Yoco

Yoco is a cloud-based point-of-sale and payments ecosystem built specifically for South African businesses across retail, food and beverage, health and beauty, and service industries, enabling merchants to accept in-person and remote payments while managing sales, inventory, staff, and customer engagement from a single platform. The system integrates hardware devices such as Counter POS and portable card machines with software services including loyalty programs, savings tools, analytics dashboards, and reporting features to reduce operational complexity and improve business efficiency. Yoco supports multiple payment methods including chip, tap, contactless, and mobile payments like Tap to Pay on iPhone, making it flexible for modern consumer expectations. Its pricing structure includes low transaction fees and subscription tiers such as Core, Plus, and Pro, allowing businesses to scale functionality based on operational needs. The platform also includes developer tools and integrations through Yoco Connect, enabling connectivity with accounting software, booking systems, and retail applications. Designed for ease of use, Yoco reduces administrative workload by automating sales tracking, receipts, and reconciliation while improving cash flow through fast payout options.