About Squad by HabariPay
Squad by HabariPay is a payment platform from HabariPay that is designed to meet the needs of businesses of all sizes, enabling users to collect payments however users choose. It combines virtual account management, a secure payment gateway, and a transfer API so businesses can efficiently manage transactions. Additionally, it offers payment link generation and eCommerce storefront creation. These features help users easily facilitate payments and establish an online presence for selling products. With a user-friendly interface and reliable API integrations, Squad is suitable for various types of businesses looking to improve their payment processing capabilities. Key capabilities: virtual account management secure payment gateway transfer API payment link generation eCommerce storefront creation Best for: businesses of all sizes that need comprehensive payment solutions.
Squad is a comprehensive payment platform built to help businesses across Africa accept and manage payments seamlessly, both online and offline. Fully licensed by the Central Bank of Nigeria (CBN) and powered by HabariPay, Squad positions itself as a secure, reliable, and affordable solution for businesses of all sizes—from micro and small businesses to large enterprises and fintech startups. At its core, Squad offers a wide range of payment products, including Virtual Accounts for streamlined bank transfers, a robust Payment Gateway for online transactions, Transfer APIs for automated payouts, Payment Links for quick collections, USSD payments, POS services, and a built-in Ecommerce storefront. These tools make it easy for businesses to receive payments through multiple channels, improving accessibility and customer convenience. The onboarding process is straightforward, allowing merchants to start accepting payments in as little as 15 minutes after account creation and KYC verification. Squad is particularly strong on the developer side, providing easy-to-integrate APIs, SDKs, sandbox environments, and support for multiple programming languages and frameworks. For non-technical users, no-code integrations such as WooCommerce plugins ensure fast deployment without complexity.
Pros & Cons
- +Wide payment options covering cards, transfers, USSD, POS, and online checkout.
- +Fast onboarding that allows businesses to start accepting payments within minutes.
- +Strong developer ecosystem with scalable APIs and SDKs.
- +Flexible enough to support micro, small, large, and fintech businesses.
- +High security standards backed by PCI DSS Level 1 compliance.
- −Primary focus on African markets limits global appeal.
- −KYC requirements may feel lengthy for very small businesses.
- −Advanced integrations require technical expertise.
Features
Key features
- Virtual Accounts – Enables businesses to receive bank transfers instantly using dedicated virtual account numbers
- Payment Gateway – Allows secure online payments via cards, bank transfers, and other digital channels
- Transfer API – Supports automated payouts, disbursements, and transfers directly from business systems
- Payment Links – Lets businesses generate shareable links to collect payments without a website
- E-commerce Storefront – Provides a free online storefront to list products and sell digitally
- USSD Payments – Enables customers to pay using USSD codes without internet access
- Invoice Management – Allows creation, sending, and tracking of single or bulk invoices
- Flexible Settlements – Supports fast payouts within 24 hours or on-demand based on business needs
- Developer APIs & SDKs – Offers easy-to-integrate APIs, SDKs, and plugins for rapid deployment
- No-Code Integration – Enables payment integration without coding via plugins like WooCommerce
- Multi-Language & Framework Support – Works across PHP, Laravel, JavaScript, React, Flutter, Go, Python, and more
- Merchant Mobile App – Provides instant payment alerts and on-the-go transaction monitoring
- Enterprise-Grade Security – Uses PCI DSS Level 1 compliance, encryption, and data protection standards
Additional features
- Account Creation & KYC – Fast onboarding with BVN, NIN, and CAC verification
- In-Person & Online Payments – Supports both physical and digital payment collection
- Global Payment Acceptance – Enables businesses to receive payments from anywhere in the world
- Recurring & One-Time Billing – Supports subscription and one-off payment scenarios
- Multi-Currency Invoicing – Allows invoice creation in selected currencies
- API Sandbox Environment – Enables developers to test integrations safely
- WooCommerce Plugin – Provides fast integration for WordPress-based online stores
- Transaction Dashboard – Offers real-time visibility into payments and performance
- Payment Notifications – Sends instant alerts for successful transactions
- Data Encryption – Protects sensitive financial and personal data
- Regulatory Compliance – Adheres to GDPR and Nigerian Data Protection Regulation (NDPR)
- POS Support – Enables physical point-of-sale payment acceptance
- Customer Support & Help Center – Provides FAQs, videos, blogs, and support channels
Pricing
Countries & Languages
Available in
Interface languages
Billing currencies
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About Squad by HabariPay
Squad by HabariPay is a payment platform from HabariPay that is designed to meet the needs of businesses of all sizes, enabling users to collect payments however users choose. It combines virtual account management, a secure payment gateway, and a transfer API so businesses can efficiently manage transactions. Additionally, it offers payment link generation and eCommerce storefront creation. These features help users easily facilitate payments and establish an online presence for selling products. With a user-friendly interface and reliable API integrations, Squad is suitable for various types of businesses looking to improve their payment processing capabilities. Key capabilities: virtual account management secure payment gateway transfer API payment link generation eCommerce storefront creation Best for: businesses of all sizes that need comprehensive payment solutions.
Squad by HabariPay Details
Squad by HabariPay's In-App Market Place
Does Squad by HabariPay have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
N/A
Pricing Options
Accepted Payment Currencies
NGN (₦), USD ($), EUR (€), GBP (£)
Pros & Cons
- Wide payment options covering cards, transfers, USSD, POS, and online checkout.
- Fast onboarding that allows businesses to start accepting payments within minutes.
- Strong developer ecosystem with scalable APIs and SDKs.
- Flexible enough to support micro, small, large, and fintech businesses.
- High security standards backed by PCI DSS Level 1 compliance.
- Primary focus on African markets limits global appeal.
- KYC requirements may feel lengthy for very small businesses.
- Advanced integrations require technical expertise.
Squad by HabariPay's Support Options
Squad by HabariPay's Alternatives
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