About Yotta Pay
Yotta Pay is a UK-based performance-driven payment and customer engagement platform designed to help businesses increase revenue, reduce transaction costs, and improve retention through loyalty tools, referrals, analytics, and flexible omnichannel payment infrastructure for modern merchants globally scalable fintech solution.
Yotta Pay integrates payment processing, loyalty programmes, referral systems, and business analytics into a single platform for merchants seeking operational efficiency and revenue growth. It leverages open banking infrastructure to reduce transaction fees, offering rates from 0.19 percent while maintaining secure, scalable, omnichannel payment acceptance across online and physical environments. Businesses can deploy personalised offers, track customer behaviour, and manage loyalty rewards using an intuitive dashboard and mobile application designed for real-time operational control. It supports restaurants, retail, e-commerce, beauty, and event industries, enabling seamless checkout experiences, instant payments, and integrated ticketing solutions for diverse business models. Merchants benefit from reduced churn, increased average order value, and improved customer retention through structured loyalty incentives and referral-driven acquisition channels. The platform also includes invoicing tools, CRM capabilities, reporting dashboards, and merchant apps that streamline sales management and improve decision-making across organisations. It offers flexible pricing plans with monthly subscriptions, transaction-based fees, and cancellation flexibility, making it accessible for both startups and established enterprises.
Pros & Cons
- Reduces transaction fees using open banking infrastructure for merchants globally efficiently
- Increases customer retention and lifetime value through loyalty incentives effectively today
- Combines payments CRM and loyalty into single platform for businesses today
- Improves sales through personalised offers and targeted marketing efficiency growth now
- May require integration effort for existing complex legacy systems initially required
- Limited transparency around detailed fee structures for some merchants reported concerns
- Dependence on digital infrastructure may limit offline resilience in some cases
- Advanced features may be unnecessary for very small businesses sometimes overkill
Features
Key features
Accepts payments face-to-face, online, and via telesales using QR codes, payment links, or integrated checkout modules.
Facilitates direct bank-to-bank payments to reduce operational costs compared to traditional card processors.
Includes a personalized loyalty system and an abuse-proof referral program to improve customer retention and acquisition.
Provides a robust ticketing system that allows users to create events, manage promotions, and check in attendees using only a smartphone.
Offers real-time sales reporting, business intelligence, and mobile management tools for tracking performance on the go.
Additional features
handles secure transactions across multiple channels including online mobile and in-person payments while ensuring fast settlement low fees and seamless integration with existing merchant systems for operational efficiency and improved customer experience overall across all industries globally today
delivers targeted promotions based on customer behaviour purchase history and preferences enabling higher conversion rates increased engagement and improved average order value for merchants driving revenue growth through intelligent segmentation and real-time adaptive marketing strategies effectively today globally
reduces transaction costs by leveraging banking APIs enabling secure real-time payments with improved transparency compliance and faster settlement cycles for merchants and customers enhancing operational efficiency across payment ecosystems globally with scalable infrastructure design flexibility and reliability
monitors customer referrals rewards advocates and prevents abuse through intelligent verification systems that ensure legitimate acquisition channels and sustainable growth for businesses improving trust performance scalability while reducing fraudulent activity across all operations efficiently today globally ready systems
offers configurable reward programmes that encourage repeat business increase customer engagement and improve retention through personalised incentives tracking and seamless redemption experiences across digital and physical channels delivering measurable growth and stronger customer relationships long term value creation
Pricing
Monthly plans
- No payment processing fee
- Making payments - Free
- Payments to others' bank accounts via a connected phone number and QR code
- Friends and family payment acceptance from Yotta Pay App users
- Track of requests and payments
For friends, family, and personal use
Source: vendor pricing page →- Fixed in-app payment processing fee - 0.49%, min 20p, ex. VAT
- Yotta Events fee - 0.99% per ticket (ex. VAT), no fee on free tickets
- Online, mobile, and in-person
- No Yotta Pay app required from your clients
- Cancel anytime
Streamlined and simple
Source: vendor pricing page →- Fixed in-app payment processing fee - 0.29%, min 19p, ex. VAT
- Yotta Events fee - 0.99% per ticket (ex. VAT), no fee on free tickets
- Online, mobile, and in-person
- Invoicing and mini-CRM
- Cancel anytime
For businesses that need more
Source: vendor pricing page →- Fixed in-app payment processing fee - 0.19%, min 18p, ex. VAT
- Yotta Events fee - 0.99% per ticket (ex. VAT), no fee on free tickets
- Online, mobile, and in-person
- Invoicing and mini-CRM
- Cancel anytime
Our lowest business rate
Source: vendor pricing page →Countries & Languages
Available in
Interface languages
Billing currencies
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About Yotta Pay
Yotta Pay is a UK-based performance-driven payment and customer engagement platform designed to help businesses increase revenue, reduce transaction costs, and improve retention through loyalty tools, referrals, analytics, and flexible omnichannel payment infrastructure for modern merchants globally scalable fintech solution.
Yotta Pay Details
Yotta Pay's In-App Market Place
Does Yotta Pay have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
0
Mini Apps
Pricing Options
Plans
Monthly plans
- No payment processing fee
- Making payments - Free
- Payments to others' bank accounts via a connected phone number and QR code
- Friends and family payment acceptance from Yotta Pay App users
- Track of requests and payments
For friends, family, and personal use
Source: vendor pricing page →- Fixed in-app payment processing fee - 0.49%, min 20p, ex. VAT
- Yotta Events fee - 0.99% per ticket (ex. VAT), no fee on free tickets
- Online, mobile, and in-person
- No Yotta Pay app required from your clients
- Cancel anytime
Streamlined and simple
Source: vendor pricing page →- Fixed in-app payment processing fee - 0.29%, min 19p, ex. VAT
- Yotta Events fee - 0.99% per ticket (ex. VAT), no fee on free tickets
- Online, mobile, and in-person
- Invoicing and mini-CRM
- Cancel anytime
For businesses that need more
Source: vendor pricing page →- Fixed in-app payment processing fee - 0.19%, min 18p, ex. VAT
- Yotta Events fee - 0.99% per ticket (ex. VAT), no fee on free tickets
- Online, mobile, and in-person
- Invoicing and mini-CRM
- Cancel anytime
Our lowest business rate
Source: vendor pricing page →Accepted Payment Currencies
USD ($), EUR (€), GBP (£), AUD ($), CAD ($), JPY (¥), CNY (¥), INR (₹), RUB (₽), MXN ($), BRL (R$), GBP
Pros & Cons
- Reduces transaction fees using open banking infrastructure for merchants globally efficiently
- Increases customer retention and lifetime value through loyalty incentives effectively today
- Combines payments CRM and loyalty into single platform for businesses today
- Improves sales through personalised offers and targeted marketing efficiency growth now
- May require integration effort for existing complex legacy systems initially required
- Limited transparency around detailed fee structures for some merchants reported concerns
- Dependence on digital infrastructure may limit offline resilience in some cases
- Advanced features may be unnecessary for very small businesses sometimes overkill
Yotta Pay's Support Options
Email Address
info@yottapay.co.ukDocumentation
https://apiconnect.yottapay.co.uk/redocYotta Pay's Alternatives
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Moniepoint
Moniepoint is a financial management software from Moniepoint Microfinance Bank that supports small business transactions.…
Chargeback
Chargeback is an automated chargeback prevention service that alerts merchants to incoming disputes, allowing for…
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