VyaPay logo

VyaPay

by VyaPay
No reviews yet
Active1+ countriesCloud
Quick facts
VendorVyaPay
Year launchedN/A
StatusActive
LocationMission Viejo, USA
Countries served1+
Languages4
Integrations2+
Free tierNO
Free trialNO
Contact salesYES
Last reviewed: Jun 2026

About VyaPay

VyaPay provides embedded digital payment solutions, including a payment facilitation platform, API-based gateway, and automated chargeback management.

VyaPay is a specialized fintech provider focused on embedded payment solutions for software platforms, ERP providers, and merchants. Unlike standard payment gateways, VyaPay positions itself as a payment facilitator (PayFac) partner, offering white-labeled infrastructure that allows businesses to monetize payments within their own ecosystems. Its core product suite includes the VyaLynk API for developers, which supports multi-processor access, and VyaShield, an automated chargeback management tool designed to mitigate fraud and reduce manual dispute handling. The platform is particularly strong for B2B software providers looking to integrate payment acceptance into their existing ERP or CRM workflows without building complex financial infrastructure from scratch. While VyaPay offers robust tools for high-volume merchants and partners, its service model is highly consultative, emphasizing custom integration and partnership rather than self-service sign-ups. Buyers should expect a sales-led engagement process, as the company focuses on tailoring solutions to specific business models and compliance needs.

Pros & Cons

Pros
  • Provides a white-labeled payment facilitation platform for partners to monetize payment services.
  • Automated chargeback management significantly reduces manual dispute processing time.
  • Offers deep integration capabilities for ERP and SaaS platforms like Acumatica and NetSuite.
  • Supports multi-processor access through a single modern API.
  • PCI Level 1 certification ensures high-standard security for all transaction flows.
Cons
  • Pricing is not publicly listed and requires a consultative sales process.
  • The platform is heavily geared toward partners and developers, which may be complex for small merchants seeking simple plug-and-play solutions.
  • Self-service documentation is limited compared to developer-first payment platforms.

Features

Key features

Payment Facilitation

Offers a white-labeled platform for partners to embed branded payment solutions with revenue share.

Automated Chargeback Management

Uses VyaShield to reduce chargebacks through real-time monitoring and automated response workflows.

API Integration

Provides the VyaLynk API for developers to embed payment processing into ERP, SaaS, or CRM systems.

Multi-Processor Support

Enables access to multiple payment processors through a single integration point.

Tokenization and EMV

Delivers end-to-end security solutions for point-of-sale integrators and merchants.

Additional features

Real-Time Reporting

Provides graphical tools to monitor transaction status and identify revenue sources.

Recurring Billing

Supports automated billing cycles for subscription-based business models.

Virtual Terminal

Allows manual payment processing for phone or mail orders.

Mobile SDK

Enables integration of payment functionality into mobile applications.

PCI Level 1 Gateway

Protects payment flows with certified security standards.

Visa 3DSV2 Support

Reduces fraud exposure and shifts loss liability for qualified transactions.

ERP Integration

Offers pre-built connectors for platforms like Acumatica and NetSuite.

Email Invoicing

Automates invoice delivery with integrated click-to-pay links.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

1
Countries served
4
Interface languages
12
Billing currencies

Available in

All Countries.

Interface languages

EnglishFrenchSpanishGerman

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇦🇺AUD🇨🇦CAD🇯🇵JPY🇨🇳CNY🇮🇳INR🇷🇺RUB🇨🇭CHF🇸🇬SGD🇭🇰HKD

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