About Stripe Issuing
An API-first platform for creating, managing, and distributing virtual and physical payment cards. It enables businesses to build scalable card programs, set spending controls, authorize transactions in real-time, and earn interchange revenue.
Stripe Issuing is a comprehensive, API-driven platform for businesses that need to create and manage their own card programs. It allows for the instant creation of both virtual and physical cards, which can be distributed to employees, customers, or even AI agents. Key strengths include granular, real-time control over spending through dynamic limits and merchant category restrictions, and the ability to approve or decline transactions as they happen via webhooks. The platform supports modern payment methods like Apple Pay and Google Pay. Stripe Issuing is designed for a range of use cases, from expense management and B2B payments to enabling fintech platforms and marketplaces. While pricing is usage-based and requires sales contact for custom packages, the platform offers the ability to earn interchange revenue. Support is available through extensive documentation and paid support plans.
Pros & Cons
- Provides an API-first approach for creating and managing card programs at scale.
- Offers granular, real-time spending controls to manage fraud and enforce budgets.
- Supports both virtual and physical cards, including single-use cards for enhanced security.
- Enables businesses to earn a share of interchange revenue from card transactions.
- Integrates with digital wallets like Apple Pay and Google Pay.
- Pricing is not transparently listed for all features; custom packages require sales contact.
- Full capabilities are primarily available in the US, UK, and EEA, with limited global reach for some features.
- The platform is developer-focused and may have a steep learning curve for non-technical users.
Features
Key features
Issue virtual and physical cards programmatically via an API.
Approve or decline every transaction in real-time using webhooks.
Set rules for spending limits, allowed merchant categories, and geographic restrictions at the card or cardholder level.
Add cards to mobile wallets like Apple Pay and Google Pay through in-app or web push provisioning.
Earn a share of interchange revenue from purchases made with cards issued through the platform.
Additional features
Issue virtual cards that are automatically invalidated after a single use for enhanced security.
Utilize machine learning-generated risk scores for fraud, disputes, and card testing on every authorization.
Issue cards that can operate in multiple currencies.
Simplify accounting with automated transaction categorization.
Configure the appearance of physical cards with company logos and custom content.
Allow cardholders to manage their Personal Identification Numbers (PINs).
A process for submitting and tracking transaction disputes.
Enable AI agents to make purchases autonomously using controlled, single-use virtual cards.
Pricing
Monthly plans
First 500 virtual cards are free, then $0.10 per card.
Source: vendor pricing page →One-time purchase
Countries & Languages
Available in
Interface languages
Billing currencies
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About Stripe Issuing
An API-first platform for creating, managing, and distributing virtual and physical payment cards. It enables businesses to build scalable card programs, set spending controls, authorize transactions in real-time, and earn interchange revenue.
Stripe Issuing Details
Stripe Issuing's In-App Market Place
Does Stripe Issuing have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
0
Mini Apps
Pricing Options
Plans
Monthly plans
First 500 virtual cards are free, then $0.10 per card.
Source: vendor pricing page →One-time purchase
Accepted Payment Currencies
USD
Pros & Cons
- Provides an API-first approach for creating and managing card programs at scale.
- Offers granular, real-time spending controls to manage fraud and enforce budgets.
- Supports both virtual and physical cards, including single-use cards for enhanced security.
- Enables businesses to earn a share of interchange revenue from card transactions.
- Integrates with digital wallets like Apple Pay and Google Pay.
- Pricing is not transparently listed for all features; custom packages require sales contact.
- Full capabilities are primarily available in the US, UK, and EEA, with limited global reach for some features.
- The platform is developer-focused and may have a steep learning curve for non-technical users.
Stripe Issuing's Support Options
Documentation
https://docs.stripe.com/issuingCommunity Forums
https://stripe.com/startups#applicationChatbot
AvailableLive Chat
AvailableStripe Issuing's Alternatives
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