About Xplor Pay
A full-service embedded payment processing platform for vertical SaaS platforms and SMBs. Offers transaction, reporting, and boarding APIs, mobile SDKs, and point-of-sale solutions to manage payments, recurring billing, and merchant financing.
Xplor Pay, formerly known as Clearent, is a comprehensive payment processing and embedded finance platform tailored for vertical SaaS providers and SMBs. It offers a robust suite of tools including transaction, reporting, and boarding APIs, alongside a mobile SDK, allowing software platforms to integrate payment functionality directly into their own applications. For SMBs, Xplor Pay provides an omni-channel point-of-sale system, virtual terminals, and automated invoicing, making it a versatile choice for retail, healthcare, and field service businesses. The platform is highly regarded for its consultative approach, offering flexible partnership models that range from referral to full PayFac-as-a-Service (PFaaS). While the platform is feature-rich, its enterprise-grade capabilities are best suited for businesses looking for deep integration and scalability. Support is provided through dedicated account management and technical teams, and the company maintains a strong focus on security with PCI-compliant infrastructure. Buyers should note that while the platform is global, specific pricing is typically customized based on the partnership model and transaction volume.
Pros & Cons
- Integration directly with the CRM made managing customer information and payments much easier day‑to‑day
- Having everything connected in one system reduced manual work and improved overall efficiency for the business
- Payment processing worked reliably most of the time and security measures seemed strong with no fraud issues
- Connecting the payment server to the POS system was convenient for automotive shops and daily transactions
- Fees were deducted automatically which simplified reconciliation and avoided delayed charges weeks later
- Contract terms seemed restrictive compared to other providers offering more flexible agreements
- Customer service was nearly impossible to reach with no phone numbers or emails available for support
- Issues with payments failing or showing “approved” before later being declined caused major frustrations
- Communication only through CRM partners was inefficient and left users without direct answers from Payrix
Features
Key features
Provides transaction, reporting, and boarding APIs for SaaS platforms to integrate payment processing directly into their software.
Supports in-store, online, and mobile payment acceptance through a unified platform.
Automates subscription billing and recurring payment collection for businesses.
Enables secure credit card acceptance on mobile devices via Bluetooth readers.
Offers fast financing options to help businesses manage cash flow and growth.
Additional features
Helps merchants save on processing fees by offering cash-based pricing.
Implements multi-layered security including tokenization and PCI-validated encryption.
Automates and simplifies the invoicing process for SMBs.
Provides tools to implement and manage customer loyalty and gift card programs.
Allows merchants to accept payments online or over the phone without a physical reader.
Offers built-in tools for SaaS providers to handle and resolve payment disputes.
Enables merchants to accept payments via secure text links.
Provides a secure page for online payment acceptance.
Pricing
Countries & Languages
Interface languages
Billing currencies
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About Xplor Pay
A full-service embedded payment processing platform for vertical SaaS platforms and SMBs. Offers transaction, reporting, and boarding APIs, mobile SDKs, and point-of-sale solutions to manage payments, recurring billing, and merchant financing.
Xplor Pay Details
Xplor Pay's In-App Market Place
Does Xplor Pay have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
0
Mini Apps
Pricing Options
Accepted Payment Currencies
USD ($), EUR (€), GBP (£), AUD (A$), CAD (C$), JPY (¥), SGD (S$), HKD (HK$), CHF (Fr), CNY (¥), INR (₹), MXN (Mex$), USD
Pros & Cons
- Integration directly with the CRM made managing customer information and payments much easier day‑to‑day
- Having everything connected in one system reduced manual work and improved overall efficiency for the business
- Payment processing worked reliably most of the time and security measures seemed strong with no fraud issues
- Connecting the payment server to the POS system was convenient for automotive shops and daily transactions
- Fees were deducted automatically which simplified reconciliation and avoided delayed charges weeks later
- Contract terms seemed restrictive compared to other providers offering more flexible agreements
- Customer service was nearly impossible to reach with no phone numbers or emails available for support
- Issues with payments failing or showing “approved” before later being declined caused major frustrations
- Communication only through CRM partners was inefficient and left users without direct answers from Payrix
Xplor Pay's Support Options
Email Address
customersupport@xplorpay.comContact
866.435.0666Xplor Pay's Alternatives
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Moniepoint
Moniepoint is a financial management software from Moniepoint Microfinance Bank that supports small business transactions.…
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