About Yotta Pay
An omnichannel payment infrastructure providing open banking and card payment solutions. Features include QR-based terminals, payment links, ticketing, loyalty programs, and referral management for businesses of all sizes.
Yotta Pay is a versatile omnichannel payment and merchant infrastructure platform designed to help businesses reduce transaction costs and improve customer engagement. By leveraging open banking technology, it offers a cost-effective alternative to traditional card processors, with fees starting as low as 0.19%. The platform is particularly well-suited for retail, food and drink, beauty, and event-based businesses that require flexible, mobile-first payment solutions. Beyond simple payment processing, Yotta Pay distinguishes itself with a suite of growth tools, including personalized loyalty programs, referral systems, and an all-inclusive ticketing platform. Its mobile-centric approach allows merchants to turn smartphones into payment terminals, eliminating the need for expensive hardware. While the platform provides deep integration capabilities for e-commerce sites like WooCommerce and Magento, it also serves independent businesses through its intuitive merchant app and dashboard. Buyers should note that while the platform is highly accessible, enterprise-level needs or specific custom integrations may require coordination with their support team.
Pros & Cons
- Significantly lower transaction fees compared to traditional card payment processors.
- No long-term contracts or tie-in periods for merchants.
- Comprehensive suite of growth tools including loyalty and referral programs.
- Mobile-first design allows for payment acceptance without dedicated hardware.
- Seamless integration with popular e-commerce platforms like WooCommerce.
- Advanced features and specific integrations may require technical setup.
- Pricing tiers are structured around monthly fees and transaction minimums which may vary by volume.
- Some advanced reporting features are tied to the dashboard and require active management.
Features
Key features
Accepts payments face-to-face, online, and via telesales using QR codes, payment links, or integrated checkout modules.
Facilitates direct bank-to-bank payments to reduce operational costs compared to traditional card processors.
Includes a personalized loyalty system and an abuse-proof referral program to improve customer retention and acquisition.
Provides a robust ticketing system that allows users to create events, manage promotions, and check in attendees using only a smartphone.
Offers real-time sales reporting, business intelligence, and mobile management tools for tracking performance on the go.
Additional features
Generates invoices with automatic calculations and real-time status updates via the mobile app.
Enables the creation and sale of digital and physical gift vouchers with effortless redemption.
Allows plug-and-play integration with Stripe for streamlined card payment processing.
Offers a no-code integration module for WordPress and WooCommerce websites.
Allows employees to collect payments on behalf of the business using their own phones without needing separate terminals.
Supports secure payments confirmed through biometric UK bank authentication.
Provides flexible fee structures for merchants to cover or pass on processing costs to customers.
Offers hardware like the Yotta Pad crafted from recycled materials to eliminate plastic waste and batteries.
Pricing
Monthly plans
0.49% fee, min 20p per transaction
Source: vendor pricing page →0.29% fee, min 19p per transaction
Source: vendor pricing page →0.19% fee, min 18p per transaction
Source: vendor pricing page →Countries & Languages
Available in
Interface languages
Billing currencies
No reviews yet
Be the first to drop a review
Alternatives to Yotta Pay
.png){kind=small}
WebPay
WebPay is a payment gateway software from WebPay that provides a full-featured solution for processing…
Verifi Global Payment Gateway
Verifi Global Payment Gateway is a payment processing platform from Visa that provides secure transaction…
Moniepoint
Moniepoint is a financial management software from Moniepoint Microfinance Bank that supports small business transactions.…
Chargeback
Chargeback is an automated chargeback prevention service that alerts merchants to incoming disputes, allowing for…
Spot something wrong or outdated?
Suggest a correction — a reviewer verifies every change.
About Yotta Pay
An omnichannel payment infrastructure providing open banking and card payment solutions. Features include QR-based terminals, payment links, ticketing, loyalty programs, and referral management for businesses of all sizes.
Yotta Pay Details
Yotta Pay's In-App Market Place
Does Yotta Pay have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
8
Mini Apps
1. Yotta Pay Button: A simple
customizable payment button that can be easily integrated into any website or app for seamless transactions.
2. Yotta Pay API Integration: A comprehensive API solution that allows developers to create custom payment workflows and connect Yotta Pay with other third-party applications.
3. Yotta Pay Checkout: An optimized checkout process that streamlines the payment process for customers
increasing conversions and reducing abandoned carts.
4. Yotta Pay Subscriptions: A recurring payment solution that enables businesses to set up subscription plans for customers
ensuring a steady revenue stream.
5. Yotta Pay Fraud Prevention: Advanced fraud detection and prevention tools that help protect businesses from chargebacks and fraudulent transactions.
Pricing Options
Plans
Monthly plans
0.49% fee, min 20p per transaction
Source: vendor pricing page →0.29% fee, min 19p per transaction
Source: vendor pricing page →0.19% fee, min 18p per transaction
Source: vendor pricing page →Accepted Payment Currencies
USD ($), EUR (€), GBP (£), AUD ($), CAD ($), JPY (¥), CNY (¥), INR (₹), RUB (₽), MXN ($), BRL (R$)
Pros & Cons
- Significantly lower transaction fees compared to traditional card payment processors.
- No long-term contracts or tie-in periods for merchants.
- Comprehensive suite of growth tools including loyalty and referral programs.
- Mobile-first design allows for payment acceptance without dedicated hardware.
- Seamless integration with popular e-commerce platforms like WooCommerce.
- Advanced features and specific integrations may require technical setup.
- Pricing tiers are structured around monthly fees and transaction minimums which may vary by volume.
- Some advanced reporting features are tied to the dashboard and require active management.
Yotta Pay's Support Options
Email Address
info@yottapay.co.ukDocumentation
https://www.yottapay.co.uk/helpCommunity Forums
https://community.yottainfotech.comYotta Pay's Alternatives
WebPay
WebPay is a payment gateway software from WebPay that provides a full-featured solution for processing…
Verifi Global Payment Gateway
Verifi Global Payment Gateway is a payment processing platform from Visa that provides secure transaction…
Moniepoint
Moniepoint is a financial management software from Moniepoint Microfinance Bank that supports small business transactions.…
Chargeback
Chargeback is an automated chargeback prevention service that alerts merchants to incoming disputes, allowing for…
.png&w=96&q=75){kind=small}
