About XTransfer
A B2B cross-border trade payment platform for SMEs. It provides multi-currency collection accounts, automated FX management, and intelligent anti-money laundering risk control to facilitate international trade payments.
XTransfer is a leading B2B cross-border payment platform specifically designed to address the financial challenges faced by small and medium-sized enterprises (SMEs) in international trade. Founded in 2017, the platform acts as a financial bridge, connecting SMEs with top-tier global banking networks to provide services previously reserved for large multinationals. Its core offering includes multi-currency collection accounts that allow businesses to receive payments in local currencies, significantly reducing settlement times and FX costs. The platform is distinguished by its proprietary, AI-driven anti-money laundering and risk management infrastructure, which ensures compliance while maintaining high transaction velocity. Beyond payments, XTransfer has evolved into a full-stack trade enabler, offering FX management, trade finance referrals, and automated compliance tools. It is widely used by exporters and importers to manage global cash flow, with a strong footprint in China and expanding operations across the Global South and beyond. While it offers robust features for high-volume traders, its intuitive interface makes it accessible for smaller businesses looking to simplify their international operations.
Pros & Cons
- Provides local-like collection accounts in over 30 currencies to reduce cross-border friction.
- AI-powered risk management infrastructure ensures high compliance and security for B2B transactions.
- Offers competitive mid-market FX rates compared to traditional correspondent banking.
- Supports rapid, low-cost settlement between XTransfer accounts for global suppliers.
- Scalable infrastructure capable of handling high-volume trade payments for SMEs.
- Platform is strictly focused on B2B trade, making it unsuitable for general consumer or retail payments.
- Compliance requirements for account opening can be rigorous due to the platform's focus on anti-money laundering.
- Pricing and specific fee structures for premium tiers are often tailored to business volume and require sales consultation.
Features
Key features
Provides multi-currency accounts that function like local bank accounts for receiving international payments.
Offers real-time currency exchange and automated hedging tools to preserve profit margins.
Utilizes a data-driven, AI-powered anti-money laundering infrastructure to mitigate trade risks.
Enables direct account-to-account payments between global buyers and suppliers.
Provides automated customs paperwork and HS-code classification to streamline trade compliance.
Additional features
Supports holding and managing funds in over 30 major global currencies.
Connects SMEs with financing options to support supply chain liquidity.
Provides visibility into the status of cross-border transactions.
Offers a streamlined, online account opening process for enterprise clients.
Allows synchronization with third-party business systems and accounting software.
Provides co-branded commercial cards for SME business expenses.
Delivers detailed insights into transaction history and financial performance.
Pricing
Countries & Languages
Available in
Interface languages
Billing currencies
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About XTransfer
A B2B cross-border trade payment platform for SMEs. It provides multi-currency collection accounts, automated FX management, and intelligent anti-money laundering risk control to facilitate international trade payments.
XTransfer Details
XTransfer's In-App Market Place
Does XTransfer have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
8
Mini Apps
1. PayPal: A widely used payment gateway that allows customers to securely make online payments using their PayPal account or credit card.
2. Stripe: Another popular payment processor that enables businesses to accept online payments from customers using various payment methods.
3. Square: A versatile payment solution that offers a range of payment processing options
including in-person card payments through a mobile card reader.
4. WooCommerce: A powerful e-commerce plugin that seamlessly integrates with XTransfer
allowing users to create and manage their online store with ease.
5. QuickBooks Online: An accounting software add-on that syncs seamlessly with XTransfer
enabling users to track their finances and manage their business transactions effectively.
Pricing Options
Accepted Payment Currencies
USD ($), EUR (€), GBP (£), JPY (¥), AUD (A$), CAD (C$), CHF (Fr), CNY (¥), SEK (kr), NZD (NZ$), MXN (Mex$), SGD (S$), HKD (HK$), NOK (kr), KRW (₩), INR (₹), RUB (₽), ZAR (R), BRL (R$), TRY (₺)
Pros & Cons
- Provides local-like collection accounts in over 30 currencies to reduce cross-border friction.
- AI-powered risk management infrastructure ensures high compliance and security for B2B transactions.
- Offers competitive mid-market FX rates compared to traditional correspondent banking.
- Supports rapid, low-cost settlement between XTransfer accounts for global suppliers.
- Scalable infrastructure capable of handling high-volume trade payments for SMEs.
- Platform is strictly focused on B2B trade, making it unsuitable for general consumer or retail payments.
- Compliance requirements for account opening can be rigorous due to the platform's focus on anti-money laundering.
- Pricing and specific fee structures for premium tiers are often tailored to business volume and require sales consultation.
XTransfer's Support Options
Email Address
support@xigen.coDocumentation
https://docs.xigen.coCommunity Forums
https://community.xigen.coChatbot
AvailableLive Chat
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