About Stitch
Stitch is a fintech software from Stitch Money Proprietary Limited that provides reliable payment solutions. It combines secure payment processing, real-time transaction tracking, and smooth integration with various financial tools so businesses can manage their payments efficiently. Stitch allows users to automate recurring payments and offers comprehensive reporting features for better financial oversight. This platform is designed to cater to both businesses and individual users, making it versatile for a range of financial activities. Key capabilities: payment processing transaction tracking reporting features integration support automation of payments Best for: businesses and individuals that need efficient management of payments and financial transactions.
Stitch In-person Payments is a robust payment solution designed to streamline point-of-sale transactions for enterprises across Africa. The platform supports a wide range of payment methods, including card-present transactions, mobile money, and cash collection, making it highly versatile for businesses operating in multiple markets such as South Africa, Kenya, Ghana, and Tanzania. Its ability to integrate with existing POS devices and acquiring banks through an API allows companies to maintain their current infrastructure while benefiting from advanced payment capabilities. The platform offers extensive management tools, including a detailed Terminal Management Dashboard that provides transaction-level insights, performance analytics, and device oversight. This helps reduce operational burdens and simplifies reconciliation, enabling businesses to optimize their payment processes efficiently. Stitch also ensures security and compliance, being ISO 27001 and PCI DSS Level 1 certified, and offering features like remote key injection and encryption to protect sensitive data. A key strength of Stitch is its focus on unified commerce, allowing companies to manage both online and in-person payments from a single platform.
Pros & Cons
- +Supports multiple payment methods, increasing customer convenience.
- +Unified commerce platform allows management of online and in-person payments in one place.
- +Detailed Terminal Management Dashboard provides transaction-level insights for performance optimisation.
- +Remote key injection allows terminals to be deployed and connected without manual setup.
- +Omnichannel support creates a seamless customer experience across store, mobile, and online channels.
- −Mobile money support is limited to specific local providers, which may not cover all markets.
- −Remote key injection may depend on terminal manufacturer or acquirer capabilities, causing delays.
- −Real-time reconciliation may require reliable internet connectivity at all locations.
- −Device and terminal management can become complex for enterprises with very large terminal fleets.
- −Advanced analytics may be overwhelming for smaller businesses without dedicated staff.
Features
Key features
- In-person payments
- Collect payments at POS via card, mobile money, or cash across multiple African markets.
- Unified commerce
- Manage both online and in-person payments from a single platform for a seamless omnichannel experience.
- Terminal management dashboard
- Access detailed insights on devices, transactions, and performance for optimisation.
- Flexible integration
- Integrate with existing POS systems, acquire banks, or use Stitch’s API and SDK.
- Security and compliance
- ISO 27001 and PCI DSS Level 1 certified, with encryption and remote key injection.
- Multiple payment methods
- Accept card-present, mobile money, and cash at ATMs for diverse customer needs.
- Revenue optimisation
- Use data-driven insights to enhance performance and customer engagement.
Additional features
- In-person payments
- Collect payments at POS via card, mobile money, or cash across multiple African markets.
- Unified commerce
- Manage both online and in-person payments from a single platform for a seamless omnichannel experience.
- Terminal management dashboard
- Access detailed insights on devices, transactions, and performance for optimisation.
- Flexible integration
- Integrate with existing POS systems, acquire banks, or use Stitch’s API and SDK.
- Payment certification management
- Stitch manages certification including P2PE for terminal fleets.
- Device and terminal management
- Easily manage devices and terminals remotely through the dashboard.
- Remote key injection
- Payment terminals can be connected to the system remotely after shipping from manufacturer or acquirer.
- Multiple payment methods
- Accept card-present, mobile money, and cash at ATMs for diverse customer needs.
- Omnichannel retail support
- Provide consistent checkout experiences in-store, online, or mobile.
- Digital account top-ups
- Allow customers to top up digital accounts in person via POS.
- Data analytics
- Optimise performance using transaction-level data across stores and devices.
- Security and compliance
- ISO 27001 and PCI DSS Level 1 certified, with encryption and continuous monitoring.
- Optimised payment processing
- Supports multiple acquirers and flexible rules to secure and optimise payments.
- Revenue optimisation
- Use data-driven insights to enhance performance and customer engagement.
Pricing
Countries & Languages
Available in
Interface languages
Billing currencies
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About Stitch
Stitch is a fintech software from Stitch Money Proprietary Limited that provides reliable payment solutions. It combines secure payment processing, real-time transaction tracking, and smooth integration with various financial tools so businesses can manage their payments efficiently. Stitch allows users to automate recurring payments and offers comprehensive reporting features for better financial oversight. This platform is designed to cater to both businesses and individual users, making it versatile for a range of financial activities. Key capabilities: payment processing transaction tracking reporting features integration support automation of payments Best for: businesses and individuals that need efficient management of payments and financial transactions.
Stitch Details
Stitch's In-App Market Place
Does Stitch have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
N/A
Pricing Options
Accepted Payment Currencies
USD($), EUR(€), GBP(£), NGN(₦), ZAR(R), KES(KSh), GHS(GH₵), EGP(£), CAD($), AUD($)
Pros & Cons
- Supports multiple payment methods, increasing customer convenience.
- Unified commerce platform allows management of online and in-person payments in one place.
- Detailed Terminal Management Dashboard provides transaction-level insights for performance optimisation.
- Remote key injection allows terminals to be deployed and connected without manual setup.
- Omnichannel support creates a seamless customer experience across store, mobile, and online channels.
- Mobile money support is limited to specific local providers, which may not cover all markets.
- Remote key injection may depend on terminal manufacturer or acquirer capabilities, causing delays.
- Real-time reconciliation may require reliable internet connectivity at all locations.
- Device and terminal management can become complex for enterprises with very large terminal fleets.
- Advanced analytics may be overwhelming for smaller businesses without dedicated staff.
Stitch's Support Options
Email Address
info@stitch.moneyDocumentation
https://docs.stitch.money/?Stitch's Alternatives
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