reducing transaction friction

Instant Approval Process

: Provides immediate financing decisions without lengthy waiting periods, allowing shoppers to complete purchases quickly and merchants to close sales faster

No Income Documentation

: Eliminates the need for income verification documents during application, streamlining the approval process and enhancing customer accessibility to financing

Additional features

Interest-Free Financing

: Allows consumers to spread purchase costs across monthly installments without paying additional interest, improving affordability and helping customers manage expenses while maintaining purchasing flexibility throughout the repayment period

Instant Credit Evaluation

: Delivers real-time financing decisions, helping customers complete transactions immediately while reducing delays that may negatively impact purchasing decisions and merchant conversions

QR-Based Payment Activation

: Uses QR code technology at checkout to initiate the financing process quickly, providing a seamless connection between merchant sales systems and customer financing approval workflows

Four-Installment Payment Model

: Enables purchases to be divided into at least four monthly installments, reducing the financial burden of large upfront payments and encouraging more accessible consumer financing options

Fast Customer Registration

: Allows new users to create accounts through a simplified onboarding process, minimizing barriers to entry and enabling quicker access to installment payment services

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

Global
Countries served
2
Interface languages
2
Billing currencies

Interface languages

Italianit

Billing currencies

🇪🇺EUR🇺🇸USD

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