Tumatap logo

Tumatap

by Tuma · Since 2022
No reviews yet
Active1+ countries
Quick facts
VendorTuma
Year launched2022
StatusActive
LocationGTC Towers Westlands Chiromo Road, Nairobi, Kenya
Countries served1+
Languages1
IntegrationsN/A
Free tierN/A
Free trialN/A
Contact salesN/A

About Tumatap

Tumatap is a collaboration platform from Tuma [designed for effective team communication]. It provides tools for project management, file sharing, and real-time messaging so teams can work together efficiently. With features like task assignments and progress tracking, Tumatap allows users to stay organized and meet deadlines. The platform also supports integrations with various third-party applications, increasing its functionality and adaptability to different work environments. Key capabilities: project management file sharing real-time messaging task assignments progress tracking Best for: teams and organizations that need a centralized solution for managing projects and improving communication.

TumaTap is an all-in-one SoftPOS payment acceptance platform that enables merchants, operators, banks, and enterprises to accept contactless cards, digital wallets, and mobile money directly on Android devices without traditional POS hardware. Built for rapid rollout and regulated environments, TumaTap transforms compatible Android phones and terminals into secure payment acceptance endpoints, significantly reducing deployment costs and onboarding time. The platform is designed with an operator-ready and bank-aligned posture, making it suitable for large-scale merchant deployments across multiple markets. TumaTap supports high-throughput use cases such as fuel stations, supermarkets, transport, and field services, while maintaining strong compliance through EMV, MPoC, and CPoC standards. With integrated dashboards, fleet management, and real-time transaction monitoring, operators retain full visibility and control over their acceptance networks. TumaTap also offers white-label capabilities, enabling partners to deploy branded solutions aligned with their own ecosystems. Backed by ElieTech and integrated with sponsor banks and national payment switches, TumaTap provides a scalable, secure, and future-ready payment acceptance solution across Africa and other emerging markets.

Pros & Cons

Pros
  • No POS hardware required, reducing upfront costs for merchants significantly
  • Rapid merchant onboarding enables faster deployment and market entry
  • Supports cards, wallets, and mobile money for flexible customer payments
  • Scales easily across regions and merchants with minimal infrastructure changes
  • Strong regulatory and security compliance builds trust with partners and users
Cons
  • Android-only platform limits usage for iOS device users
  • Availability depends on country regulations and sponsor banking partnerships
  • Requires NFC-enabled devices for full contactless payment functionality
  • Regulatory onboarding processes may take longer in strict compliance regions
  • Internet connectivity required for real-time transactions and reporting

Features

Key features

Tap-to-Phone Acceptance – Allows merchants to accept contactless payments directly on Android devices without traditional POS terminals.
Multi-Payment Method Support – Combines card payments, digital wallets, and mobile money into a single, seamless checkout flow.
Operator-Ready Architecture – Enables large-scale deployments with centralized control, provisioning, and compliance management.
Bank-Aligned Security Posture – Meets regulated financial requirements through bank-sponsored and security-aligned system design.
White-Label Capability – Lets operators and banks deploy the platform under their own brand and user experience.
Fast Merchant Onboarding – Reduces time-to-market with guided activation and rapid merchant setup.
Monitoring & Analytics Dashboard – Provides real-time visibility into transactions, performance, and adoption metrics.

Additional features

SoftPOS Technology – Transforms Android smartphones and terminals into secure software-based POS endpoints.
Contactless Card Acceptance – Supports global and regional card schemes such as Visa, Mastercard, and Verve.
Digital Wallet Compatibility – Enables payments from Apple Pay, Google Pay, and Samsung Pay.
Mobile Money Integration – Allows customers to pay using locally supported mobile money services.
PIN-on-Glass (CPoC/MPoC) – Supports secure on-screen PIN entry for higher-value or regulated transactions.
EMV Level 1 & 2 Compliance – Complies with international EMV standards for contactless and card payments.
Fleet & Device Management – Enables remote configuration, updates, and control of merchant devices at scale.
High-Volume Transaction Processing – Handles continuous transaction volumes in demanding retail and forecourt environments.
National Switch Integration – Connects seamlessly with local payment rails for settlement and interoperability.
Sponsor Bank Enablement – Operates under licensed financial institutions to ensure compliant transaction processing.

Pricing

Free trial
Free version
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Countries & Languages

1
Countries served
1
Interface languages
1
Billing currencies

Available in

Kenya

Interface languages

English

Billing currencies

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