Windcave logo

Windcave

by Windcave Ltd. · Since 1999
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Active1+ countriesCloud
Quick facts
VendorWindcave Ltd.
Year launched1999
StatusActive
Location33 Wilkinson Road, Ellerslie, Auckland 1060, New Zealand
Countries served1+
Languages10
Integrations24+
Free tierNO
Free trialNO
Contact salesYES

About Windcave

Windcave is a mature payment technology platform designed to help businesses accept and manage payments across online, in-store, and unattended environments.

Windcave is a mature payment technology platform designed to help businesses accept and manage payments across online, in-store, and unattended environments. Founded in New Zealand in 1999, the company has evolved into a global payment provider serving merchants, financial institutions, and enterprises in more than 40 countries. Its unified commerce approach allows businesses to manage multiple payment channels through a single platform, reducing operational complexity and simplifying payment management. The platform's strongest capabilities include global merchant acquiring, tokenization, cross-border payment support, omnichannel payment acceptance, and integration with business software. Windcave supports numerous payment methods and enables merchants to scale internationally while maintaining a consistent payment experience. Its combination of gateway services, acquiring, payment terminals, fraud management, and unattended payment solutions makes it particularly attractive to retailers, hospitality operators, transportation providers, and enterprises with complex payment requirements. Overall, Windcave is best suited for organizations seeking a comprehensive payment ecosystem rather than a standalone payment gateway.

Pros & Cons

Pros
  • Connects online, in-store, and unattended payments through one unified platform.
  • Supports merchant acquiring across multiple countries with centralized management.
  • Provides tokenization features that help improve payment data security.
  • Enables international payment acceptance with cross-border processing support.
  • Offers extensive payment method coverage for global customer preferences.
Cons
  • Implementation may require technical expertise for complex enterprise deployments.
  • Advanced capabilities can be excessive for very small businesses with basic needs.
  • Enterprise-focused architecture may create a longer onboarding process.
  • Organizations may depend heavily on a single vendor for payment operations.
  • Specialized unattended payment hardware may require additional investment.

Features

Key features

Global Acquiring

Consolidates payments across multiple regions into a single merchant service platform.

Omni-Channel Tokenization

Securely stores customer card data across in-store, online, and unattended channels.

Fraud Prevention

Provides real-time risk scoring and 3D Secure v2 authentication to minimize transaction risk.

Cross-Border Services

Enables local currency payments for international customers to improve conversion rates.

Developer-Friendly APIs

Offers a versatile API stack for seamless integration into retail, e-commerce, and self-service systems.

Additional features

Real-Time Data Insights

Provides a centralized dashboard for transaction reporting in CSV, XML, and PDF formats.

Unattended Payment Support

Offers weather-resistant modular hardware for self-service environments.

Host Initiated Transactions

Allows control of payment transactions on terminals via HTTPS services.

Tap to Pay on iPhone

Integrates contactless payment acceptance directly into iOS applications.

SFTP Batch Processing

Supports high-volume transaction processing for large-scale merchant operations.

IVR Payments

Facilitates secure phone-based payments within a PCI-compliant environment.

Customizable Checkout

Supports hosted payment pages and direct form integration for secure data capture.

Multi-Currency Support

Allows merchants to accept and settle payments in various global currencies.

Pricing

Free trial
Free version
Request a quote
Promo Offer

Countries & Languages

1
Countries served
10
Interface languages
26
Billing currencies

Available in

ALL

Interface languages

EnglishChineseFrenchGermanItalianJapaneseKoreanPortugueseSpanishen

Billing currencies

🇺🇸USD🇪🇺EUR🇬🇧GBP🇯🇵JPY🇦🇺AUD🇨🇦CAD🇳🇿NZD🇸🇬SGD🇭🇰HKD🇨🇭CHF🇸🇪SEK🇳🇴NOK🇩🇰DKK🇿🇦ZAR🇨🇳CNY🇮🇳INR🇲🇽MXN🇧🇷BRL🇷🇺RUB🇺🇸USD🇪🇺EUR🇬🇧GBP🇦🇺AUD🇨🇦CAD🇯🇵JPY🇳🇿NZD

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