About UniPay
UniPay is an omnichannel payment processing and management platform for PayFacs, SaaS companies, and enterprises.
UniPay by United Thinkers is a robust, enterprise-scale payment gateway platform designed for businesses that require high levels of customization and control over their payment infrastructure. Unlike standard payment service providers, UniPay functions as a middleware solution that allows organizations to consolidate multiple processors, banks, and payment methods into a single, unified ecosystem. The platform is built on a modular architecture consisting of four core components: UniCharge for processing, UniBill for subscription management, UniBroker for traffic routing and PCI scope reduction, and UniRead for terminal management. This flexibility makes it particularly well-suited for Payment Facilitators (PayFacs), SaaS platforms, and private equity firms looking to monetize payments or consolidate processing volumes across subsidiaries. Deployment options are highly adaptable, ranging from a cloud-hosted 'Payments as a Service' model for startups to a full on-premise license with source code access for large enterprises. While the platform offers immense power and customization, it is geared toward organizations with the technical capacity to manage complex payment flows, rather than simple point-of-sale users.
Pros & Cons
- Offers multiple deployment models including on-premise with source code access for maximum control.
- Processor-agnostic architecture allows for easy switching or consolidation of multiple acquiring banks.
- Modular design enables businesses to select only the components needed for their specific payment ecosystem.
- Strong focus on PCI compliance and reducing security scope through intelligent traffic brokering.
- Highly customizable via RESTful APIs and embedded scripting engines for bespoke business logic.
- Pricing is highly variable and enterprise-focused, with high entry costs for white-label and on-premise models.
- Requires significant technical expertise to implement and maintain compared to plug-and-play payment solutions.
- Not a standalone payment service provider, meaning merchants must still secure their own acquiring relationships.
- Steep learning curve due to the complexity of the platform's modular architecture and configuration options.
Features
Key features
Connects to numerous payment processors, gateways, and banks through a unified, independent interface.
Provides sophisticated subscription management and collection tools for recurring revenue models.
Transforms mobile devices into payment terminals supporting contact, contactless, and e-wallet payments.
Offers cloud-based management for various EMV-compliant payment terminals including Ingenico and Sunmi models.
Acts as an intelligent traffic broker to manage complex remittance processes and tiered commission disbursements.
Additional features
Simplifies merchant account setup with automated validation and risk management.
Supports diverse transaction types with high-speed, reliable processing capabilities.
Provides tools to manage merchant funding and cash flow requirements.
Reduces PCI scope by limiting cardholder data flow through intelligent routing.
Allows full branding of merchant-facing resources including payment pages and statements.
Exposes comprehensive RESTful APIs for custom integrations and bespoke functionality.
Enables global transaction processing across different currencies and regions.
Implements advanced encryption and tokenization to secure sensitive transaction data.
Centralized server environment for controlling and updating payment terminals without local footprints.
Pricing
Countries & Languages
Interface languages
Billing currencies
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About UniPay
UniPay is an omnichannel payment processing and management platform for PayFacs, SaaS companies, and enterprises.
UniPay Details
UniPay's In-App Market Place
Does UniPay have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
5
Mini Apps
1. UniCharge - a subscription management add-on for UniPay that simplifies recurring billing processes.
2. UniFraud - a fraud prevention add-on for UniPay that helps merchants detect and prevent fraudulent transactions.
3. UniConnect - an integration add-on for UniPay that allows users to connect their payment processing system with other third-party software and platforms.
4. UniAnalytics - a reporting and analytics add-on for UniPay that provides users with detailed insights into their payment processing data.
5. UniSecure - a security add-on for UniPay that enhances the security of online payments and transactions.
Pricing Options
Accepted Payment Currencies
USD ($), EUR (€), GBP (£), JPY (¥), AUD ($), CAD ($), CHF (Fr), CNY (¥), SEK (kr), NZD ($), MXN ($), SGD ($), HKD ($)
Pros & Cons
- Offers multiple deployment models including on-premise with source code access for maximum control.
- Processor-agnostic architecture allows for easy switching or consolidation of multiple acquiring banks.
- Modular design enables businesses to select only the components needed for their specific payment ecosystem.
- Strong focus on PCI compliance and reducing security scope through intelligent traffic brokering.
- Highly customizable via RESTful APIs and embedded scripting engines for bespoke business logic.
- Pricing is highly variable and enterprise-focused, with high entry costs for white-label and on-premise models.
- Requires significant technical expertise to implement and maintain compared to plug-and-play payment solutions.
- Not a standalone payment service provider, meaning merchants must still secure their own acquiring relationships.
- Steep learning curve due to the complexity of the platform's modular architecture and configuration options.
UniPay's Support Options
Email Address
support@unipaygateway.comContact
+1-888-510-9871Documentation
https://www.unipaygateway.com/support/documentationUniPay's Alternatives
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