About Yoco
Yoco is a South African payment processing and point-of-sale platform for small businesses.
Yoco is a comprehensive financial technology platform tailored for South African small businesses, unifying point-of-sale hardware, payment processing, and business management tools into a single ecosystem. The product suite ranges from mobile card machines like the Khumo series to fixed countertop POS systems, all powered by Yoco's free POS software. This software enables merchants to manage product catalogues, track staff performance, and gain real-time sales insights through a unified dashboard. Beyond physical retail, Yoco extends its utility into the digital space with payment gateways, digital invoicing, and payment links, allowing businesses to accept payments online or remotely. A key differentiator is the platform's integration capabilities, connecting directly with major accounting suites like Xero and QuickBooks to streamline financial reconciliation. While the core platform is accessible with no monthly software fees, Yoco offers tiered pricing plans (Core, Plus, Pro) that unlock advanced features like loyalty programs, priority support, and lower transaction rates for high-volume merchants.
Pros & Cons
- Offers a unified platform for both in-person and online payment processing.
- Provides free POS software with no monthly subscription fees on the base plan.
- Integrates seamlessly with popular accounting software like Xero and QuickBooks.
- Features a user-friendly interface that requires minimal technical setup.
- Includes access to flexible business funding based on transaction history.
- Transaction fees vary based on monthly turnover and payment method, which can be complex to calculate.
- Advanced features like multi-location management and loyalty programs are restricted to paid subscription tiers.
- Hardware purchases are required for the full point-of-sale experience.
- Instant and fast payout options incur additional per-payout fees.
Features
Key features
Provides integrated hardware and software for managing sales, inventory, and staff performance at the counter or on the go.
Enables secure online card payments and payment links for websites, social media, and digital invoices.
Offers a dashboard for monitoring daily sales, cash-ups, and staff performance metrics.
Supports standard, fast, and instant payout options to help businesses manage cash flow.
Provides eligible merchants access to flexible capital based on their transaction history.
Additional features
Allows contactless payments directly on compatible mobile devices without extra hardware.
Enables the creation and sending of professional invoices directly from the Yoco App.
Generates shareable links for remote payments via WhatsApp, email, or social media.
Tracks product details and stock levels to provide insightful sales reports.
Allows creation of staff profiles to track individual sales history and manage access permissions.
Connects seamlessly with accounting software like Xero and QuickBooks for automated financial tracking.
Ensures business continuity by allowing transactions even when internet connectivity is limited.
Includes bank-level security and real-time monitoring to protect against fraudulent transactions.
Pricing
Monthly plans
- Standard reporting
- Product catalogue
- Standard online support
- Loyalty program
- Multi-location support
- Priority support
- Table management
- Tableside ordering
- Advanced accounting integrations
Countries & Languages
Interface languages
Billing currencies
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About Yoco
Yoco is a South African payment processing and point-of-sale platform for small businesses.
Yoco Details
Yoco's In-App Market Place
Does Yoco have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
9
Mini Apps
1. Yoco Xero Integration - Sync your Yoco payment data directly with your Xero accounting software for seamless financial management.
2. Yoco QuickBooks Integration - Connect your Yoco account with QuickBooks to easily track your sales and payments in one place.
3. Yoco WooCommerce Integration - Integrate your Yoco payment processing with your WooCommerce online store for a smooth checkout experience.
4. Yoco Mailchimp Integration - Connect your Yoco account with Mailchimp to automatically add customers to your email marketing lists.
5. Yoco Zapier Integration - Use Zapier to automate workflows between Yoco and other apps
such as Google Sheets
Slack
and more.
6. Yoco Shopify Integration - Integrate Yoco with your Shopify store to accept payments seamlessly and track sales data efficiently.
Pricing Options
Plans
Monthly plans
- Standard reporting
- Product catalogue
- Standard online support
- Loyalty program
- Multi-location support
- Priority support
- Table management
- Tableside ordering
- Advanced accounting integrations
Accepted Payment Currencies
ZAR (R), USD ($), EUR (€), GBP (£)
Pros & Cons
- Offers a unified platform for both in-person and online payment processing.
- Provides free POS software with no monthly subscription fees on the base plan.
- Integrates seamlessly with popular accounting software like Xero and QuickBooks.
- Features a user-friendly interface that requires minimal technical setup.
- Includes access to flexible business funding based on transaction history.
- Transaction fees vary based on monthly turnover and payment method, which can be complex to calculate.
- Advanced features like multi-location management and loyalty programs are restricted to paid subscription tiers.
- Hardware purchases are required for the full point-of-sale experience.
- Instant and fast payout options incur additional per-payout fees.
Yoco's Support Options
Email Address
support@yoco.comContact
087 556 7955Documentation
https://help.yoco.com/en/Community Forums
https://community.yoco.com/Live Chat
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